The people’s bank of China is in action
The People’s Bank of China’s measures to open a green channel for micro-payment clearing system were postponed to February 2.
The People’s Bank of China’s measures to open a green channel for micro-payment clearing system were postponed to February 2 to ensure the convenient remittance and settlement of large amounts of funds.
Respond to the big exam with all one’s strength —— Wuhan Branch of the People’s Bank of China organizes Hubei financial system to support epidemic prevention and control
After the outbreak of pneumonia in novel coronavirus, Wuhan Branch of the People’s Bank of China set up a leading group for the prevention and control of novel coronavirus in time to fully organize the financial system in Hubei to support the prevention and control of the epidemic. On January 23rd, the bank issued the Opinions on Doing a Good Job in Financial Services Related to the Prevention and Control of Pneumonia Infected in novel coronavirus, requiring all financial institutions in Hubei to improve the efficiency of credit approval and open up a "green channel" for loan approval. For reasonable credit applications involving production enterprises, reserve enterprises and logistics enterprises in the prevention and control of the epidemic, it is necessary to speed up the approval and handle special matters, simplify procedures and improve efficiency, and release loans in place as soon as possible. On January 25, the bank held a video conference to deploy the work related to epidemic prevention and control. On January 26th, the Bank held the Party Committee for the first time through the Internet to implement the decision-making arrangements of the CPC Central Committee and the important instructions and speeches of the General Secretary of the Supreme Leader, and further detailed the deployment of epidemic prevention and control work according to the relevant arrangements of the People’s Bank of China and the Hubei Provincial Party Committee and Government. In order to ensure the timely disbursement of financial emergency funds, Wuhan Branch of the People’s Bank of China launched the "Spring Festival+Epidemic Prevention" emergency plan response mechanism on January 22, opening a "green channel" for rapid disbursement of epidemic prevention and control funds to ensure timely allocation of funds; Issue the Notice on Doing a Good Job in Emergency Payment during the Anti-epidemic Period, and guide all relevant institutions within Hubei Province to establish a 7*24-hour emergency contact system for payment, and formulate an emergency response plan for payment during the Anti-epidemic Period; Fully liberalize the credit limit of micropayment system during the Spring Festival to ensure the smooth flow of anti-epidemic funds;A leading group for cash supply emergency work has been set up, focusing on ensuring the cash demand of patients’ families, medical personnel and emergency project construction personnel for wages and material procurement; At the same time, commercial banks are required to do a good job in disinfection of cash storage and business handling sites. In the next stage, Wuhan Branch of the People’s Bank of China will urge all financial institutions in Hubei to reasonably grasp the structure, progress and rhythm of credit supply, do a good job in financial services related to epidemic prevention and control, and ensure the stable operation of finance.
China Banking and Insurance Regulatory Commission is in action.
China Banking and Insurance Regulatory Commission, China issued the Notice on Strengthening Financial Services of Banking and Insurance Industry to Cooperate with the Prevention and Control of Pneumonia Infected by novel coronavirus.
On the evening of 26th, China Banking and Insurance Regulatory Commission announced that in order to resolutely implement the decision-making arrangements of the CPC Central Committee and the State Council, and fully cooperate with the prevention and control of pneumonia infected by novel coronavirus, the relevant matters on strengthening financial services in banking and insurance industry are hereby notified as follows:
First, the implementation of epidemic prevention and control requirements. The insurance institutions of all banks should fully assist the relevant departments and local governments in the prevention and control of pneumonia in novel coronavirus, and resolutely implement all work requirements. Intensify the investigation of employee epidemic situation and make good arrangements for employee epidemic prevention. Regularly clean and disinfect counters, self-service machines and other facilities, and strengthen the health and epidemic prevention management of business outlets and offices. Adjust the work plan and assessment requirements appropriately to reduce personnel gathering and centralized customer visits.
Second, ensure the smooth flow of financial services. All banking and insurance institutions shall, according to the needs of epidemic prevention and control work, reasonably arrange business outlets and time to ensure the stable operation of basic financial services and key infrastructure. For outlets that are temporarily closed down or adjust their business hours due to the epidemic, they should take the initiative to explain and provide alternative solutions. Encourage the active use of technical means to strengthen online business services throughout the country, especially in areas with serious epidemics, and improve the convenience and availability of services.
Third, open up a green channel for financial services. All banks and insurance institutions should further increase their support for epidemic areas, reduce or exempt handling fees, simplify business processes and open up fast channels. We should give full play to the joint efforts of bank credit, insurance guarantee and financing guarantee, and strengthen financial support for key areas of social and people’s livelihood. For those who have temporarily lost their sources of income due to the epidemic, we should appropriately tilt the credit policy, flexibly adjust the repayment arrangements of personal credit such as housing mortgage and credit card, and reasonably postpone the repayment period. Priority should be given to customers who are infected with novel coronavirus, and the scope of responsibility should be appropriately expanded, and all compensation should be made.
Fourth, strengthen financial support for epidemic prevention and control. All banks and insurance institutions should take the initiative to strengthen the service docking with relevant hospitals, medical research units and enterprises, and actively meet the reasonable financing needs in health and epidemic prevention, pharmaceutical product manufacturing and procurement, public health infrastructure construction, scientific research and other aspects. According to the principle of handling special affairs and emergencies, we should effectively improve the efficiency of business handling and provide high-quality and efficient comprehensive financial services for epidemic prevention and control. Encourage the relevant units and workers in the front line of epidemic prevention and control to provide more preferential financial services. Financial products shall not be hyped by epidemic situation.
Fifth, do a good job in financial services for trapped enterprises. All banks and insurance institutions should adjust regional financing policies, internal fund transfer pricing, performance appraisal methods and other measures to enhance the financial supply capacity of areas seriously affected by the epidemic. For wholesale and retail, accommodation and catering, logistics and transportation, cultural tourism and other industries that are greatly affected by the epidemic, as well as enterprises that have development prospects but are temporarily trapped, they are not allowed to blindly lend, cut off loans or pressure loans. Encourage relevant enterprises to overcome the impact of epidemic disasters by appropriately lowering loan interest rates, improving loan renewal policy arrangements, increasing credit loans and medium and long-term loans.
The banking industry is in action.
The 15 measures of the Bank of China Association propose to comprehensively help the epidemic prevention and control with high quality, fast and efficient financial services.
On January 27th, the Bank of China (601988, Stock Bar) Industry Association issued a proposal to all member units, mobilizing banking financial institutions to fully assist epidemic prevention and control with high-quality, fast and efficient financial services through 15 specific measures, such as increasing credit support, vigorously serving customers in epidemic areas, actively donating money and materials, and doing a good job in safety protection, and taking the epidemic prevention and control work as the most important task at present. Article 15 The specific measures are as follows:
1. Give full play to the role of party committees of banking financial institutions in mobilizing and organizing, set up corresponding leading institutions led by bank leaders, and make overall arrangements for resources such as credit, public opinion management, operation management and information technology within the bank to help epidemic prevention and control with high-quality, fast and efficient financial services.
2. Formulate targeted business continuous operation plans and emergency plans to ensure the normal development of daily operations, ensure smooth contact and communication among internal personnel, and strengthen the grasp of employees’ health status.
3. Issue emergency loans or special loans to areas with severe epidemics, give special interest rate concessions, and reduce relevant formalities fees.
4. Arrange special credit lines for medical institutions and production enterprises related to epidemic prevention and control, and formulate special service plans; For enterprises that are affected by the epidemic and encounter temporary difficulties, we will give full support through credit restructuring and reduction of overdue interest according to the actual situation.
5. Encourage medical staff, government workers and those who have temporarily lost their sources of income due to the epidemic prevention and control. If personal loans and credit card overdrafts are overdue during the epidemic, the repayment period will be reasonably delayed, which will not be regarded as a breach of contract for the time being and will not enter the list of customers who have defaulted.
6. Formulate or start corresponding emergency plans, ensure the financial services of key medical institutions for epidemic prevention and control, open a green channel for financial services for epidemic prevention and control, and provide emergency financial services such as emergency cash withdrawal and fund transfer for government agencies and epidemic prevention-related enterprises and institutions. Epidemic prevention and control related business to the network with the application. According to the needs, it can provide on-site financial services for epidemic prevention and control medical institutions.
7. To handle the account opening in capital settlement and other business affairs of charitable organizations such as the Red Cross and Charity Federation, so as to ensure accuracy and efficiency.
8. Do a good job in financial services for social targeted donations, ensure smooth remittance channels for all kinds of donations such as online banking, and transfer all kinds of donated funds in time.
9. Do a good job in public-oriented financial services. In view of the upgrading of traffic control in many cities, under the premise of ensuring the safety and protection of employees, we should reasonably arrange the emergency operation of outlets, do a good job of shift duty, form a reasonable echelon, and strengthen the incentive guarantee.
10 to ensure the prevention and control of emergency materials procurement cash, cash withdrawal for residents’ daily life, and provide on-site service when necessary.
11. The majority of member units should fully fulfill their social responsibilities, according to the actual situation of their own units, start the relevant emergency procedures, actively donate money and materials to charitable organizations in areas with serious epidemics such as Wuhan, and widely mobilize employees to actively participate. Donations and materials were received by Hubei Red Cross Society, Hubei Charity Federation, Hubei Youth Development Foundation, Wuhan Charity Federation and Wuhan Red Cross Society.
12. China Banking Association responded to the call of the central authorities for deployment, donated 1 million yuan to the epidemic area, and conscientiously made statistical summary and reporting of donations from member units.
13 take ventilation, disinfection, temperature monitoring and other necessary measures to ensure the hygiene of business outlets and offices.
14. Make full use of online and offline services, and widely publicize and advocate customers to use mobile banking, electronic banking and other off-the-shelf services.
15. Banking employees take the lead in developing good hygiene habits, wash their hands frequently, pay attention to hygiene, have fewer parties, and be responsible for themselves, their customers and their families. Strengthen confidence, treat the development of the epidemic correctly, stay awake, stick to your strength, don’t believe in rumors, and don’t spread rumors.
The Agricultural Development Bank opened an emergency channel for credit business management and urgently deployed novel coronavirus epidemic prevention and control work
In order to effectively prevent and control the epidemic situation in novel coronavirus, the Agricultural Development Bank has set up a leading group for the prevention and control of the epidemic situation in novel coronavirus, urgently studied and deployed the prevention and control of the epidemic situation in novel coronavirus, and established a monitoring mechanism for the epidemic situation of employees and their families living together, requiring all provincial branches and departments and offices of the Head Office to report the confirmed cases, suspected cases and mild symptoms to the office of the leading group before 16: 00 every day. In order to do a good job in the prevention and control of the epidemic situation in novel coronavirus, the Agricultural Development Bank issued the "Emergency Notice on Starting the Emergency Channel of Credit Business Management and Actively Doing a Good Job in the Prevention and Control of the Epidemic Situation in novel coronavirus" on January 26, opening the emergency channel of credit business management and actively supporting enterprises to produce and sell masks and medical epidemic prevention and control products. The circular requires that the "top leaders" of all banks should take epidemic prevention and control as the most important task at present, and all enterprises related to epidemic prevention and control should apply for working capital loans in accordance with the principle of "emergency handling" and handle credit business quickly. Relevant business departments of the Head Office should enhance their service awareness, respond to the concerns of all banks in a timely manner, and the main responsible persons of the departments should personally grasp, strengthen communication, closely cooperate, implement their responsibilities, earnestly do a good job in credit business, and help win the epidemic prevention and control campaign. At present, Hubei Branch of Agricultural Development Bank has met the loan demand with a number of pharmaceutical enterprises and is ready to issue emergency loans to pay for epidemic prevention materials at any time.
The Export-Import Bank set up a leading group to deal with the epidemic situation, and Hubei Branch increased its financing support for enterprises in the medical and pharmaceutical field.
On January 27th, the Export-Import Bank set up a leading group to deal with the epidemic situation, in order to thoroughly study and implement the spirit of the important instructions of the Supreme Leader General Secretary on the prevention and control of pneumonia infected in novel coronavirus, and strictly implement the work deployment of The Politburo Standing Committee (PSC) on January 25th on the prevention and control of the epidemic situation.
It is reported that Hu Xiaolian, Party Secretary and Chairman of the Export-Import Bank, is the team leader, Wu Fulin, Deputy Secretary of the Party Committee, is the deputy team leader, and members of the Party Committee and other senior executives are members of the team. There is an office under the leading group, and Sun Ping, member of the Party Committee and vice president, is the director of the office of the leading group. The Office of the Head Office undertakes the daily work of the leading group together with relevant departments in the bank, tracks and supervises the daily affairs of the leading group, and promotes the implementation of various prevention and control tasks.
The Export-Import Bank Hubei Branch increased its financing support for enterprises in the medical and pharmaceutical fields. It is reported that since the outbreak of novel coronavirus in Wuhan, Hubei Branch of the Export-Import Bank has issued a total of RMB 690 million in loans to relevant key enterprises, and provided efficient settlement services for enterprises, fully guaranteeing the procurement of materials and raw materials, drug production and supply in the fight against the epidemic. Relevant financing enterprises are all key enterprises in the medical and pharmaceutical field in Hubei Province, and the protective articles, medical devices, imaging equipment and measuring instruments produced are playing an important role in supporting epidemic prevention and control and building a defense line for prevention and control.
Agricultural Bank of China comprehensively helps win the epidemic prevention and control war.
The Agricultural Bank of China (601288, Guba) held a special meeting at the first time, set up a leading group for epidemic prevention and control headed by Chairman Zhou Mubing at the head office, and issued the Emergency Notice on Doing a Good Job in the Prevention and Control of Pneumonia in novel coronavirus, which made arrangements for the prevention and control of the whole bank. The Agricultural Bank of China immediately implemented various prevention and control measures, formulated emergency plans, and implemented the "daily report, zero report" system. Strengthen epidemic prevention and control, focusing on the prevention and control of business premises, personnel flow control, health prevention and control education, material reserves and other work. Banks at all levels comprehensively arrange the whereabouts of employees during the Spring Festival and master the physical health of employees. Establish a health information WeChat group, timely release epidemic prevention knowledge, improve employees’ awareness of self-protection, and remind employees to do self-protection during the Spring Festival holiday. Implement health and epidemic prevention measures in business offices and strengthen cleaning, ventilation and disinfection. For the business outlets where suspected cases are found, customers should be evacuated immediately, temporary closure should be properly arranged, and other employees of the outlets should be arranged to observe at home. Minimize large-scale collective activities to prevent cross-infection in a closed environment. Before the epidemic has been lifted, in principle, no large-scale meetings will be held. It is understood that on January 25th, New Year’s Day, employees of several outlets in Hubei Branch of Agricultural Bank of China gave up their rest, overcame difficulties and dangers, and successfully completed the allocation of disaster relief funds in order to ensure the rapid arrival of disaster relief funds. At present, the Agricultural Bank of China actively cooperates with the local government to provide a safer and more hygienic service environment for its employees and customers. To ensure the safety of employees,It is clear that employees in outlets can wear masks for business, and provide front-line employees with protective equipment such as masks, disinfectants and temperature monitoring equipment. Conditional outlets should start the fresh air system in time to ensure the air circulation in the office and business hall, and do a good job in disinfection of outlets and halls at regular intervals. In some areas where the service of outlets is suspended, all kinds of online services should be guaranteed uninterrupted, and at the same time, self-service banking equipment should be equipped with sufficient banknotes to effectively ensure the safety of employees and the uninterrupted financial services of customers. On 26th, Agricultural Bank of China donated the first batch of 30 million yuan to Hubei Charity Federation for the prevention and control of epidemic situation in novel coronavirus. In the next step, the Agricultural Bank of China will pay close attention to the changes and development of the epidemic situation, while doing a good job in employee safety protection, earnestly safeguard the life safety and health of employees and ensure the smooth and orderly financial services.
China Post Group and Postal Savings Bank donated 50 million yuan to fully support the fight against the epidemic.
On January 26th, China Post quickly implemented the spirit of the latest directive of the CPC Central Committee on the prevention and control of pneumonia infected in novel coronavirus, and once again studied and deployed the whole system to prevent and control the epidemic, helping to win the prevention and control of the epidemic. China Post Group Co., Ltd. and China Postal Savings Bank decided to donate 50 million yuan to Wuhan to support Wuhan in fighting the pneumonia epidemic infected by novel coronavirus. Among them, the postal group donated 20 million yuan and the Postal Savings Bank donated 30 million yuan. Since the outbreak of pneumonia in novel coronavirus, the party group of China Post Group Co., Ltd. has attached great importance to it. Postal units at all levels have implemented the responsibility system of top leaders, obeyed the unified command arrangement of relevant state departments, party committees and governments at all levels and regulatory authorities, and compacted the responsibility of territorial prevention and control layer by layer, taking epidemic prevention and control as the most important work at present, and resolutely preventing and controlling the spread of the epidemic. Strengthen the prevention and control of postal and bank business premises, vigorously organize the provision of safety protection articles such as masks, hand sanitizers, disinfectants and body temperature testers in business premises, comprehensively disinfect business premises and supplies, rationally arrange business outlets and windows, strengthen prevention and control measures for business personnel and customers, and pay attention to the combination of prevention and protection. Vigorously publicize the knowledge of epidemic prevention and control, and strictly implement the "zero report" system for emergency duty and epidemic situation. Improve the safety awareness of employees, strengthen the care for employees, and enhance the self-prevention awareness and social confidence of employees and customers. On January 25th, China Post issued an announcement to urgently open a national green channel.Provide free transportation and distribution services for donated materials sent to the Red Cross institutions designated by the Wuhan Municipal Government. The Postal Savings Bank immediately issued a warning on the risk of pneumonia in novel coronavirus, formulated an emergency plan, and strengthened joint prevention and control measures such as financial service guarantee and financial science and technology support to ensure that all work was carried out in an orderly manner. We will comprehensively strengthen financial support for newly-built or designated medical institutions in areas with severe epidemic situation, fully support the credit demand of enterprises such as scientific research and production of drugs, medical devices and related materials needed for epidemic prevention and control, and open green approval channels and increase support for credit approval projects involving epidemic situation. While doing a good job in the service of business outlets, we will strengthen the service and publicity of online business channels such as mobile banking and online banking, actively guide customers to give priority to electronic channels for business, and ensure the financial service needs of our customers. The national postal financial outlets have opened green channels, and the postal remittance service is used to handle donations to the Red Cross Society of China and china charity federation free of charge. At the same time, the Red Cross and Charity Federation, the account opening of the special account for the prevention and control of emergency materials procurement, capital settlement and other special operations will be handled to ensure accuracy and efficiency. Do a good job in the special guarantee of remittance channels for various donations such as mobile banking and personal online banking, and transfer all kinds of donations in time.
Everbright Group donated 30 million yuan to resolutely win the epidemic and stop the war.
Since the outbreak of pneumonia in novel coronavirus, the Party Committee of Everbright Group has put its mission in mind, shouldered its responsibilities, and taken decisive measures to resolutely fight the epidemic.
First, donate 30 million yuan to the epidemic area in Hubei in advance to help fight the epidemic. The second is to strengthen financial services. Everbright Bank (601818, stock bar) actively extended credit to support relevant enterprises and individuals to speed up the production of drugs and materials to fight the epidemic; At the same time, actively communicate with the regulatory authorities, study and reduce the handling fees of related businesses, simplify the workflow, and ensure that relevant funds arrive in time. The third is to give full play to the special role of characteristic industries. CYTS (600138, Share Bar) Holdings continues to do a good job in safeguarding the interests of customers, so that customers can rest assured and feel at ease. Jiashitang (002462, Guba) tries its best to produce, transfer and reserve medicines and materials, actively provide community services and give full play to the special role of pharmaceutical enterprises. Fourth, give full play to the advantages of the Group’s comprehensive financial and industrial integration, strengthen cooperation among financial institutions, financial institutions and industrial enterprises, and form the greatest synergy to fight the epidemic with the greatest strength.
Everbright Group attaches great importance to the development of epidemic situation. Around the New Year, it held two party committees to deploy the response work, set up a leading group for response to epidemic situation, and established a daily reporting system. Chairman Li Xiaopeng, General Manager Wu Lijun and President Liu Jin personally visited the front line to express their condolences to employees and deploy the response to epidemic situation. On January 25th, after the meeting in the Political Bureau of the Communist Party of China (CPC) Central Committee, the Party Committee of the Group asked all enterprises and departments to convey the spirit of the learning meeting at the first time and carry out the work well. On the afternoon of January 26th, the Party Committee of the Group once again held an enlarged meeting of the Party Committee in the form of telephone conference to study and deploy the epidemic response work, and further put forward specific requirements.
Industrial Bank donated 30 million yuan in the first batch to support the prevention and control of COVID-19 epidemic.
On January 26th, Industrial Bank (601166, Share Bar) held a party committee to further study and deploy the prevention and control of pneumonia infected in novel coronavirus, and decided to donate the first batch of 30 million yuan to fully support the fight against the epidemic. Since the outbreak of the epidemic, Industrial Bank has conscientiously implemented the decision-making arrangements made by the CPC Central Committee and the State Council, acted quickly, set up a head office leading group for production safety headed by the president, regarded epidemic prevention as the overriding political task at present, put the safety and health of employees and customers first, strengthened financial support services, and made every effort to prevent and control the epidemic. During the epidemic prevention and control period, some business outlets of Industrial Bank were closed according to the unified arrangement of the local government. In order to effectively protect the daily financial service needs of customers and the masses, Industrial Bank strengthened the 7×24-hour online response of online financial services. At the same time, it exempted handling fees for transfer transactions and donations through personal online banking and mobile banking channels of Industrial Bank, and provided professional and efficient financial services for epidemic prevention and control, procurement and production of emergency medical materials, and corporate donations. It is understood that on January 21 and 22, Industrial Bank issued two urgent notices on the prevention and control of the novel coronavirus epidemic, formulated prevention and control plans, compacted responsibilities at all levels, and ensured that prevention and control measures were put in place, requiring the heads of institutions at all levels of the Spring Festival holiday group to stay at the location of their institutions, take command from the front, resolutely implement and cooperate with the unified command arrangements of local governments to stop the spread of the epidemic; Establish a daily mechanism for epidemic prevention and control of the Group, and comprehensively investigate and grasp the epidemic prevention and control situation of various institutions of the Group.Strengthen risk warning and epidemic prevention guarantee; Strengthen the health management of employees during the Spring Festival, minimize going out and gathering activities, and avoid going to crowded places; Do a good job in the publicity and education of scientific prevention knowledge for customers and employees, strengthen the ventilation, disinfection and sanitation management of business premises, and arrange employees in business outlets to wear masks to work. In view of the shortage of medical materials to prevent and control the epidemic, Industrial Bank continued to increase financial support for medical enterprises, supported them to organize production and sales, and especially increased credit supply to pharmaceutical chain community convenience service enterprises to ensure the supply of medical materials. In Wuhan, Hubei Province, which is the front line of fighting the epidemic, Wuhan Branch of Industrial Bank, in accordance with the unified arrangements of the local government and regulatory authorities, arranged to suspend the business of outlets, at the same time, did a good job in cash delivery, ensured that the cash reserve of self-service machines was sufficient and operated normally, worked overtime with the Red Cross to complete the opening of online banking accounts, ensured that social donations were allocated in time, and used in the front line of epidemic prevention and control as quickly as possible.
Hengfeng bank launched eight financial security measures to fully support epidemic prevention and control.
Since the emergence of the pneumonia epidemic in novel coronavirus, hengfeng bank has resolutely implemented the decision-making arrangements of the CPC Central Committee and the State Council, and according to the work requirements of the Shandong Provincial Party Committee and the provincial government, it is the top priority of the current work to support the prevention and control of the epidemic and provide financial services. In order to effectively support the prevention and control of the epidemic, hengfeng bank has formulated eight measures to ensure financial services, and made every effort to open up a green channel in financial services and provide quality services, so as to fight against the invasion of the virus epidemic together with the whole society. First, cancel the general remittance payment limit of corporate online banking, realize the automatic remittance of customer remittances, improve the remittance speed of customers, and ensure the smooth remittance of corporate customers’ funds during the Spring Festival holiday. Second, all units and individuals who donate or remit special funds for epidemic prevention in Hubei through hengfeng bank are exempt from handling fees. Exempt foreign donations from various expenses of remittance, and at the same time give maximum preferential treatment to the settlement of donated funds. During the epidemic period, the online banking service fee of enterprises is free. The third is to strengthen the disinfection treatment of business outlets and self-service machines. All tellers wear masks to provide services to ensure service safety. All working meetings and scheme discussions with corporate customers or other institutions are conducted in the form of online or video teleconference to avoid crowd gathering. The fourth is to open a green channel for financial services for epidemic prevention and control, and the relevant business will be handled with the application at the outlets, and the special person will be responsible. Provide emergency financial services such as emergency cash withdrawal and fund transfer for government agencies, enterprises and institutions. Provide on-site financial services for epidemic prevention and control medical institutions as needed.Fifth, fully support the credit demand of enterprises engaged in scientific research, production, purchase and sale of medical devices, drugs and related materials for epidemic prevention and control, quickly examine and approve, meet the credit scale in full, and give credit interest rate support. Simplify the business handling procedures, which can be handled in advance by means of signing and mailing. The sixth is to reduce the cost of financial services for enterprises in epidemic areas. Apart from reducing the loan interest rate, the related businesses that provide financial support for enterprises in epidemic areas through entrusted loans, syndicated loans and online supply chain finance are exempt from relevant handling fees. Seventh, apply to the relevant regulatory authorities of the company’s corporate finance business. If customers from different places need to come to the bank to receive licenses and approvals, hengfeng bank will handle them on their behalf, so as to reduce the cross-city flow of customers. Eighth, relying on hengfeng bank WeChat official account, Account Manager Harbor, WeChat group and other channels, we will strengthen popular science propaganda on epidemic prevention and control, and assist local governments at all levels to popularize knowledge on epidemic prevention and control.
UnionPay China Unionpay Quick Pass APP urgently opened convenient donation channels to help prevent and control the epidemic.
On the morning of January 26th, in order to actively respond to the social announcement of the Red Cross Society of Wuhan about receiving charitable donations from all walks of life, China Unionpay Quick Pass APP launched an emergency convenient donation channel. Caring people from all walks of life can open the China Unionpay Quick Pass APP, click on the home page [Wuhan Refueling Donation] and follow the prompts to make donations in real time and conveniently. The maximum amount of donation is 500 yuan, and there is no limit on the number of donations. The money will be directly transferred to the official account of Wuhan Red Cross Society, and China Unionpay Quick Pass APP and China UnionPay provide payment services without charging any handling fees to users. Only one day after it was launched, China Unionpay Quick Pass APP users all over the country enthusiastically gave their love and gathered strength to fight the epidemic. Epidemic is the command, and prevention and control is the responsibility. After receiving the application from Hubei Branch of Bank of Communications (601328, Share Bar) for the emergency opening of the charity donation merchant of Wuhan Red Cross at 18: 00 on January 23rd, China UnionPay quickly completed the network access of Wuhan Red Cross on the evening of January 23rd, laying a foundation for the subsequent donation work. Since the outbreak of the epidemic, the Party Committee of China UnionPay has attached great importance to it, set up an emergency working group at the first time, and held several special work meetings, requiring all subsidiaries of UnionPay system to implement prevention and control responsibilities, effectively guarantee payment services and support during the epidemic, and take all necessary measures to ensure the safety and health of employees. As the builder and operator of the inter-bank transfer clearing system for bank cards, China UnionPay will ensure the smooth operation of the UnionPay system and the orderly development of various public and personal payment services at the critical moment of fighting the epidemic.
The insurance industry is in action
Insurance association of china advocates all member units to give full play to the insurance protection function and fully support epidemic prevention and control.
On January 27th, insurance association of china issued a proposal, urging all member units to give full play to the insurance protection function, support the epidemic prevention and control work with dedicated, caring, warm-hearted and solid insurance services, and demonstrate the industry value and social responsibility of the insurance industry to the whole society with practical actions.
First, deeply understand the importance and urgency of epidemic prevention and control, and take epidemic prevention and control as the most important work at present.
疫情就是命令，防控就是责任。各会员单位要认真学习习总书记重要讲话精神，增强“四个意识”、坚定“四个自信”、做到“两个维护”，把疫情防控工作作为当前最重要的工作抓好贯彻落实。加强组织领导，成立疫情防控领导小组，制定应急预案，建立应急机制，以及时、高效、充足的保险保障服务疫情防控工作。加强统筹协调，集中人力物力财力，重点保障本单位设在湖北省的保险机构，提升受疫情影响严重地区的保险服务能力。
二、开通保险理赔绿色通道，确保及时高效做好理赔服务。
各会员单位要通过多种渠道主动排查出险客户，尤其是对湖北省等疫情影响严重地区，力争做到主动理赔。要开通24小时受理理赔报案， 24小时受理理赔申请，保证热线专业专人提供咨询服务。简化理赔程序，增加线上理赔，减少线下理赔，避免不必要的理赔接触。对感染新型冠状病毒的出险理赔客户，可先行赔付，后补齐相关资料，适当扩展责任范围。充分发挥保险科技的作用，大力推进“闪赔”“秒赔”，让患者得到更快捷、便利的理赔服务。对受疫情影响临时调整的相关理赔业务，主动做好解释说明，提供替代解决方案。
Third, strengthen insurance innovation and provide exclusive insurance products and services for epidemic prevention and control.
Accelerate the development of exclusive insurance products and services for medical care and disease control personnel and their families, provide protection for their disability and death caused by virus infection or other accidents in the process of epidemic prevention and control, and provide insurance protection for millions of medical care and disease control personnel and their families who are fighting in the front line of epidemic prevention and control regardless of personal safety. Strengthen the use of insurance funds, actively connect with relevant hospitals, medical research units and enterprises, and provide reasonable financing needs for epidemic prevention and control work.
Fourth, give full play to professional advantages and cooperate with the public to promote knowledge and psychological counseling.
Give full play to the professional advantages of the insurance industry in health and medical care, actively assist the government and relevant functional departments, and publicize the knowledge of disease prevention. Actively make use of existing resources, establish and open a free value-added service platform for health consultation, answer questions in time, and ease public tension. Fully mobilize the enthusiasm and initiative of insurance practitioners, drive a family, influence relatives and friends, and cooperate with governments at all levels and relevant departments to do policy propaganda and public opinion guidance.
Five, carry forward the spirit of great love, and actively carry out donations to key epidemic areas.
Actively give full play to their own advantages, combine the actual situation of the unit, mobilize employees extensively, and actively help the epidemic prevention and control by donating money and materials, donating medical supplies such as masks, goggles and protective clothing that are urgently needed for epidemic prevention, and donating insurance products and services. To donate money and materials to epidemic areas, you can contact local charities, or you can contact insurance associations in insurance association of china or provinces (cities, autonomous regions) to donate on your behalf. Insurance association of china will donate 500,000 yuan to the epidemic area, and do a good job in statistical summary and reporting of donations from member units.
Six, strengthen safety protection, do their own epidemic prevention and control work.
Strictly implement the measures of the Party Central Committee, the State Council and the local area on epidemic prevention and control, adhere to the responsibility of guarding the land, strengthen the epidemic prevention and control work for employees and customers of the unit, increase the intensity of epidemic investigation, and make good epidemic prevention arrangements. Take ventilation, disinfection, temperature monitoring and other measures to ensure the hygiene of business outlets and offices, and insist on washing hands frequently and paying attention to hygiene. Adjust the work plan appropriately, strengthen online business services and reduce the risk of infection. Strengthen confidence, resolutely believe in rumors, and do not spread rumors.
Under the strong leadership of the CPC Central Committee and the State Council, and under the guidance of China Banking and Insurance Regulatory Commission’s deployment, insurance association of china and all member units, with a high sense of responsibility and mission, gave full play to the insurance protection function and responsibility of the insurance industry, and made concerted efforts to support the epidemic prevention and control work.
A number of insurance companies completed novel coronavirus claims.
The reporter learned from Sunshine Insurance that on January 27th, the company had paid 500,000 yuan to the family of Dr. Li (a pseudonym) who died of novel coronavirus infection through the green channel. On January 25th, Sunshine Insurance donated 500,000 yuan per person to all medical staff, medical support staff from various provinces and cities and their families who fought against novel coronavirus in Wuhan, and assumed the responsibility of death and total disability caused by novel coronavirus. It is estimated that about 200 thousand medical staff and their families will be involved in the insurance donation, and the total risk protection will exceed 100 billion yuan. Xintai Insurance also completed the first claim of novel coronavirus on January 27th. It is understood that on January 26th, Xintai Insurance Telephone Center received a report that Guo, a customer from Hubei Province, died of severe pneumonia in the hospital, and was confirmed as novel coronavirus by hospital virus detection. After receiving the report, Xintai Insurance quickly launched the emergency response mechanism, opened the green channel for claims, and instructed local institutions to simplify the process and quickly complete the claims procedures. The claims were received on January 27.
China Ping ‘an donated 1 billion yuan of insurance protection to the media workers who fought in the front line of Hubei epidemic prevention and control.
Following China Ping ‘an (601318) providing free exclusive risk protection for 8 million CDC and medical staff nationwide, on January 26th, China Soong Ching Ling Foundation People’s Daily Media Public Welfare Special Fund and China Ping ‘an and other institutions jointly launched the "COVID-19 Epidemic Front-line Media Protection Plan" to provide personal accident protection and targeted subsidies for media workers covering in Hubei, with a per capita coverage of 500,000 yuan and a total coverage of over 1 billion yuan. Previously, Ping An in China has provided exclusive risk protection for 8 million CDC and medical staff nationwide, with a per capita insurance coverage of 500,000 yuan. All the above insurances are provided by Ping An Property & Casualty.
The "COVID-19 epidemic frontline media protection plan" (hereinafter referred to as the "media protection plan") will provide protection for media workers fighting in the frontline by means of "insurance+subsidy". Among them, the amount of insurance claims is about 1 billion yuan, and China Ping An donated novel coronavirus epidemic accident insurance for media workers who fought in the front line of Hubei epidemic prevention and control. The "Media Protection Plan" will provide personal accident insurance for front-line media workers. If a media worker is disabled or dies because of novel coronavirus’s business infection, Ping An Property & Casualty will provide a maximum of 500,000 yuan for each person, and bear the transfer and resettlement expenses to prevent the spread of infection; If media workers are infected on the job and their family members are disabled and die, Ping An Property & Casualty will also provide up to 500,000 yuan in relief compensation; The "Media Protection Plan" will also provide targeted subsidies for front-line media workers. If media workers are infected with novel coronavirus on business, once they are diagnosed, the People’s Daily Media Public Welfare Special Fund will provide a subsidy of 50,000 yuan per person.
After the outbreak of novel coronavirus, Ping An of China promptly mobilized various internal and external resources. Its insurance companies, including Ping An Life Insurance Company of China, Ping An Property Insurance, Ping An Health Insurance and Ping An Endowment Insurance, actively participated in the epidemic prevention and control work, quickly set up 7×24-hour online consultation and specialist claims service, opened a green channel for claims, and started the special case pre-compensation service. In response to the epidemic, five major restrictions, such as canceling drugs, diagnosis and treatment projects, and designated hospitals, were introduced, and 10 million medical masks were distributed to the people of the country free of charge through the Ping An Good Doctor APP platform; Provide exclusive risk protection for 8 million disease control and medical staff nationwide free of charge, and escort medical staff in the front line of epidemic prevention and control; Ping An Good Doctor APP opened a new type of pneumonia consultation area at the first time, and respiratory experts answered questions about the disease for 7*24 hours in real time, determined suspected cases, and informed countermeasures to avoid delaying the illness; Ping An AskBob Health Butler also launched an epidemic news area to update the progress of the epidemic every day, so as to facilitate the public to know the changes of the epidemic in time.
CCB Life fully supports epidemic prevention and control.
On January 26th, China Construction Bank (601939, Share Bar) resolutely implemented the decision-making arrangements of the CPC Central Committee and the State Council, made epidemic prevention and control and financial service guarantee the top priority at present, and launched 10 measures to support epidemic prevention and control and financial service guarantee, including "donating 30 million yuan to Hubei epidemic areas". Through Jianxin Life Insurance, CCB Group provided 1 million yuan of accidental injury and regular life insurance for the first-line medical staff (including those who supported Hubei from other places) during the epidemic. If the above-mentioned medical staff are infected with novel coronavirus, they will be provided with 300 yuan subsidy per person per day during hospitalization.
Since the outbreak, CCB Life, as a member of China Construction Bank Group, has actively responded to the deployment of the Group and fully supported the epidemic prevention and control work. It immediately launched an emergency plan for major public health incidents, set up a leading group for epidemic prevention and control work, deployed measures to deal with the epidemic, opened a green channel for fast insurance claims on January 21st, implemented a 24-hour hotline, simplified claims procedures, implemented novel coronavirus’s first payment, and initiated a series of measures such as active investigation and searching sick customers through various channels.
China Life Insurance donated one million exclusive insurance coverage to all civil servants and armed police officers and soldiers in Wuhan.
With the increasing number of confirmed and suspected cases in many places in novel coronavirus, China Life Insurance (601628, Share Bar) donated insurance protection to medical staff in Wuhan, and further rushed to help civil servants and armed police officers at all levels in Wuhan. China Life Insurance Company assumed the insurance responsibility, effectively protecting the risks faced by hundreds of thousands of civil servants and armed police officers in the front line of fighting the epidemic. For example, local civil servants at all levels and officers and men of the armed police in Wuhan died in the course of fighting against the epidemic due to accidents, diseases and overwork, and China Life Insurance paid compensation of 1 million yuan per person.
In addition, China Life Property Insurance has also introduced a number of service measures, including providing a 24-hour green channel for reporting cases by telephone at 95519/4008695519. All institutions are on duty 24 hours a day, actively contacting medical insurance and hospitals, simplifying claims procedures, streamlining claims data according to the confirmed list and suspected list, communicating with customers in time, providing advance compensation, taking the initiative to make claims at the first time, and canceling the waiting period limit in the terms and canceling designated hospitals.
The securities industry is in action
Give full play to the strength of the fund to fight the epidemic, and public and private placements and their ecological chain institutions make great contributions and materials.
If one side is in trouble, all sides will support it. At the beginning of New Year’s Eve on January 24th, public and private fund management institutions actively responded to the call for assistance, fulfilled their social responsibilities, and supported the protection against pneumonia in novel coronavirus in various ways.
By 20: 00 on January 26th, according to the incomplete statistics of asset management association of china, 14 Public Offering of Fund companies and 18 private fund managers had donated 85,528,400 yuan to Hubei Charity Federation, Wuhan Charity Federation, Wuhan Red Cross Foundation, Shanghai Charity Federation and related hospitals. In the form of material donation, 355,000 masks, 160,000 medical special materials, 50,000 goggles, 50,000 protective clothing, 15 negative-pressure isolation ambulances and 500 boxes of disinfectant hand sanitizer were donated to relevant charities and wuhan union hospital, equivalent to no less than 22.25 million yuan.
To fight the epidemic, public and private fund management institutions and their ecological chain institutions made great efforts to donate money and materials:
Huaxia Fund: Donated 2 million yuan, all of which will be used for the procurement of urgently needed materials such as medicines, masks, protective clothing, disinfectant, goggles, etc. in Wuhan epidemic areas, as well as the help and condolences to front-line medical staff. Qianhai Open Source Fund: donated 10 million yuan, which will be used as the special fund for epidemic relief by the pneumonia prevention and control headquarters of novel coronavirus. E Fund: 5 million yuan was donated by Wuhan Hankou People’s Hospital, Wuhan University People’s Hospital, Zhongnan Hospital of Wuhan University and Wuhan University Hospital for medical treatment and protection of novel coronavirus’s pneumonia. Guangfa Fund: donate 2 million yuan, which will focus on ensuring hospitals and gradually guarantee community epidemic prevention according to the amount of materials raised; The funds raised are used for purchasing epidemic prevention materials, family pension for death due to epidemic situation, volunteer insurance, protective gear and living allowance. The funds and materials raised will mainly protect Wuhan, taking into account other cities in the province with severe epidemic prevention and control and other provinces and cities with severe economic difficulties affected by the epidemic prevention and control. Huitianfu Fund: Donated 3 million yuan to provide support to medical workers who participated in the fight against the epidemic. Ruiyuan Fund: donated 3 million yuan to set up a special support fund for retrograde people to provide support to medical staff who went to Wuhan from Shanghai to fight the sudden epidemic. Penghua Fund: Donated 5 million yuan as special fund for epidemic relief. Cinda Aussie Fund: donated N95 masks worth 100,000 yuan. Invest in Morgan Fund: donate 2 million yuan for special fund for epidemic relief. Dacheng Fund: Donated 2 million yuan for special fund for epidemic relief.Golden Eagle Fund: Donated 100,000 yuan to be used as the special fund for epidemic relief. CITIC Prudential Fund: Donated 5 million yuan to be used as the special fund for epidemic relief. Hua ‘an Fund: Donated 3 million yuan to be used as special fund for epidemic relief. Harvest fund (blog, Weibo): Donated 5 million yuan to be used as special fund for epidemic relief. Sequoia Capital China: 160,000 medical special materials such as masks, medical gloves and disinfectant were urgently raised, and the first batch of materials were directly delivered to Huoshenshan Hospital through small medicines of member enterprises. The second batch of materials is on its way to Wuhan. Daluo Capital: Donated 2 million yuan to be used as the special fund for epidemic relief. Black Ant Capital: Donate 1 million yuan to be used as the special fund for epidemic relief. Dexun Capital: donated 1 million yuan to urgently raise 50,000 pairs of goggles and 500 boxes of hand sanitizer through a piece of medicine from the invested enterprise. Junlian Capital: Donate 1 million yuan to be used as the special fund for epidemic relief. Shenzhen Oriental Harbor Investment: 1.66 million yuan was donated as the special fund for epidemic relief. Shanghai Jinglin Assets: Donated 10 million yuan to be used as the special fund for epidemic relief. Fosun International, to which Fosun Ruizheng belongs, urgently raised 240,000 masks, 50,000 protective clothing and 15 negative pressure isolation ambulances. Gao Lin Capital: Donated 10 million yuan to urgently raise the first batch of 100,000 medical masks, sterilized 100,000 bottles of 84, and sent them to Wuhan Charity Federation. Light source capital: donate 1 million yuan to urgently raise 15,000 medical masks. Entrepreneurial dark horse (300688, stock bar): organized students to raise a total of 768,400 yuan.Part of the money will be used to purchase medical and protective materials urgently needed to fight the epidemic, and the rest will be donated to public welfare funds. Xiaomi Group, affiliated to Venus Venture Capital, donated 10 million yuan and more than 300,000 yuan of medical protective materials, including N95 masks, medical masks and thermometers. At present, this batch of medical supplies has arrived in Wuhan at noon on January 25th. Xiaomi and eco-chain enterprises decided to add more than 3 million yuan of materials.
Private equity and venture capital fund managers give full play to the advantages of resources and platforms, guide, integrate and organize the advantages of industrial chain enterprise resources and professional scientific research and technology invested, and support the anti-virus protection work;
Xinzhongli Capital Investment Enterprise Tongji Modern Medicine, Li Shizhen Health Industry, Changjiang Pulse Medicine and other company support materials have been put in place one after another; 111 Group opened an online free consultation channel to ease the pressure of seeing a doctor in Wuhan hospital.
Gaocheng Bio, an investment enterprise of Sequoia Capital China, strives to find suitable antiviral antibodies from recovered patients by using single-cell antibody sorting technology; Betta, an investment enterprise, donated 10 million yuan to Hubei Charity Federation for the prevention and control of novel coronavirus epidemic; Internet medical enterprises, such as Medical Union, Penguin Doctor, Micro-medicine, and Miaoshou Doctor, offer 7/24-hour free respiratory specialist consultation to provide real-time assistance; ZTO Express and Jingdong Logistics deliver strategic materials for Wuhan day and night; Small medicine platform, to ensure that all products do not increase in price, through its own distribution channels, to raise urgently needed medical materials at the front line, and efficiently deliver them to the first-line medical staff.
Sino-VIA, a capital investment enterprise of Huagai, mobilized national resources to set up an emergency epidemic response working group to ensure the normal operation of installed CT imaging equipment in medical institutions at all levels and rapid front-end deployment, and maintain 24-hour contact with local governments and health and health commissions to confirm emergency needs and provide rapid services.
Gaotejia investment enterprise Hot View Bio (688068, Guba) completed the development of novel coronavirus (2019-nCoV) nucleic acid detection kit; Zhijiang Bio developed the novel coronavirus test kit and launched the 2019 novel coronavirus fully automatic closed test platform.
Rendu Bio, an investment enterprise of Qiming Venture Capital, successfully developed the novel coronavirus nucleic acid detection kit; Five points for attention in wearing 130-second popular science surgical mask for Yaoying Medical.
Songhe Capital Investment Company Huada Gene (300676, Guba) and Shengxiang Bio announced that they have successfully developed novel coronavirus nucleic acid detection kit. At the same time, Huada Gene donated 10,000 novel coronavirus test kits to Wuhan; Shengxiang Bio donated more than 10 million yuan worth of emergency materials such as automatic nucleic acid extractor, detection reagent and supporting consumables.
Gaochun capital investment enterprises Hanhui Pharmaceutical, Baekje Shenzhou, Haosen Pharmaceutical Group, Junshi Bio and other enterprises donated medicines, masks, protective clothing and other urgently needed materials; Lilac doctors and good doctors give full play to their own business resources and comprehensive advantages, and spare no effort to spread epidemic dynamics and protection knowledge.
Yuanhe Holdings helped to contact and solve the shortage of raw materials for the production of human infrared thermometers by Wuhan Huazhong CNC (300161, Guba).
The United States and China, a member company of Fosun International Medicine, which belongs to Fosun Ruizheng, provide CT interpretation support for pneumonia in order to reduce clinical pressure, ensure that BodyTom32 rows of whole-body mobile CT products are in place and stand by, and set up a 10-member expert group from the departments of respiratory medicine and critical care medicine to stand by and support the emergency work of Wuhan epidemic prevention and control.
(Statistics: asset management association of china)
Non-bank financial institutions are in action
Zhongrong Trust: The epidemic disease is ruthless, and the epidemic prevention will win.
After learning of the shortage of medical materials in Wuhan, Zhongrong Trust actively raised funds and contacted donation channels. Up to now, Zhongrong Trust has raised 3,335,020 yuan. The company donated 2.41 million yuan through China Red Cross Society to support the related construction of Wuhan Huoshenshan Hospital. It is understood that every Zhongrong person and his family members are also worried about the epidemic. Some canceled their outing activities and donated their refunds. Some negotiated with their children to donate lucky money … In less than one day on the 26th, the company received a total of 425,020 yuan from 985 employees. Subsequently, the money will also be earmarked for the construction of Wuhan Huoshenshan Hospital through the China Red Cross Society. In addition, in order to help win the novel coronavirus epidemic prevention and control war and ensure the life safety and health of the broad masses of people, Zhongrong Trust actively responded to china trustee association’s initiative and donated 500,000 yuan to join the "China Trust Charity Trust for Fighting New Pneumonia". According to reports, the charitable trust is an open trust and will be added one after another. The first trust plan has been put into the rescue work for the epidemic prevention of new pneumonia in Hubei at the first time on the day of its establishment. Zhongrong Trust said that the company actively responded and carried out epidemic prevention work one after another, set up a leading group and working group for pneumonia prevention and control, unified command of epidemic prevention work, established a reporting mechanism for employees’ health care, actively carried out epidemic prevention work, reported health conditions to relevant departments on a daily basis, and provided timely materials supply and other assistance.
Chongqing Trust urgently assembled to set up the charity trust of "Fighting the epidemic with one heart and one mind"
On January 26th, Chongqing Trust responded to the call of the CPC Central Committee, and with the strong support of Chongqing Banking and Insurance Regulatory Bureau, established the "Chongqing Trust Uniting to Fight the Epidemic" charity trust, and all the funds will be used to assist medical staff and patients in the front line of epidemic prevention and control in Hubei and other places. At the same time, Chongqing Trust also sent donation initiatives to investment enterprises, partners and caring people from all walks of life to fight the epidemic with one heart and one mind. In addition, china trustee association launched a donation initiative to the whole industry, including Chongqing Trust, CITIC Trust, AVIC Trust and other institutions, which responded positively. The first batch of 19 trust companies donated a total of 10 million yuan, and the trust industry made concerted efforts to participate in the battle of epidemic prevention and control, reflecting the social responsibility and mission of the trustees in the new era. Chongqing Trust said that it will continue to pay close attention to the development of the epidemic in the future, and will work with the Chongqing Charity Federation to make every effort to fight the epidemic.
Source: Financial Times reporter: Wu Haifeng Zhang Modong Li Lan Du Bing Zhou Cui Zhao Meng Li Guohui Xiao Yang Fu Qiushi Yang Yi Hu Ping Editor: Yu Jiaxin
This article first appeared on WeChat WeChat official account: Financial Times. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.