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China Consumers Association released the list of car complaints last year： Mercedes-Benz BMW Audi was on the list.

Data Map: Visitors to the Auto Show in auto china in 2018 are jostling with each other. China News Service reporter Jia Tianyong photo

　　The China Consumers Association released a report on the 11th, saying that the data of automobile complaints accepted by the National Consumers Association in 2018 were analyzed, and it was found that BYD had the largest number of complaints from the top ten brands involved, and the three German luxury car brands Mercedes-Benz, BMW and Audi were all on the list.

　　With the sustained and rapid development of economy and society, the number of cars in China has maintained a rapid growth trend in recent years. According to the statistics of the Ministry of Public Security, the number of cars in China reached 240 million in 2018, an increase of 10.51% over 2017. According to the data released by China Automobile Industry Association, the domestic automobile production and sales in 2018 were 27.809 million and 28.081 million respectively.

　　China Consumers Association released the report "Analysis on the Acceptance of Automobile Product Complaints by National Consumers Association in 2018" on the 11th, saying that in 2018, the complaints and consultation information system of National Consumers Association recorded a total of 19,283 complaints about automobile products (including parts), a decrease of 5.8% compared with the previous year.

　　According to the report, from the top ten brands involved in complaints, BYD ranks first, followed by Mercedes-Benz, BMW, Buick, Audi, FAW-Volkswagen, Changan Ford, Dongfeng Nissan, SAIC Volkswagen and Dongfeng Honda.

　　"The three German luxury car brands Mercedes-Benz, BMW and Audi are all on the list, which also reflects the upward trend of automobile consumption. This complaint data is absolute, and consumers should consider it comprehensively because of the different sales volume and ownership of each automobile brand. " The report said.

　　It is understood that the complaints of all brands are focused on after-sales service, contract and quality. The main problems of after-sales service are non-performance of three-guarantee obligations and non-performance of after-sales commitments. The breach of contract mainly focuses on deposit, and the quality problems are mainly product performance and unqualified products.

　　Judging from the specific problems complained, the complaints of TOP 10 brands mainly focus on issues such as deposit, engine, tires, suspected fraud and car paint, and the main problems of each brand are slightly different. Among them, the engine oil problem of Dongfeng Honda is more prominent, and the paint problems of Mercedes-Benz, FAW-Volkswagen, Changan Ford and Audi are relatively high.

　　China Consumers Association reminds consumers to pay special attention to the verbal promises of the merchants about refunding the car purchase deposit and insurance deposit during the car purchase process, pay attention to keeping the deposit or deposit receipt, record the verbal promises of the merchants when necessary, and actively strive to sign a paper deposit or deposit refund agreement.

　　After the implementation of "Three Guarantees for Cars", consumers should pay attention to keeping the car purchase invoice and the certificate of "Three Guarantees for Cars", which is the basic condition for consumers to use the "Three Guarantees for Cars" to protect their rights. Article 13 of Chapter 4 stipulates: "Repairers should establish and implement the filing system of repair records. Written repair records shall be made in duplicate, one for filing and one for consumers. " Therefore, after each repair, consumers should ask for maintenance invoices from 4S shops or repair shops as evidence for future rights protection.

The new energy automobile industry has entered an accelerated adjustment period, and important policies have been continuously introduced.

　　The National Development and Reform Commission (NDRC) recently announced that all restrictions on foreign-funded shares in the automobile industry will be abolished in the next five years. At the same time, with the continuous decline of subsidies for new energy vehicles, new energy vehicles have entered a period of accelerated industrial adjustment. The reporter learned from the industry that in order to promote the development of new energy vehicles, this year, important policies will be continuously introduced in the field of new energy vehicles around infrastructure construction and model innovation to promote the cost reduction and service quality improvement of new energy vehicles and further promote the rapid expansion of new energy vehicles under the new situation.

　　Lian Qingfeng, deputy secretary of the Party Committee of BAIC New Energy Automobile Company, said that in the future, the development of new energy vehicles will certainly extend from products to services, to travel and to the whole lifestyle, which will also be the main line of the transformation and development of the automobile industry. And around the service upgrade, it will inevitably bring innovation in the development model.

　　To reduce the cost of new energy vehicles, Li Yixiu, deputy general manager of BAIC New Energy, said that on the one hand, the battery and electricity cost of new energy vehicles will be reduced through technological progress, and on the other hand, the one-time input cost will be reduced through model innovation. For example, the new energy vehicle and the battery are separated through the power exchange mode, and consumers will no longer bear the cost of the battery completely, so that the cost of purchasing new energy vehicles by consumers will be greatly reduced, and the convenience and cost of using new energy vehicles can be greatly improved.

　　In addition, the innovation of promotion mode will further promote the expansion of new energy vehicles in the future. Time-sharing and other travel services are becoming a focus of new energy vehicle manufacturers and an important way to promote the development of new energy vehicles. At the same time, it has also promoted the upgrading and transformation of many vehicle manufacturing enterprises from manufacturing enterprises to service enterprises.

　　Experts said that China’s travel service market is still not perfect. On the one hand, it lacks corresponding rules and regulations and has not formed a unified and effective industry management. On the other hand, the scale of enterprises is small and has not yet formed a scale advantage. So far, there are more than 300 enterprises engaged in shared travel business in China, but only four of them have more than 10,000 vehicles, and most of them are only a few hundred vehicles.

　　In view of these situations, the relevant departments have begun to make policy preparations. The reporter learned from relevant fields that some important policies on time-sharing and new energy vehicles will be introduced this year, including the regulation of time-sharing market, the construction of charging facilities, and model innovation.

The problem of teenagers’ internet addiction intensifies. E-sports should avoid becoming a means of ＂bleaching＂ the game.

　　The Spring Festival of 2019, which just passed, is destined to make Chen Can and Jason unforgettable. Together with dozens of other Internet addiction teenagers, they spent the New Year in an Internet addiction treatment center in Beijing. China Youth Psychological Growth Base, located in the southern suburbs of Beijing, was founded in 2003, and it is the first institution in China that specializes in treating teenagers and youths with Internet addiction. Every child and young person who walks in here has a different history of internet addiction, but because of their internet addiction, they have brought similar pain and suffering to their respective families. In the past 16 years, the number of Internet addiction rehabilitation institutions such as China Youth Psychological Growth Base has increased from one to two or three hundred in China, which is a worrying phenomenon, because there are more and more Internet addiction teenagers, and the unfortunate families behind them are also increasing day by day.

　　The fall of a schoolmaster took only one semester.

　　At present, many children with Chen Can are enjoying their first winter vacation after entering the university. A few years ago, Chen Can’s mother imagined such a future for Chen Can, and believed that Chen Can must be a famous university. Chen Can’s mother recalled that Chen Can had excellent academic performance in junior high school. At that time, his goal was to be admitted to the best local high school with the first place in the county. However, everything changed after Chen Can fell in love with online games.

　　Chen Can, who is in front of the reporter of China Youth Daily and Zhongqing Online, is a polite and eloquent young man. He has entered the final stage of Internet addiction treatment in the psychological growth base of young people in China, and will soon resume his normal study and life. He regretted his experience of indulging in online games in the past few years.

　　Chen Can recalled that he was addicted to an online game in junior high school. He played for three or four hours after school every night, and rarely fell asleep before 12 o’clock at night. However, due to my solid academic foundation and high learning efficiency in class during the day, my academic performance has not been greatly affected.

　　In the senior high school entrance examination, Chen Can’s score was among the top ten in the county. Although there is a certain gap from the goal of getting the first place in the county, it is enough to ensure that he can successfully enter the best local high school.

　　After entering high school, Chen Can continued the habit of staying up late to play games every night, but his high school studies were obviously aggravated, and it was already difficult for him to take both games and studies into consideration. In junior high school, Chen Can can still take a nap if he is too sleepy in class during the day, which basically won’t have much impact on his study, but it is impossible in senior high school. Due to lack of energy during the day, there is no guarantee to listen carefully in class. In just one semester, Chen Can’s academic performance has dropped sharply. After a day’s suspension due to a conflict with the teacher, Chen Can found that the suspension would give him more time and reason to play games, and then he began to deliberately skip class, and his learning progress could not keep up. Later, Chen Can directly applied for suspension.

　　To Chen Can’s mother’s distress, as a parent, there is nothing she can do in the face of her son’s addiction to games and the resulting "fall" in life.

　　Chen Can’s mother recalled that in fact, as early as junior high school in Chen Can, she and Chen Can’s father had been urging Chen Can not to play games for so long, but the dissuasion had little effect. Later, it was even easy to cause Chen Can’s emotional catharsis. Chen Can’s mother remembers that once there was a guest at home, Chen Can kicked over the gift sent by the guest in order to express his dissatisfaction, which was very rude. As for losing your temper with your parents, it is even more common. At first, Chen Can’s mother thought that the child was rebellious in adolescence. After this period of time, the child would get better. Until Chen Can’s academic performance in high school plummeted and quickly changed from a "schoolmaster" to a stubborn poor student, Chen Can’s parents thought that the child was so addicted to games that it was necessary to be treated.

　　Chen Can’s mother first found a friend who is a psychiatrist. After a preliminary diagnosis, this friend found that Chen Can’s Internet addiction was very serious, and suggested taking measures to quit it as soon as possible.

　　When I heard the doctor’s diagnosis of her son, Chen Can’s mother was desperate for the first time in her life. The child who once made herself and the whole family extremely proud actually fell to the point where serious mental problems appeared because she was addicted to online games.

　　Now Chen Can has realized that at the height of Internet addiction, he was not only obsessed with online games, but also evaded and rejected real life. He would rather chat with people online than talk to them in reality.

　　In April, 2017, Chen Can came to China Youth Psychological Growth Base for the first time under the leadership of her parents, but in order to get back to school before school starts in September, the treatment lasted only five months. As a result, because of incomplete treatment, Chen Can relapsed after returning to school for one month.

　　In December 2017, Chen Can once again came to the China Youth Psychological Growth Base. After a winter vacation, he thought he was good, but when he got home, he quickly returned to the state of being addicted to online games.

　　In May 2018, Chen Can’s parents took Chen Can to the China Youth Psychological Growth Base for the third time. This time, the treatment has been as long as nine months now. The doctor’s advice is that the treatment will not be over until Chen Can is completely cured of Internet addiction.

　　As the treatment has entered the final stage, it is expected that Chen Can will be able to really return to normal life when the new semester begins. But precious youth has been delayed for three years. Chen Can’s former senior one classmates have entered university life at this time, while Chen Can’s mother has already given up her dream of a famous university for her son.

　　Chen Can felt that he was unlikely to go back to high school again. He planned to study high school courses by himself while working, and then he planned to enter the university. Chen Can’s mother no longer expects her son to be admitted to the university. Her only expectation is that Chen Can can lead a normal life safely.

　　A former e-sports player who lost himself.

　　Jason, 26, has been addicted to Internet for almost 10 years.

　　Jason’s father told the reporter of China Youth Daily and Zhongqing Online that Jason had been addicted to online games since his sophomore year. At that time, he went to Internet cafes every day, and his studies were a mess. There was nothing the school could do about how to save the child, so it suggested that Jason’s father transfer him to a local militarized school.

　　In the new school, Jason’s mobile phone was confiscated, and he usually lived in the school. He was forbidden to leave the school at will. He had no chance to get in touch with online games. In this way, Jason’s academic performance gradually picked up, but Internet addiction also tortured him mentally. In the first half year of his new school, Jason’s father lied about his child’s illness three times to meet his son’s internet addiction demand, helped Jason to ask for leave, took him out of school and took him home to play online games. However, since then, Jason’s Internet addiction has been temporarily suppressed under the strict control of the school.

　　After studying in a new school for two years, Jason was finally admitted to a good local university. After going to college, Jason’s playing games was no longer out of control. Jason told the reporter of China Youth Daily and Zhongqing Online that his studies in college were not affected by playing games. However, Jason’s father said that his son spent almost every day in the Internet cafe since his sophomore year, and finally he graduated from college, just muddling through.

　　Jason also participated in the national college students’ e-sports competition and won an award when he was in college, but it was this experience that made him understand that an e-sports player is far from playing games, and needs strict and boring training. When entertainment turns into work, few people can actually persist.

　　Therefore, when talking about quitting his job one year after graduating from college and starting to focus on online games completely, Jason’s answer to the reporter’s question of why he didn’t take part in e-sports competition again was that he could never aim at becoming an e-sports player, because it was too difficult to take that road.

　　In the summer of 2016, I graduated from Jason University, and then entered a local company with good conditions in all aspects step by step. However, work can’t bring people a sense of excitement and accomplishment as quickly as games. After gradually discovering the dullness of work, Jason began to devote more energy to online games, from going to Internet cafes to play games after work at the beginning, to taking time off to play games, and then to absenteeism to play games. The unit leader talked to him again and again, and talked to his parents, but they couldn’t make him change his mind.

　　Less than a year after graduating from college, Jason voluntarily gave up his first job in life, and then looked for several jobs, but all of them could not be maintained within a few days. Jason’s father knows very well that his son’s mind is completely on online games. Where can real life bring him excitement and excitement like the online world?

　　In the following year, Jason lived a black-and-white life. Jason’s father was annoyed but helplessly watched his son spend every night in the Internet cafe. He went home to eat and sleep early in the morning, slept until three or four o’clock in the afternoon, and then ate something to go to the Internet cafe. Later, Jason stopped going to Internet cafes, so he shut himself in his room all day. He said that he didn’t always play games, and he spent a lot of time browsing and chatting with people online, but he just couldn’t leave the computer.

　　Jason’s father found that his son, who was cheerful and talkative, had become listless and could not even speak fluently after blocking himself in the online world for nearly a year.

　　Jason’s father felt that his son was "dying" mentally, and he had to find a way to save his son.

　　In May, 2018, Jason’s father made up an excuse to cheat Jason to Beijing and live directly in the psychological growth base for teenagers in China. Jason found that he came here to give himself up Internet addiction, and then he rebelled by means of hunger strike, leading other children to "riot" and running away. Jason’s father was determined not to compromise with his son.

　　After various means of resistance failed, Jason finally understood his father’s determination and began to receive treatment.

　　The treatment process is full of challenges. After the son started Morita therapy (the treated person is alone in a room with only one bed in the room, which ensures the basic living conditions of the treated person, but there are no social activities, reading, entertainment and other activities to force the treated person to think, examine and recognize himself), Jason’s father did not expect that other children only need Morita therapy for 30 to 40 days, but his son actually did it for 70 days.

　　The harm of Internet addiction to teenagers will become increasingly prominent.

　　In the past 16 years, China Youth Psychological Growth Base has treated more than 10,000 teenagers with Internet addiction. Tao Ran, director of China Youth Psychological Growth Base and director of Addiction Medicine Center of Beijing Military Region General Hospital, told China Youth Daily and Zhongqing Online reporter, "A large number of examples show that even if teenagers with Internet addiction complete the treatment of quitting Internet addiction, the physical and mental harm that Internet addiction brings to children will be lifelong."

　　First of all, Internet addiction does great harm to children’s health.

　　When Tao Ran treated the children, he found that 90% of teenagers with Internet addiction were lean and thin, and their weight was not up to standard. During the treatment in the base, these children are also generally weak and sick. If the weather changes slightly, they will easily catch a cold and have a fever. Gastrointestinal function is also worse than that of healthy children.

　　The problem of vision decline of teenagers with internet addiction is also very prominent. According to the recommended standards of international medicine, teenagers over 8 years old should play video games for less than one hour every day, but teenagers with internet addiction generally play video games for more than three or four hours every day, which can easily cause serious damage to their vision.

　　Internet addiction teenagers have been sitting quietly for a long time facing computers and mobile phones, and lack of sports. Tao Ran said sadly that these children were supposed to be the most energetic, sunny and energetic, but because they were addicted to games, they delayed the best opportunity for physical development.

　　Secondly, the permanent damage caused by internet addiction to children’s brains directly affects children’s intellectual development, mental state and social life ability.

　　According to Tao Ran, related research shows that long-term addiction to video games will lead to frontal lobe ischemia of teenagers’ brains and affect their development. In addition to affecting children’s intellectual development, the most important thing is the harm caused to children’s psychological development.

　　Tao Ran said that there is now a metaphor for Internet addiction teenagers as "machine brain". This means that teenagers with internet addiction generally have no normal emotions and feelings, and like a robot, they treat people and things around them with a cold attitude. They only have emotions when they are addicted to games, but in real life, they are not interested in everything.

　　However, human beings are gregarious animals, and the development of human society is based on gregarious and social interaction. Only normal communication between people can achieve healthy psychological development. If a teenager or a minor faces a computer or a mobile phone every day and looks for life in the game, his world outlook, values and outlook on life are not mature, and his brain is still in the developing stage. In this state of life, these internet addiction teenagers often have no human feelings, do not understand interpersonal relationships, leave school, and then leave society when they are older. Their life has become virtual, that is, to face life in the way of games, and then to moralize and legalize.

　　In Tao Ran’s view, the mental development of teenagers with Internet addiction has been seriously affected because they have been addicted to online games for a long time, and their mental age is often 4 to 5 years younger than their actual age. The immature psychology of teenagers with internet addiction, coupled with the misleading that either you hit me or I hit you and kill people in the game world, leads them to tend to solve problems by violence.

　　According to Tao Ran’s investigation, about 86% teenagers with Internet addiction have used violence against their relatives.

　　When parents and family members stop themselves from playing games, teenagers with internet addiction often beat and scold their parents and family members instead of admitting their mistakes. What’s more, if their requirements for playing games are not met, teenagers with Internet addiction may even kill their parents. On December 31 last year, such a tragedy happened in Hengnan County, Hengyang City, Hunan Province. A 13-year-old junior high school student killed his parents with a hammer because he couldn’t ask his parents for the internet fee. Such vicious cases related to Internet addiction have been common in the past few years.

　　The China Youth Psychological Growth Base located in Beijing has not received many teenagers with Internet addiction from Beijing, accounting for only about 5%. This is another typical phenomenon that Internet addiction harms Chinese teenagers, that is, the bigger the city, the less serious the problem is, the situation in small and medium-sized cities is worse than that in big cities, and the problem of teenagers with Internet addiction in rural areas is the most serious.

　　Tao Ran said that mainly because of the families in big cities, children get more perfect family education, and parents’ educational concepts are more scientific, so they will avoid and interfere with children’s excessive contact with video games as soon as possible. In addition, children in big cities have too many things to play and learn, and they don’t have so much time and space to indulge in online games.

　　In contrast, children in rural areas are obviously lacking in family education, and some rural children may also be left behind. Grandparents are responsible for taking care of their children, and often have no more energy to restrain their children from surfing the Internet and playing mobile phones.

　　Don’t think that the problem of internet addiction teenagers in rural areas is far away from those of us who live in big cities. Tao Ran said anxiously that in the future, after these left-behind children and internet addiction teenagers in rural areas enter the city, their psychological and personality problems caused by online games for a long time really need the attention of the whole society. "You can’t imagine who these internet addiction teenagers may hurt after what they encounter."

　　Behind the name recognition of e-sports is the growing problem of teenagers’ internet addiction.

　　On November 3, 2018, the League of Legends S8 season global finals, the IG team from China won the championship. For a time, domestic media rushed to report, including some mainstream media that had previously reserved their position on e-sports. Looking at the past two years, the exposure rate of e-sports in the media is getting higher and higher, from the analysis of professional industrialization of e-sports to the reports that China players have repeatedly won good results in world competitions, and then to the discussion of e-sports entering the Asian Games and the Olympic Games. However, compared with the stricter control of the media in reporting e-sports in earlier years, today’s reports are more speculative and less cautious.

　　Chen Can’s mother and Jason’s father, as the deepest appreciators of the serious harm caused by Internet addiction to teenagers, strongly oppose the increasingly obvious high profile of e-sports.

　　E-sports and video games are different, but they are all based on video games. Children only see some media speculating on e-sports, so they have a tough reason to resist parents’ restrictions on playing games. But how many children can become world champions from an internet addiction teenager?

　　Chen Can’s mother said, "For the development of e-sports, the state should have legislative supervision. Whether children can take the road of e-sports in the end depends on the evaluation of authoritative institutions to tell them whether they are suitable for the development of e-sports. Of course, we can’t completely ban e-sports, but we can’t mislead most children like this. "

　　Jason’s father said, "Successful e-sports players are only a small part of the pyramid. It is actually very difficult to take the road of e-sports. In my opinion, the media should publicize it comprehensively and make minors and parents aware of this problem. Now, they only see the bright side, but rarely notice that it is impossible for everyone to become a professional player in e-sports, let alone win the championship. We can’t let it (game makers) dominate public opinion. We want everyone to clearly see the harmful aspect of Internet addiction. "

　　In addition, Jason’s father also thinks that it is difficult for the state to strengthen the supervision of online games so that children don’t play at all, so the key is how to control them. Parents should also analyze why some children are addicted to online games and some children are not. The deeper reason of addiction is family education, so it is necessary to help children enhance their psychological quality and anti-frustration ability during their growth.

　　For video games to expand publicity in the name of e-sports, Tao Ran’s suggestion is that e-sports must be over the age of 21 or 22 (equivalent to graduating from college) to participate. This avoids the participation of teenagers and young people whose brains are developing and whose "three views" are being established. E-sports can be played, but it must be played by adults over the age of 21 or 22. Tao Ran found that 80% of teenagers with Internet addiction wanted to become e-sports players, which actually became an excuse for them to indulge in online games.

　　As far as schools are concerned, schools and teachers should publicize the dangers of excessive use of computers, electronic products and addiction to games just as they do anti-drugs. Instilling children with this danger from an early age may sprinkle venom in their hearts and sow the seeds of defense.

　　In addition, schools and parents should encourage children to develop more hobbies. Tao Ran said that teenagers with Internet addiction have a common problem — — There are few hobbies, and parents have not cultivated their hobbies well since childhood. They only have to study, and suddenly they come into contact with this game, which must be interesting. Another is to cultivate children’s good interpersonal relationships from an early age. Now there are many only children, and children have no playmates, so they can only play computers and mobile phones. Tao Ran suggested that parents should raise a small animal for their children to release their energy and let them learn to care about others. In addition, parents should reduce or even eliminate electronic nanny products in the process of children’s education. Children under 8 years old are not recommended to touch video games. Children over 8 years old can play for half an hour every day from Monday to Friday and for one hour every day on weekends.

　　In the past two years, there has been more and more publicity about e-sports in public opinion. Tao Ran believes that this is because some of our game manufacturers actually hold the tools of public opinion, which are the media while developing games. If the enterprises selling tobacco have mastered the media tools, can it still say that smoking is harmful to health? Therefore, game manufacturers will use their own media platforms to talk about the infringement of games on children, and say that games need to be controlled? An enterprise that grasps public opinion will certainly sing a song of praise for what it has developed.

　　Then, as a game manufacturer, at the same time, it holds a powerful tool of public opinion. Is this inappropriate? Should we have a system similar to the Anti-Monopoly Law, forcibly divest the media platforms of these companies, or split enterprises?

　　E-sports entering the Asian Games and possibly entering the Olympic Games is a hot topic of public opinion in recent two years, and it is also a powerful starting point for e-sports to carry out image innovation. However, the so-called competition of electronic games itself is still controversial.

　　In September last year, Yi Jiandong, a famous sports scholar, put forward "Identification of Ten Problems in E-sports in China", pointing out that "E-sports, as a new intellectual competition and spiritual entertainment, is different from sports that seek to strengthen physical fitness or physical limits, and can develop independently according to its own laws. Putting e-sports into the sports system has many adverse effects on itself and sports, especially on the concept and value system of sports. The development of e-sports in China is under the special background of the immature youth sports in China, the highest myopia rate in the world, the prevalence of chronic diseases, the poor fitness atmosphere, and the seriously low fertility rate. It is necessary to get rational policy regulation and even levy special taxes on the industry in order to gradually achieve the coordinated effect of social economy and culture. The author suggests that the government and even e-sports investors support large-scale and long-term research on the defects, drawbacks and deficiencies of e-sports, so as to form an objective, fair and balanced e-sports research and communication pattern, thus realizing the rational, peaceful and sustainable development of e-sports. "

　　Last December, at the Seventh Olympic Summit Forum hosted by the International Olympic Committee, some participants believed that the game industry where e-sports is located is business-driven, while sports is based on values. There is a huge difference in the basis of existence, which is why it is difficult for e-sports and sports to reach the same goal by different routes.

　　Yi Jiandong said in "Identification of Top Ten Problems of E-sports in China", "From the current point of view, the IOC’s project selection rules and practices do not support the possibility of e-sports becoming an Olympic project in the near future."

　　(Chen Can and Jason are pseudonyms in the text)

　　Beijing, February 18 th

Some opinions of the Central Committee of the Communist Party of China and the State Council on promoting the reform of price mechanism (full text)

Xinhua News Agency, Beijing, October 15th

Some opinions of the Central Committee of the Communist Party of China and the State Council on promoting the reform of price mechanism

(12 October 2015)

The price mechanism is the core of the market mechanism, and the market determines the price, which is the key for the market to play a decisive role in resource allocation. Since the reform and opening up, as an important part of the economic system reform, the price reform has been continuously promoted and deepened, and the prices of most competitive commodities have been liberalized, which has played an important role in establishing and improving the socialist market economic system and promoting sustained and healthy economic and social development. Especially in recent years, the pace of price reform has been greatly accelerated, the prices of a large number of goods and services have been liberalized one after another, and the marketization of prices in refined oil, natural gas, railway transportation and other fields has been significantly improved. At the same time, we should also see that the price reform in some key areas and key links needs to be deepened, the government pricing system needs to be further improved, and the market price behavior needs to be further standardized. In order to promote the price reform to develop in depth and speed up the improvement of the price mechanism mainly determined by the market, we hereby put forward the following opinions.

I. General requirements

(1) Guiding ideology. Fully implement the spirit of the 18th CPC National Congress and the 2nd, 3rd and 4th Plenary Sessions of the 18th CPC Central Committee, actively adapt to and lead the new normal of economic development in accordance with the decision-making arrangements of the CPC Central Committee and the State Council, closely focus on making the market play a decisive role in resource allocation and better play the role of the government, comprehensively deepen price reform, improve the price formation mechanism in key areas, improve the government pricing system, strengthen market price supervision and anti-monopoly law enforcement, and create a good price environment for economic and social development.

(2) Basic principles

-Adhere to market decisions. Correctly handle the relationship between the government and the market, and hand over all the prices that can be formed by the market to the market, and the government will not interfere improperly. We will promote price reform in water, oil, natural gas, electricity, transportation and other fields, liberalize prices in competitive links, and give full play to the role of the market in determining prices.

-adhere to the combination of release and management. Further enhance the awareness of the rule of law, fairness and responsibility, strengthen supervision after the event, and optimize price services. In the field of government pricing, we must strictly regulate the government pricing behavior, and resolutely manage the thin tube in place; In the field of independent pricing, operators should improve rules, strengthen law enforcement, maintain market order, safeguard and promote fair competition, and promote the construction of modern market system.

-Persist in reform and innovation. Explore and innovate in price formation mechanism, regulation system and supervision mode, respect the initiative of grassroots and the masses, and promote the transformation of price management from direct pricing to standardizing price behavior, creating a good price environment and serving macro-control. Give full play to price leverage to promote economic transformation and upgrading and improve quality and efficiency.

-Adhere to steady and prudent progress. Price reform should be coordinated with the reform of fiscal revenue, income distribution, industry management system, etc., reasonably distinguish between basic and non-basic needs, take into account the relationship between upstream and downstream of the industry, enterprise development and people’s livelihood security, economic efficiency and social equity, economic development and environmental protection, grasp the opportunity, rhythm and intensity, effectively prevent all kinds of risks and ensure stability and order.

(3) Main objectives. By 2017, the prices of competitive fields and links will be basically liberalized, and the scope of government pricing will be mainly limited to important public utilities, public welfare services and network-based natural monopoly links. By 2020, the market-determined price mechanism will be basically perfect, a scientific, standardized and transparent price supervision system and anti-monopoly law enforcement system will be basically established, and the price control mechanism will be basically sound.

Second, deepen price reform in key areas and give full play to the role of the market in determining prices.

Focusing on making the market play a decisive role in resource allocation, we will accelerate the pace of price reform, further promote decentralization, combination of liberalization and management, optimize services, respect enterprises’ independent pricing rights and consumers’ free choice, and promote the free flow and fair trade of goods and factors.

(4) Improve the price formation mechanism of agricultural products. Make overall use of the international and domestic markets, pay attention to the role of the market in forming prices, and the prices of agricultural products are mainly determined by the market. In accordance with the principle of "emphasizing key points, keeping and releasing", based on China’s national conditions, we will implement differentiated support policies for different varieties, adjust and improve the "yellow box" support policies, gradually expand the scale and scope of the "green box" support policies, protect farmers’ enthusiasm for production, promote the sustainable development of agricultural production, and ensure the basic self-sufficiency of grains and the absolute safety of rations. We will continue to implement and improve the minimum purchase price policy for rice and wheat, reform and improve the corn purchasing and storage system, continue to implement the pilot reform of cotton and soybean target prices, and improve the subsidy payment method. Strengthen the cost investigation and price monitoring of agricultural products, accelerate the establishment of a global agricultural data investigation and analysis system, and provide important support for the government to formulate policies such as agricultural product prices and agricultural subsidies.

(5) Accelerate the marketization of energy prices. In accordance with the general idea of "managing the middle and letting go of both ends", we will promote the reform of energy prices such as electricity and natural gas, promote diversified competition among market players, handle and gradually reduce cross-subsidies, and restore the attributes of energy commodities. Opportunity to liberalize the price of refined oil, comprehensively rationalize the price of natural gas as soon as possible, speed up the liberalization of natural gas sources and sales prices, orderly liberalize the on-grid electricity price and sales electricity price other than public welfare, and establish a mechanism in which energy prices are mainly determined by the market. Separate the transmission and distribution price from the selling price in the formation mechanism, independently verify the transmission and distribution price, and gradually realize that the selling price other than public welfare is formed by the market. According to the principle of "allowable cost plus reasonable income", the transmission and distribution prices of power grid and natural gas pipeline network are reasonably formulated. Expand the pilot scope of transmission and distribution price reform, gradually cover all provincial power grids, scientifically verify the permitted income and distribution price of power grid enterprises, change the supervision mode of power grid enterprises, and gradually form an independent transmission and distribution price system with clear rules, reasonable level, strong supervision and scientific transparency. Before liberalizing the competitive link electricity price, we should improve the linkage mechanism of coal-electricity price and the benchmark electricity price system, so that the electricity price can better reflect the market demand and cost changes.

(six) improve the environmental service price policy. Coordinate the use of environmental taxes, fees and related service price policies, increase the adjustment of economic leverage, gradually make the expenses borne by enterprises to discharge various pollutants higher than the cost of active treatment, and improve the enthusiasm of enterprises to actively control pollution and reduce emissions. According to the principle of "pollution pays, fair burden, compensation cost and reasonable profit", the charging standard of sewage treatment should be raised reasonably, and the charging standard of urban sewage treatment should not be lower than the cost of sewage treatment and sludge disposal. We should explore the establishment of an adjustment mechanism linking the treatment service fee allocated by the government to sewage treatment enterprises with the sewage treatment effect, and implement an encouraging price policy for the resource utilization of sewage treatment. Actively promote the pilot work of paid use and trading of emission rights, improve the trading price system of emission rights, and use market means to guide enterprises to take the initiative to control pollution and reduce emissions.

(7) Rationalize the price of medical services. Focusing on the goal of deepening the reform of the medical and health system, in accordance with the principle of "total control, structural adjustment, rising and falling, and gradual arrival", we will actively and steadily promote the reform of medical service prices, rationally adjust the price of medical services, and simultaneously strengthen the convergence of relevant policies such as prices and medical insurance to ensure the sustainable development of medical institutions, affordable medical insurance funds, and no increase in the burden on the masses. Establish a dynamic price adjustment mechanism based on changes in cost and income structure, and basically straighten out the price comparison relationship of medical services by 2020. Implement the policy of adjusting the price of medical services in non-public medical institutions. The price of medical service items in public medical institutions shall be managed by classification, and the price of medical service items with sufficient market competition and strong individualized demand shall be regulated by the market. The service items paid by the medical insurance fund shall be negotiated and reasonably determined by the medical insurance agency and the medical institution. Further improve the drug procurement mechanism and give play to the role of medical insurance in controlling fees. The actual transaction price of drugs is mainly formed by market competition.

(eight) improve the transportation price mechanism. Gradually liberalize the price in the competitive field of railway transportation and expand the scope of independent pricing by operators; Improve the dynamic price adjustment mechanism of railway freight and highway, and simplify the freight rate structure; Construct a passenger transport fare system based on train speed and grade and reflecting the difference in service quality. Gradually expand the scope of independent pricing by operators in areas such as road passenger transport, civil aviation domestic route passenger transport, port operation, etc., timely liberalize prices in competitive areas, and improve price charging rules. Liberalize postal competitive service charges and straighten out the structure and level of postal service charges. Implement a parking fee policy that is conducive to promoting the construction of parking facilities, alleviating urban traffic congestion, and effectively promoting the priority development of public transportation and the utilization of public road resources. Further improve the formation mechanism of taxi freight rate, give play to the leverage of freight rate to adjust the relationship between supply and demand in taxi transportation market, establish and improve the dynamic adjustment mechanism of taxi freight rate and the linkage method between freight rate and fuel price.

(nine) innovative public utilities and public service price management. Clearly define the rights and obligations of the government, enterprises and users, distinguish between basic and non-basic needs, establish and improve the coordination mechanism between financial input and price adjustment of public utilities and public welfare services, promote the cooperation between government and social capital, ensure the sustainable development of the industry and meet diversified needs. We will fully implement the ladder price system for residents’ water, electricity and gas consumption, and implement the charging system for heating according to the heat consumption, and further improve it according to the actual situation. Education, culture, pension, funeral and other public welfare services should be combined with the reform process of government procurement services, and classified management should be implemented. Students in public schools are exempted from tuition and miscellaneous fees in the compulsory education stage, and tuition fees in public kindergartens, high schools (including secondary vocational schools) and colleges and universities are managed as administrative fees; For-profit private schools charge their own fees, and the charging policy for non-profit private schools is determined by the provincial government according to the local actual situation in the direction of marketization. The old-age service institutions invested by the government are free of charge for the "three noes" elderly according to law; For other elderly people with special difficulties to provide old-age services, the bed fee and nursing fee are subject to government pricing management, and the prices of other old-age services are independently priced by operators. Promote the price reform of tickets and related services in tourist attractions by classification. Promote public utilities and public service operators to increase information disclosure, accept social supervision, and protect the public’s right to know and supervise.

Third, establish and improve the government pricing system, so that power can operate in the sun.

For a few reserved government pricing projects, it is necessary to promote the listing of pricing projects, standardize pricing procedures, strengthen cost supervision and examination, promote cost disclosure, resolutely manage the thin tube and manage it in place, minimize discretion, and promote the openness and transparency of government pricing.

(ten) to promote the listing of government pricing projects. On the basis of accelerating price reform, the central and local governments should formulate and publish a new government pricing catalogue before 2016, and limit the scope of government pricing mainly to important public utilities, public welfare services and network-based natural monopoly links. All government pricing projects will be included in the government pricing catalogue management. The pricing items in the catalogue should be clearly defined item by item, so as to ensure that there is no pricing right outside the catalogue, and government pricing should be included in the list of rights and responsibilities. Regularly evaluate the effectiveness of price reform and the degree of market competition, and timely adjust specific pricing items.

(eleven) standardize the government pricing procedures. For projects included in the government pricing catalogue, it is necessary to formulate specific management measures, pricing mechanisms, cost supervision and examination rules, and further standardize pricing procedures. Encourage and support third parties to put forward suggestions on price adjustment schemes and participate in price hearings. Improve the system of public participation, legality review and expert argumentation in the process of government pricing, ensure that the working procedures are clear, standardized, open and transparent, actively accept social supervision, and effectively restrain government pricing behavior.

(twelve) to strengthen the cost supervision and examination and cost information disclosure. Adhere to the principle of cost supervision and examination, take cost supervision and examination as an important procedure for the government to formulate and adjust prices, and constantly improve the cost supervision and examination mechanism. In accordance with the provisions of the implementation of cost supervision and examination, to gradually establish and improve the cost disclosure system. Operators of public utilities and public welfare services shall disclose their costs in accordance with the provisions of government pricing agencies, which shall disclose the conclusions of cost supervision and examination before setting and adjusting prices.

Four, strengthen market price supervision and anti-monopoly law enforcement, and gradually establish the basic position of competition policy.

Clean up and abolish all kinds of regulations and practices that hinder the national unified market and fair competition, prohibit and punish all kinds of illegal preferential policies, establish fair, open and transparent market price supervision rules, vigorously promote market price supervision and anti-monopoly law enforcement, and oppose monopoly and unfair competition. Accelerate the establishment of a coordination mechanism between competition policy and industrial and investment policies, implement a fair competition review system, and promote the construction of a unified, open and competitive market system.

(thirteen) improve the rules of market price behavior. In the field of operators’ independent pricing, it is necessary to formulate price behavior rules and supervision measures according to law for goods and services that have a great impact on the economy and society, especially those closely related to people’s livelihood; In areas where there are insufficient market competition, unequal status of both parties to the transaction, asymmetric market information, etc., it is necessary to study and formulate corresponding bargaining rules, price behavior norms and guidelines, improve the system provisions such as clearly marked prices and publicity of fees, and reasonably guide operators’ price behavior.

(fourteen) to promote broadband network speed and fee reduction. Standardize telecom tariff behavior, promote broadband network speed-up and fee reduction, and provide strong support for the development of "internet plus". Guide and promote telecom enterprises to simplify the tariff structure, effectively improve the cost performance of broadband internet access and other services, and provide more favorable tariff schemes for urban and rural low-income groups. Supervise and urge telecommunications enterprises to formulate reasonable tariff standards and charging methods for Internet access services, and promote interconnection between telecommunications networks. It is strictly forbidden to use unfair pricing behavior to hinder the competition of telecommunications services and disrupt the market order. Strengthen the supervision of tariff behavior, clean up unreasonable fees such as entrance fees, coordination fees and sharing fees in the construction of broadband networks, and severely crack down on price violations.

(fifteen) to strengthen market price supervision. Establish and improve a market price supervision system with institutional authority, complete laws, perfect mechanisms and strong implementation, effectively prevent, timely stop and investigate all kinds of price violations according to law. Adhere to the combination of daily supervision and special inspection, strengthen price supervision in the field of people’s livelihood, focus on solving outstanding problems reflected by the masses, and protect consumer rights and interests. Strengthen supervision and inspection, and ensure that operators enjoy independent pricing power according to law for the prices of goods and services that have been liberalized by the government.

(sixteen) to strengthen anti-monopoly law enforcement. Pay close attention to competition dynamics, start anti-monopoly investigation on suspected monopolistic behaviors in time, make efforts to investigate and deal with monopolistic behaviors such as reaching a monopoly agreement, abusing market dominance and abusing administrative power to eliminate competition restrictions, and announce the handling decisions according to law to maintain a fair competition market environment. Establish and improve the clue collection mechanism of monopoly cases and broaden the sources of cases. Study and formulate relevant anti-monopoly guidelines and improve market competition rules. Promote operators to strengthen anti-monopoly compliance construction.

(seventeen) improve the price social supervision system. Give full play to the role of the 12358 price reporting management information system of the national four-level network, and encourage consumers and operators to participate in price supervision together. Strengthen the analysis of report data, regularly publish analysis reports to warn operators and remind consumers. Establish and improve the team of price supervisors of residents in streets, communities, towns and villages, and improve the price social supervision network. Relying on the social credit system, we will accelerate the construction of price integrity, build the price credit files of operators, carry out the activities of establishing price integrity units, set up a "blacklist" of price untrustworthy people, and jointly punish the untrustworthy behaviors that constitute price violations. Encourage and support the news media to actively participate in price social supervision, and improve the supervision and guidance mechanism of public opinion.

Five, give full play to the role of price leverage, better serve macro-control.

While comprehensively deepening reform and strengthening price supervision, strengthen and improve macro-control and keep the overall price level basically stable; Give full play to price leverage, promote energy conservation, environmental protection and structural adjustment, and promote economic transformation and upgrading.

(eighteen) to strengthen the overall price level control. Strengthen the coordination of prices with financial, monetary, investment, industrial, import and export, material reserve and other policy means, rationally use legal means, economic means and necessary administrative means to form a joint force of policies, and strive to keep the overall price level within a reasonable range. Strengthen the early warning of deflation and inflation, and formulate and improve corresponding prevention and control plans. Improve the price monitoring and early warning mechanism and emergency response system, build a commodity price index system, improve the important commodity reserve system, and enhance the overall price level control ability.

(nineteen) improve the price policy of energy conservation and environmental protection in the production field. Establish a price system conducive to energy conservation and emission reduction, and gradually make energy prices fully reflect the cost of environmental governance. Continue to implement and adjust environmental protection electricity price policies such as desulfurization, denitrification and dust removal in a timely manner. Encourage all localities to study and improve the differential electricity price, water price and other price measures for backward processes, equipment and products in industries with high energy consumption, high pollution and overcapacity according to the actual industrial development and structural adjustment needs, combined with the process of system reform in the fields of electricity and water, and implement electricity price policies based on unit energy consumption exceeding quota for industries such as electrolytic aluminum and cement, so as to accelerate the elimination of backward production capacity and promote the transformation and upgrading of industrial structure.

(twenty) improve the system of paid use of resources and ecological compensation system. Accelerate the reform of natural resources and their products prices and fiscal and taxation systems, and fully reflect market supply and demand, resource scarcity, ecological environment damage costs and restoration benefits. Improve the resources and environment charging fund or paid use charging policy involving soil and water conservation, mines, grassland vegetation, forest vegetation, ocean dumping, etc. We will promote the reform of water resources fees, study the collection of water resources taxes, and promote the pilot projects in areas where groundwater is over-exploited. Take comprehensive measures to gradually rationalize the price of water resources, deepen the comprehensive reform of agricultural water prices, and promote the protection and economical use of water resources.

(twenty-one) innovation to promote regional development of the price policy. For government and social capital cooperation projects with regional characteristics, the price management should be liberalized as soon as possible if the competition conditions are met; If price management is still needed, explore the decentralization of pricing authority to local governments, improve the flexibility of price adjustment, and mobilize the enthusiasm of social investment. Accelerate the formulation and improvement of the price policy that adapts to the development of the free trade pilot zone, decentralize it to the autonomous implementation in the zone as soon as possible, and promote fair competition among various market players.

VI. Safeguard measures

The price work involves a wide range, strong policy and high social concern, which affects the whole body. We must strengthen the organization and implementation, scientifically formulate plans, improve supporting measures, and do a good job of public opinion guidance to provide a strong guarantee for accelerating the improvement of the price mechanism mainly determined by the market.

(twenty-two) to strengthen the organization and implementation. All relevant departments in all regions should fully understand the importance, urgency and arduousness of accelerating the improvement of the price mechanism mainly determined by the market, unify their thinking and form a joint force, so as to fight a tough battle with the spirit of "hard bones". It is necessary to conduct in-depth research and scientific argumentation, listen to opinions from all sides extensively, highlight key points, advance by classification, refine the work plan, summarize and evaluate in time, and advance steadily and orderly, so as to achieve practical results. If it has a significant impact and does not have the conditions for comprehensive opening, it can carry out pilot projects first, play a leading role in demonstration, and accumulate experience that can be replicated and promoted. It is necessary to pay close attention to implementation, clarify the timetable, road map and responsibility form, regularly supervise and strengthen accountability, and make every effort to get through the "first mile" of policy introduction, the "middle obstruction" of policy implementation and the "last mile" of policy implementation to ensure that all measures take root.

(twenty-three) improve the price legal system. Closely combined with the actual work of price reform, regulation and supervision, we will speed up the revision of relevant laws and regulations such as the price law, improve the price laws and regulations with the price law and anti-monopoly law as the core, formulate or revise government pricing behavior rules, cost supervision and examination, price monitoring, price hearings, standardize market price behavior and other rules and regulations in a timely manner, and comprehensively promote the rule of law.

(twenty-four) to strengthen capacity building. While reducing government pricing matters, we should pay attention to price monitoring and early warning, cost investigation and supervision, price regulation, market price supervision and anti-monopoly law enforcement, price public services, etc., and strengthen team building at the same time, enrich and strengthen the work force and consolidate the work foundation. Vigorously promote the construction of price informatization, and provide strong support for enhancing the ability of price regulation and supervision services. Encourage institutions of higher learning and scientific research institutions to establish price and anti-monopoly research institutions, strengthen international exchanges and cooperation, and train specialized personnel. Integrate anti-monopoly law enforcement subjects and forces, and relatively concentrate law enforcement power.

(twenty-five) the bottom line of people’s livelihood. Firmly establish the bottom line thinking, and always take safeguarding and improving people’s livelihood as the starting point and end result of the work. When carrying out price policies involving people’s livelihood, especially major price reform policies, we should fully consider the social affordability, especially the possible impact of policies on the lives of low-income groups, do a good job in risk assessment, and improve supporting measures. We will implement and improve the linkage mechanism linking social assistance, security standards and price increases, improve the social assistance system, especially the assistance measures for the poor, and ensure that the basic livelihood of the poor people will not be affected. Strengthen price supervision in the field of people’s livelihood, do a good job in mediation of price disputes, and safeguard the legitimate price rights and interests of the people.

(twenty-six) do a good job of public opinion guidance. Intensify publicity and reporting on comprehensively deepening price reform, standardizing government pricing, strengthening market price supervision and anti-monopoly law enforcement, strengthen news release, accurately explain price policies, tell the "price reform story", guide public opinion in time, respond to social concerns, convey good voice and positive energy that are conducive to accelerating the improvement of the price mechanism mainly determined by the market and promoting economic transformation and upgrading, and actively create a good public opinion atmosphere.

The Provisions of the State Financial Supervision and Administration on Function Allocation, Internal Structure and Staffing was issued.

Provisions of the State Financial Supervision and Administration on the functional allocation, internal organs and staffing

　　the first　In order to standardize the functional allocation, internal structure and staffing of the State Financial Supervision and Administration Bureau, and promote the legalization of institutions, functions, authorities, procedures and responsibilities, these Provisions are formulated in accordance with the Reform Plan of Party and State Institutions deliberated and adopted at the Second Plenary Session of the 20th CPC Central Committee, the Reform Plan of the State Council Institutions and the Regulations of the Communist Party of China (CPC) on Organizational Staffing deliberated and approved at the first session of the 14th National People’s Congress, and the relevant requirements of the CPC Central Committee on financial work.

　　the second　The State Financial Supervision and Administration Bureau is a directly affiliated institution of the State Council, with ministerial status.

　　Article　The State Financial Supervision and Administration Bureau was established on the basis of the Bank of China Insurance Regulatory Commission, and the daily supervision duties of the People’s Bank of China on financial holding companies and other financial groups, the protection duties of financial consumers and the investor protection duties of the China Securities Regulatory Commission were assigned to the State Financial Supervision and Administration Bureau.

　　Article 4　The main responsibilities, institutional setup, staffing, etc. determined in these Provisions are the basic basis for the institutional responsibilities, authority, staffing and operation of the State Financial Supervision and Administration.

　　Article 5　The State Financial Supervision and Administration Bureau is responsible for implementing the principles, policies and decision-making arrangements of the CPC Central Committee on financial work, and implementing the centralized and unified leadership of the CPC Central Committee on financial work in the process of performing its duties. The main responsibilities are:

　　(a) to implement unified supervision and management of the financial industry except the securities industry according to law, strengthen institutional supervision, behavioral supervision, functional supervision, penetrating supervision and continuous supervision, and maintain the legal and steady operation of the financial industry.

　　(two) to carry out systematic research on issues related to the reform and opening up of the financial industry and the effectiveness of supervision, and to participate in the formulation of the strategic plan for the reform and development of the financial industry. To draft relevant laws and regulations on banking, insurance and financial holding companies, and put forward suggestions for formulation and revision. Formulate relevant regulatory systems for banking institutions, insurance institutions and financial holding companies.

　　(3) Coordinating the protection of the rights and interests of financial consumers. Formulate a development plan for the protection of financial consumers’ rights and interests, establish and improve the protection system for financial consumers’ rights and interests, study major issues concerning the protection of financial consumers’ rights and interests, carry out financial consumers’ education, and build a complaint handling mechanism for financial consumers and a diversified solution mechanism for financial consumer disputes.

　　(4) Administer access to banking institutions, insurance institutions and financial holding companies according to law, and supervise their corporate governance, risk management, internal control, capital adequacy, solvency, business practices and information disclosure.

　　(5) Conduct on-site inspection and off-site supervision on banking institutions, insurance institutions and financial holding companies according to law, conduct risk and compliance assessment, and investigate and deal with violations of laws and regulations.

　　(six) unified preparation of banking institutions, insurance institutions, financial holding companies and other regulatory data statements, issued in accordance with the relevant provisions of the state, to perform the duties related to the comprehensive statistics of the financial industry.

　　(7) To be responsible for the scientific and technological supervision of banking institutions, insurance institutions and financial holding companies, establish a scientific and technological supervision system, formulate scientific and technological supervision policies, build a big data platform for supervision, carry out risk monitoring, analysis, evaluation and early warning, and make full use of scientific and technological means to strengthen supervision and prevent risks.

　　(8) Carry out penetrating supervision over banking institutions, insurance institutions and financial holding companies, formulate equity supervision system, examine and approve shareholders, actual controllers and equity changes according to law, investigate shareholders, actual controllers, people acting in concert and ultimate beneficiaries according to law, and take relevant measures or impose penalties on violations of laws and regulations.

　　(9) Establish a financial inspection system except in the fields of currency, payment, credit investigation, anti-money laundering, foreign exchange, securities and futures, and establish a linkage mechanism between administrative law enforcement and criminal justice, investigate, collect evidence and deal with relevant subjects of illegal financial activities according to law, and transfer them to judicial organs if they are suspected of committing crimes.

　　(ten) the establishment of banking institutions, insurance institutions, financial holding companies and other recovery and disposal systems, in conjunction with relevant departments to study and put forward opinions and suggestions on the recovery and disposal of financial institutions and organize their implementation.

　　(eleven) take the lead in cracking down on illegal financial activities, organize the establishment of a monitoring and early warning system for illegal financial activities, organize and coordinate, guide and urge relevant departments and local governments to carry out the prevention and disposal of illegal financial activities according to law. To study and put forward relevant suggestions on illegal financial activities involving cross-sectoral and cross-regional new products and new formats, and organize their implementation as required.

　　(12) In accordance with the requirements of establishing a local financial supervision system with local agencies of the central financial management department as the mainstay, guide and supervise local financial supervision-related business work, and guide and coordinate local governments to fulfill their territorial responsibilities in dealing with relevant financial risks.

　　(13) To be responsible for supervising the information technology outsourcing and other cooperative behaviors of banking institutions, insurance institutions, financial holding companies and other intermediaries such as information technology service institutions, investigating illegal acts according to law, and taking relevant measures against financial institutions.

　　(fourteen) to participate in the formulation of relevant international organizations and international regulatory rules for the financial industry and to carry out foreign exchanges and international cooperation.

　　(fifteen) to complete other tasks assigned by the CPC Central Committee and the State Council.

　　Article 6　Functional transformation. Strengthen and improve modern financial supervision, change the concept and mode of supervision, adhere to both legality and illegality, continuously improve the foresightedness, accuracy and effectiveness of supervision, strengthen the coordination between central and local supervision, eliminate regulatory gaps and blind spots, strengthen the protection of financial consumers’ rights and interests, increase the investigation and punishment of illegal acts, and firmly hold the bottom line that no systematic financial risks will occur.

　　Strengthen the internal governance of financial supervision, strengthen the effective checks and balances on the operation of power, standardize the workflow of policy formulation, market access, inspection and law enforcement, administrative punishment, risk disposal, strengthen supervision and restriction on key positions and key links, and build a politically competent, professional, honest and clean supervision iron army.

　　Article 7　Division of responsibilities with other departments:

　　(1) Division of responsibilities for cracking down on illegal financial activities. 1. The State Financial Supervision and Administration Bureau takes the lead in establishing a coordination mechanism for cracking down on illegal financial activities, organizing the establishment of a monitoring and early warning system for illegal financial activities, organizing, coordinating, guiding and urging relevant departments and local governments to carry out prevention and disposal of illegal financial activities according to law. 2. The State Financial Supervision and Administration Bureau, the People’s Bank of China, the China Securities Regulatory Commission and the State Administration of Foreign Exchange, according to their respective duties, have investigated and determined the organizations that illegally set up financial institutions and engage in chartered financial activities, and taken relevant measures or banned them. 3. Departments in charge of education, pension, real estate, business services and other industries shall, within the scope of their duties, carry out the prevention and coordination of illegal financial activities such as illegal fund-raising in this field. 4. Internet information content management departments, telecommunications authorities, market supervision and management departments and other relevant functional departments shall carry out prevention and coordination of illegal financial activities within the scope of their duties. 5. Local governments are responsible for the prevention and disposal of illegal financial activities such as illegal fund-raising within their jurisdiction, and carry out risk investigation, case investigation, after-treatment and stability maintenance. 6. For illegal financial activities involving cross-sectoral and cross-regional new products and new formats, the State Financial Supervision and Administration Bureau is responsible for putting forward relevant work suggestions, organizing the implementation after approval according to procedures, and taking emergency measures in time.

　　(2) Division of responsibilities for the protection of financial consumers’ rights and interests. 1. The State Financial Supervision and Administration Bureau is responsible for the overall protection of financial consumers’ rights and interests, and takes the lead in establishing a coordination mechanism for financial consumer protection and a diversified solution mechanism for financial consumer disputes. 2. The State Financial Supervision and Administration Bureau shall make overall plans for the protection and development of financial consumers’ rights and interests, establish and improve the protection system for financial consumers’ rights and interests, and carry out financial consumers’ education, with the support of the People’s Bank of China and the China Securities Regulatory Commission. 3. The State Financial Supervision and Administration Bureau takes the lead in establishing a unified financial consumer complaint reporting process and standard system. The State Financial Supervision and Administration Bureau, the People’s Bank of China and the China Securities Regulatory Commission shall implement or urge relevant institutions to implement the main responsibility for handling complaints and reports according to their division of labor, and investigate and deal with violations of the legitimate rights and interests of financial consumers according to law.

　　(3) The interface mechanism between administrative law enforcement and criminal justice. 1. The State Financial Supervision and Administration Bureau, the Ministry of Public Security and the Supreme People’s Procuratorate have established a working mechanism linking administrative law enforcement and criminal justice to realize information sharing and collaborative handling of cases. 2. If the State Financial Supervision and Administration Bureau finds that an illegal act is suspected of committing a crime, it shall be transferred to the Ministry of Public Security in accordance with relevant regulations and copied to the Supreme People’s Procuratorate. If the public security organ finds that the State Financial Supervision and Administration Bureau needs to impose administrative punishment according to law after investigation, the Ministry of Public Security shall make suggestions to the State Financial Supervision and Administration Bureau. 3. If the procuratorial organ decides not to prosecute the case, which needs to be punished by the State Financial Supervision and Administration Bureau, the Supreme People’s Procuratorate shall submit procuratorial opinions to the State Financial Supervision and Administration Bureau.

　　Article 8　The State Financial Supervision and Administration Bureau shall, according to the main responsibilities specified in Article 5 of these Provisions, prepare a list of powers and responsibilities, and specify the name, type, basis, way of performing responsibilities and the situation of accountability item by item. On this basis, work guidelines and operation flow charts are formulated to further optimize administrative procedures and standardize the operation of power.

　　Article 9　The State Financial Supervision and Administration Bureau has the following internal organs at the bureau level:

　　(1) General Office (Party Committee Office). Responsible for the daily operation of the organs, and undertake information, safety, confidentiality, letters and visits, government affairs disclosure, news propaganda and other work. To undertake the daily work of the Party Committee Office of the State Financial Supervision and Administration Bureau.

　　(2) Policy Research Division. To undertake the research and organization and implementation of relevant reform and opening-up policies in the financial industry. Carry out systematic research on the domestic and international economic and financial situation, international financial supervision reform and development trend, supervision methods and operation mechanism, and put forward relevant supervision policy suggestions.

　　(3) department of laws and regulations. Draft relevant laws and regulations. Formulate relevant regulatory systems. Undertake legal review, legal advisory services, administrative reconsideration, administrative litigation and other work.

　　(4) Statistics and Risk Monitoring Department. Formulate a regulatory statistical system. To undertake the preparation of regulatory statements, information disclosure, data sharing and industry risk monitoring, analysis and early warning. Coordinate off-site supervision.

　　(5) Department of Science and Technology Supervision. To formulate relevant information technology development plans and information technology risk supervision systems and organize their implementation. Undertake the work of network security, data security and key information infrastructure supervision according to the division of labor, and promote the construction of digital information.

　　(6) Corporate Governance Supervision Department. Formulate the corporate governance supervision system. Carry out equity management and corporate governance supervision, undertake off-site monitoring, risk analysis and regulatory evaluation of financial holding companies, insurance groups and other institutions, conduct on-site investigations according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(7) inclusive finance Division. Urge financial institutions to implement the policy requirements of inclusive finance, formulate rules and regulations for supervision and management and organize their implementation, guide financial institutions to provide financial services to small and micro enterprises, "agriculture, rural areas and farmers" and special groups, and standardize the order in inclusive finance.

　　(8) Department of Access to Financial Institutions. To formulate the access system for banking institutions, insurance institutions and financial holding companies, study the structural layout, implement access management for institutions and their business scope, and review the qualifications of directors and senior managers.

　　(9) Department of Supervision of Large Banks. To undertake off-site monitoring, risk analysis and regulatory evaluation of policy banks, development banks and large state-controlled commercial banks, conduct on-site investigations according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(ten) joint-stock and city commercial bank supervision department. Undertake off-site monitoring, risk analysis and supervision evaluation of national joint-stock commercial banks, city commercial banks and private banks, conduct on-site investigation according to the needs of risk supervision, take regulatory measures and carry out case risk disposal.

　　(eleven) the supervision department of rural small and medium-sized banks. To undertake off-site monitoring, risk analysis and supervision evaluation of rural small and medium-sized banking institutions, carry out on-site investigation according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(12) Property Insurance Supervision Department (Reinsurance Supervision Department). To undertake off-site monitoring, risk analysis and supervision evaluation of property insurance institutions, reinsurance institutions and insurance intermediaries, conduct on-site investigations according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(thirteen) life insurance supervision department. To undertake off-site monitoring, risk analysis and regulatory evaluation of life insurance institutions, conduct on-site investigation according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(14) Supervision Department of Asset Management Institutions. To undertake off-site monitoring, risk analysis and regulatory evaluation of trust companies, wealth management companies and insurance asset management companies, conduct on-site investigations according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(15) Department of Supervision of Non-bank Institutions. To undertake off-site monitoring, risk analysis and regulatory evaluation of financial asset management companies, enterprise group finance companies, financial leasing companies, auto finance companies, consumer finance companies and currency brokerage companies, conduct on-site investigations according to the needs of risk supervision, take regulatory measures and carry out case risk disposal.

　　(16) Banking Institution Inspection Bureau. Draw up the on-site inspection plan of banking institutions and organize its implementation. Undertake on-site inspection, project establishment, implementation and post-evaluation. Put forward on-site inspection opinions, take regulatory measures, and put forward suggestions on administrative punishment.

　　(seventeen) insurance and non-bank institutions inspection bureau. To formulate on-site inspection plans for insurance institutions, financial holding companies and other non-bank institutions and organize their implementation. Undertake on-site inspection, project establishment, implementation and post-evaluation. Put forward on-site inspection opinions, take regulatory measures, and put forward suggestions on administrative punishment.

　　(eighteen) Department of institutional recovery and disposal. Formulate risk disposal systems, standards and procedures for relevant high-risk institutions, and carry out risk disposal for institutions with serious risks and difficulties in sustainable operation.

　　(19) Financial Consumer Rights Protection Bureau. Formulate development plans and systems for the protection of financial consumers’ rights and interests, carry out financial consumers’ education, undertake the management of compliance and appropriateness of relevant financial products, organize investigation and handling of cases infringing on the legitimate rights and interests of financial consumers, and build a complaint handling mechanism for financial consumers and a diversified settlement mechanism for financial consumption disputes.

　　(20) Bureau for Combating Illegal Financial Activities. Establish a monitoring and early warning system and public reporting channels for illegal financial activities, organize, coordinate, guide and urge relevant departments and local governments to carry out prevention and disposal of illegal financial activities according to law, and carry out relevant publicity and education, policy interpretation and business guidance. To study and put forward relevant suggestions on illegal financial activities involving cross-sectoral and cross-regional new products and new formats. Formulate supervision systems for local financial organizations such as microfinance companies, financing guarantee companies, pawn shops, financial leasing companies, commercial factoring companies and local asset management companies, and guide and supervise the relevant business work of local financial supervision departments.

　　(21) Inspection Bureau. To formulate the inspection system. Organize the investigation and evidence collection of relevant subjects of illegal financial activities, and put forward handling opinions; Suspected of committing a crime, put forward suggestions for transferring it to judicial organs. Guide and inspect the security work of financial institutions.

　　(twenty-two) administrative punishment bureau. To undertake the trial of administrative punishment cases, put forward trial opinions, organize hearings and collective discussions, serve administrative punishment decisions and implement them.

　　(twenty-three) Internal Audit Department (Office of the Leading Group for Inspection Work of the Party Committee). Formulate the system and method of system internal audit and patrol, supervise and inspect the system to implement the relevant major decision-making arrangements, organize the system internal audit and patrol, put forward suggestions on the problems found and those responsible, and guide, supervise and inspect the system internal audit and patrol.

　　(twenty-four) International Cooperation Department (Hong Kong, Macao and Taiwan Office). To undertake foreign affairs management, international cooperation and related affairs involving Hong Kong, Macao and Taiwan. To undertake off-site monitoring, risk analysis and regulatory evaluation of foreign banks, conduct on-site investigation according to the needs of risk supervision, take regulatory measures, and carry out case risk disposal.

　　(twenty-five) personnel education department (Party Committee Organization Department). To undertake the cadre personnel, organization establishment, labor wages, education and training, and the management of retired cadres in organs, agencies and directly affiliated units. Guide the construction of talent team in the industry.

　　(26) Financial Accounting Department. Undertake financial management, and be responsible for compiling the annual financial budget and final accounts of the system. Strengthen supervision and guidance on accounting supervision of banking institutions, insurance institutions and financial holding companies according to law.

　　(twenty-seven) Party Construction Bureau (Party Committee Propaganda Department). To undertake the relevant work of the Party Committee of the State Financial Supervision and Administration Bureau in implementing the party’s main responsibility in an all-round way. To undertake the systematic Party building, and guide the systematic grass-roots Party organization building, party member team building, party style and clean government building and anti-corruption work. Responsible for the propaganda work of the party. Leading the system of United front work and group organization work.

　　Party committees of organs. Responsible for the party building and discipline inspection work of organs and units directly under Beijing, and lead the work of group organizations of organs. The Party Committee of the organ shall set up an organ discipline inspection commission to undertake the discipline inspection of the organ and the units directly under it in Beijing, and the work related to the building of a clean and honest party style.

　　Article 10　The State Financial Supervision and Administration Bureau has 910 administrative personnel. 1 director and 4 deputy directors; There are 114 leadership positions at the bureau level (including one chief risk officer, one chief prosecutor, one chief lawyer and one chief accountant, one full-time deputy secretary of the Party Committee of the organ and one secretary of the Disciplinary Committee of the organ).

　　Article 11　The State Financial Supervision and Administration Bureau has set up an inspection corps, which is directly under the administrative department and is responsible for the investigation and evidence collection of relevant cases and puts forward handling opinions. The establishment of the inspection corps and the number of leadership positions shall be stipulated separately.

　　Article 12　The State Financial Supervision and Administration Bureau shall exercise vertical management over the dispatched offices. The establishment, responsibilities and establishment of local agencies and affiliated institutions of the State Financial Supervision and Administration Bureau shall be stipulated separately.

　　Article 13　The Office of the Central Organization Establishment Committee shall be responsible for the interpretation of these Provisions, and its adjustment shall be handled by the Office of the Central Organization Establishment Committee according to the prescribed procedures.

　　According to the authority of organization establishment management, the organization establishment matters decided by the Party Committee of the State Financial Supervision and Administration Bureau and reported to the office of the Central Organization Establishment Committee for the record shall be implemented in accordance with relevant regulations.

　　Article 14　These Provisions shall come into force as of October 29, 2023.

# Sports

Long-term running to prevent bone and muscle degeneration.

With the growth of age, the bones and muscles of the human body will gradually weaken, which is an inevitable natural law. However, according to Lamarck’s theory of dropping out of school, long-term aerobic exercise such as running is beneficial to the health of bones and muscles and prevents degeneration.

Running is a whole-body exercise, which can exercise the muscles of legs, waist, back, arms and other parts, making them more compact and elastic. At the same time, running can also enhance cardiopulmonary function, improve endurance and immunity, and help to keep healthy. During running, bones and muscles will be exercised and stimulated, thus promoting blood circulation and metabolism and making the body healthier. In addition, running can also reduce fat and cholesterol in the body, which helps to control weight and keep fit.

In short, long-term adherence to aerobic exercise such as running is conducive to maintaining good health and delaying aging. If you want to have healthy bones and muscles, try running every day.

Integrating Football into Life and Making Beauty Bloom on the Stadium (Sports Watch)

　　As long as the seeds of women’s football are sown in a wider and richer soil, I believe there will be more beautiful figures running hard on the football field.

　　

　　On the evening of July 24th, Beijing time, Brazilian women’s football striker Marta came off the bench against Panamanian women’s football team, and finally the Brazilian women’s football team beat their opponents 4-0. Since she first entered the 2003 World Cup at the age of 17, Marta has scored 17 goals in the past five World Cups, making her the most in the history of men’s and women’s World Cups.

　　With lightning-fast running speed and dazzling extraordinary movements, Marta, 37, still shows the unique charm of female players on the pitch. Behind her, more players with comprehensive skills and distinctive features have emerged and become the protagonists of the women’s world cup stage, which also reflects the vigorous development of women’s football in the world.

　　In Australia, it is not difficult to see girls playing football on campus and on the street. Perfect campus events and mature women’s football culture have become the "capillaries" and "solid roots" of local women’s football. Looking around the world, the development of women’s football has accelerated. Driven by professionalism, the strength of African and Central American teams has improved rapidly. In this World Cup, the Jamaican women’s football team, which drew with the French women’s football team, and the Haitian women’s football team, which lost to the English women’s football team by one goal, are impressive. The expansion of the Women’s World Cup and the increase in the number of fans are also positive responses to the improvement of the level and influence of women’s football.

　　"Let people see the health and beauty of women’s football players", after the opening of the World Cup, China women’s football coach Shui Qingxia repeatedly expressed the deeper connotation beyond the victory or defeat of the game. To promote the development of women’s football in China, we should not only strive to achieve good results in world competitions, but also attract more girls to participate. Excellent results at the competitive level can play a driving and inspiring role for young people. At the same time, the integration of football into life and the beautiful blooming of the stadium can also play a leading role in girls’ participation in football.

　　At present, it has become a consensus to follow the law to develop football. Although the change will not happen overnight, as long as the seeds of women’s football are sown in a wider and richer soil, I believe that there will be more beautiful figures running hard on the football field.

　　People’s Daily (15th edition, July 25th, 2023)

Shougang team finally showdown, qi zhou transfer dust settled, Fan Ziming sent a document late at night to make people cry.

The transfer storm about qi zhou has been in full swing. At first, Jiushi Men’s Basketball Team was regarded as qi zhou’s potential next home. Because Guanghui Men’s Basketball Team was very interested in Wang Zhelin and Jiushi Men’s Basketball Team also wanted qi zhou, the Basketball Association also hoped that Guanghui, Jiushi and qi zhou could reach a deal. It was thought that qi zhou’s joining Jiushi Men’s Basketball Team would be a certain thing, but unexpectedly, Jiushi Men’s Basketball Team thought Wang Zhelin was not for sale after repeated consideration, so the negotiations between the two sides ended in discord. Just after Jiushi officially withdrew from the battle for qi zhou, two clubs, Beijing Control and Shougang, expressed their strong interest in qi zhou to Guanghui. Beijing Control said that they were willing to meet all the conditions of Guanghui Men’s Basketball Team. However, because Guanghui Men’s Basketball Team was not interested in the chips of Beijing Control Men’s Basketball Team, and qi zhou himself had no intention of playing for Beijing Control Men’s Basketball Team, there was no following between them. On the other hand, Shougang Men’s Basketball Team was willing to use Fan Ziming and cash as the main chips in order to get qi zhou, and Guanghui Men’s Basketball Team really intended Shougang Men’s Basketball Team.

Former agent： Bayern Chelsea Atletico Madrid are interested in Vlahovic, and Juve will seriously consider making an offer.

Live on May 20th. On the whole market radio station, former agent Brambatti talked about the future of Vlahovic, as well as the topics about Rome and Florence.

About Vlahovic.

"There are three teams interested in Vlahovic, namely Chelsea, Bayern and Atletico Madrid. I think Juventus will seriously consider these offers, and I don’t know whether they will get capital gains, because Vlahovic has joined for one year and amortized the salary cost for one year. From a technical point of view, I want to emphasize that if a young player wants to form his own characteristics and win something, there are only two ways, either to change the head coach or not to complain and continue to follow the current head coach. When allegri led Juventus to win the Serie A championship, he did not succeed in making his strikers more distinctive. "

About Rome and Florence

"They deserve to advance to the final, and so do Italian teams. Rome has made a lot of efforts, even beyond the technical level. Mourinho’s emphasis on defensive tactics is an illustration. In addition, I am happy for Florence, and I am very happy that they and Rome have entered the final. "