A number of new regulations will be implemented in June: the cyber security law will strengthen the protection of personal information.

  BEIJING, June 1 (Xinhua)-The cyber security law will strengthen the protection of personal information, Weibo and others are not allowed to provide news information services without permission, it will be a crime to illegally obtain and sell citizens’ personal information exceeding 50, and the owners of civil drones must register their real names online … … From June 1st, a batch of new regulations will affect our life.

  Network security law strengthens the protection of personal information

  The Network Security Law of the People’s Republic of China came into effect on June 1st, which is the basic law in the network field of China, and it has clearly strengthened the protection of personal information and cracked down on online fraud. There are 7 chapters and 79 articles in the Cyber Security Law, in which it is stipulated that if a network product or service has the function of collecting user information, its provider shall express it to the user and obtain consent; Network operators shall not disclose, tamper with or destroy the personal information they collect; No individual or organization may steal or otherwise obtain personal information, or illegally sell or provide personal information to others.

  Weibo and others may not provide news information services without permission.

  The Regulations on the Administration of Internet News Information Services shall come into force on June 1st. According to the regulations, if Internet news information services are provided to the public through Internet websites, applications, forums, blogs, micro-blogs, public accounts, instant messaging tools, webcasts, etc., Internet news information service licenses should be obtained, and it is forbidden to carry out Internet news information service activities without permission or beyond the scope of permission.

  Law enforcement officers of Internet information content management departments should obtain law enforcement certificates.

  The Provisions on Administrative Law Enforcement Procedures for Internet Information Content Management shall come into force on June 1st. The "Regulations" make detailed provisions and explanations on the law enforcement procedures of Internet information content management departments. The "Regulations" clarify that law enforcement personnel should participate in relevant legal knowledge and business knowledge training, and pass the administrative law enforcement qualification examination or assessment before they can engage in law enforcement work. Administrative punishment shall be under the jurisdiction of the Internet information content management department in the place where the illegal act occurred. When investigating and collecting evidence, there shall be no fewer than two law enforcement officers, and they shall show their law enforcement certificates.

  Important network products related to national security should be reviewed by network security.

  The Measures for Security Review of Network Products and Services (Trial) shall come into force on June 1st. The Measures aim to improve the security and controllability of network products and services, prevent network security risks and safeguard national security. The "Measures" pointed out that important network products and services purchased by networks and information systems related to national security should undergo network security review.

  Owners of civil drones must register online with their real names.

  The Regulations on the Administration of Registration of Civil Unmanned Aerial Vehicles in real-name registration system shall come into force as of June 1st. The regulations point out that the owners of civil drones must register their real names on the Internet as required. After registration, the owner will receive a registration sign picture containing the registration number and QR code, and the owner must ensure that the registration sign is attached to the drone every time it runs.

  Decide in writing whether to accept the complaint of asset appraisal within 15 days.

  The Measures for Financial Supervision and Management of Assets Appraisal Industry came into effect on June 1st. The Measures stipulate that an asset appraisal client or user of an asset appraisal report may make a complaint or report to the provincial financial department that filed the asset appraisal institution for illegal conduct of legal asset appraisal business by an asset appraisal institution or asset appraisal professional, and other citizens, legal persons or other organizations may report to the provincial financial department that filed the asset appraisal institution. The financial department shall, within 15 working days, make a written decision on whether or not to accept the complaint or report. If it is not accepted, it shall explain the reasons and inform the real-name complainant and informant in time.

  The newly revised Regulations on Pesticide Management encourages the gradual reduction of pesticide use.

  The newly revised Regulations on Pesticide Management came into effect on June 1st. The "Regulations" stipulate that the pesticide production license system shall be implemented, and the conditions required by pesticide production enterprises shall be clarified. It also stipulates that the provincial agricultural department shall issue the pesticide production license, implement the pesticide business license system, and implement the fixed-point management system for pesticides with high toxicity and other restrictions. The Regulations also stipulate that highly toxic and toxic pesticides shall not be used in the production of vegetables, fruits, tea, fungi and Chinese herbal medicines. Through the promotion of biological control, physical control, advanced pesticide application equipment and other measures, the use of pesticides will be gradually reduced, and the implementation of pesticide reduction plan and voluntary reduction of pesticide use will be encouraged and supported.

  Illegal acquisition and sale of citizens’ personal information exceeding 50 articles will be criminalized.

  The Interpretation of the Supreme People’s Court and the Supreme People’s Procuratorate on Several Issues Concerning the Application of Laws in Handling Criminal Cases of Infringement on Citizens’ Personal Information came into effect on June 1. The judicial interpretation makes it clear that providing citizens’ personal information to specific people and publishing citizens’ personal information through information networks or other means should be recognized as "providing citizens’ personal information" as stipulated in the criminal law. The judicial interpretation is clear. Whoever illegally obtains, sells or provides more than 50 pieces of personal information, such as track information, communication content, credit information and property information, constitutes a crime, and is sentenced to fixed-term imprisonment of not more than three years or criminal detention, with a fine or a single fine.

  New regulations on land acquisition compensation for water conservancy and hydropower project construction

  "the State Council’s Decision on Amending the Regulations on Land Acquisition Compensation and Resettlement for Large and Medium-sized Water Conservancy and Hydropower Projects" will be implemented as of June 1. The Decision amends Article 22 of the Regulations to read: "The land compensation fee and resettlement subsidy for the land requisitioned for the construction of large and medium-sized water conservancy and hydropower projects shall be the same as that for the land used for infrastructure projects such as railways, and shall be implemented according to the standards stipulated by the provinces, autonomous regions and municipalities where the land is expropriated."

Lantu Automobile delivered 6067 new cars in October

Beijing News Shell Financial News (Reporter Bai Haotian) On November 1, Lantu Automobile announced the delivery data for October 2023. In October, Lantu Automobile delivered 6,067 new cars, an increase of 138% year-on-year and 21% month-on-month; from January to October 2023, Lantu Automobile deliveries increased by 107% year-on-year.

Editor, Song Yuting

Proofreading, Liu Jun

Where did the takeaway lunch boxes go? More than 330 Mount Everest are piled up in one day

  CCTV News:Now, shopping and ordering takeout can be done online. The weather gets cold, and it is convenient and convenient for the cat to order takeout at home. But this "meal" time brings many problems.

  Throw away the lunch box when it is used up, causing "white pollution"

  Ordering takeout has gradually become a trend, and the wind of "white pollution" has also blown up. Office buildings, schools, and residential areas have successively become the hardest hit areas of the "white pollution" of this takeaway lunch box. The reporter randomly walked into a large office building, and after lunch, the trash can was completely occupied by "white garbage".

  Over 80% of total takeaway sales come from white-collar workers

  According to the statistics of the three major takeaway platforms,White-collar workers account for 60% of the ordering population, and most of them order food four to seven times a week on average. White-collar workers are also high-spending customers in the takeaway industry, with more than 80% of total takeaway sales coming from white-collar workers. This undoubtedly makes large and small office buildings the hardest hit areas for takeaway waste.In particular, many businesses use disposable plastic lunch boxes in order to save costs.

  Takeaway lunch boxes can stack more than 330 Mount Everest in a day

  The amount of garbage in takeaway lunch boxes is staggering.It is estimated that the country’s takeaway lunch boxes can reach the height of more than 330 Everest in just one day. According to the data of the three major takeaway platforms, the scale of online catering takeaway users in 2017 was about 300 million, while the total daily order volume of the three major takeaway platforms was about 20 million orders.So, how much white trash will this bring?

  If one plastic bag is used for each takeaway and 0.06 square meters for each plastic bag, the plastic bag used every day can cover an area of 1.20 million square meters and cover 168 football fields. On the other hand, the data of lunch boxes is also shocking. Some environmental protection organizations calculate that the average consumption of each takeaway is about 3 lunch boxes (cups), and about 60 million discarded lunch boxes (cups) are generated every day. According to the height of a takeaway lunch box of 5 cm, the daily usage of takeaway lunch boxes can reach the height of more than 330 Mount Everest.

  Embarrassing! Takeaway lunch box recycling rejected

  Takeaway lunch box waste causes so much waste and pollution, so can the used lunch box be recycled? The reporter tried to send the lunch box waste to Recycle Bin, but was blocked from the door.

  According to statistics, only 14% of plastic packaging in the country has been recycled, while takeaway lunch boxes account for only a small part of it. Since it is rarely recycled, where do all the recycled plastic lunch boxes go? The reporter went to a garbage sorting station on the outskirts of Beijing.

  Most of them are landfilled or incinerated, causing pollution that is difficult to degrade

  It turns out that most of the takeaway waste is landfilled or incinerated after entering the sanitation system that handles domestic waste. Experts point out that mixed waste is prone to generating harmful gases after incineration, and it takes hundreds of years to decompose in landfill.

  Waste plastic recycling, subsidized in Beijing and Shenzhen

  How to deal with the difficulty of handling and recycling takeaway lunch boxes?Experts said that Beijing and Shenzhen currently have a corresponding subsidy mechanism for the recycling of waste plastics and other renewable resources. At the same time, it is also necessary to establish industry norms, and only by subdividing standards can effective recycling be achieved. Experts pointed out that if enterprises want to recycle, it is too expensive to invest in environmentally friendly and pollution-free treatment systems, so this kind of takeaway waste is generally incinerated. Enterprises strive for profit to survive, resulting in the recycling of only high-profit waste products. Therefore, at present, only Beijing and Shenzhen have corresponding subsidy mechanisms for the recycling of waste plastics and other renewable resources in our country.However, due to the different positioning and cost of stores in the market, the source and composition of disposable plastic tableware materials are too complex, which is not conducive to recycling.

Interview | Do you agree with Peng Yuyan’s changes in "The First Incense"?


1905 movie network feature "Does it look like Qiao Qiqiao?"With the official release, the controversy over casting has resurfaced again, becoming one of the hottest topics in the film industry last weekend.



Qiao Qiqiao, a rich Chinese-Portuguese son with "skin and lips as pale as plaster" in Zhang Ailing’s original book, seems to have a hard time equating with the sunny and toned Peng Yuyan in the public impression.However, the directorXu AnhuaSaid that the energy of the actors she likes, not to mention that Peng Yuyan has a pair of "lover’s eyes".

 

The screenwriter also voiced his support: a sentimental person is equal to a white-faced scholar, which is a Chinese "misreading". Peng Yuyan played the depth of the characters’ feelings, both frivolous and affectionate.



Peng Yuyan told us in the interview that every time he faces a new role, self-doubt is his "instinct" as an actor. This time is no exception."When I first met" Qiao Qiqiao, he asked himself countless times: "Am I suitable?" "Do I look like me?"

 

In the end, with his trust in the director Xu Anhua and his dedication to the characters, he gradually entered the subtle hearts of the characters.literary filmalsoAlright.Or an action movie. Peng Yuyan said that he cherishes this rare "unease" very much. "Actors have to force themselves to make some changes, and sometimes uncomfortable changes may be good."


 

When Peng Yuyan became "Qiao Qiqiao"

 

"When I was filming, I felt that he was a very devoted actor. His appearance is a little mixed-race, which is just right for Qiao Qiqiao." Xu Anhua once explained the reason for choosing Peng Yuyan.

 

The tacit cooperation in "When Will There Be a Bright Moon" is also the reason why Peng Yuyan put aside his concerns and chose Xu Anhua again, "We have 100% trust in each other."



In addition to repeatedly reading the original novel, Xu Anhua also prepared a character biography for Peng Yuyan, which completed the missing growth background in the novel.


Peng Yuyan, who is good at "acting a play and growing a skill", also learned Portuguese and ballroom dancing for Qiao Qiqiao this time. Coupled with clothing styling and weight loss, he is getting closer to the era in the story and feels their view of life and love.



Peng Yuyan was more eager to truly understand Qiao Qiqiao from the bottom of his heart than his appearance. He seriously discussed with Xu Anhua over and over again: What was his motivation for this scene? Why did he become like this? Why do girls like Qiao Qiqiao?

 

In his opinion, there are similarities between his growth experience and that of Qiao Qiqiao. He is also a single-parent family and lacks fatherly love. The difference is that he has received a lot of love from his mother, grandmother and sister, while Qiao Qiqiao is more like a helpless "orphan". This is also the root of his sensitive inferiority complex, and he needs to prove himself through "women".


 

"Qiao Qiqiao is a poor man. He is just a pawn, a person who has the voice over him. Love is his hobby, what he likes to do, and what he only does. And only by doing something disobedient will his father pay attention to him and let him feel that his father still has this son in his heart," Peng Yuyan said.

 

"I never told you a lie, did I?" This was one of Peng Yuyan’s most memorable lines, "He knows his feelings for Weilong very well. He knows this is a must-play game, but when playing this game, he still let you know that I am still real to you… In the face of the person he likes, he must be sincere."

 


Xu Anhua once said: "Every actor who comes to our play is not with the mentality of delivery." Peng Yuyan was the same.

 

The second time he worked with Xu Anhua, he said that the director became more relaxed and gave the actors more room to play. In "When Will There Be a Bright Moon", Xu Anhua said the most was "don’t think too much," but this time, the director encouraged him to "think more", and there was a full discussion before each scene, and he would let him do one in his own way after filming.

 

This kind of open creative mode is a new experience for Peng Yuyan, and it also helps him understand and shape the character. "A part of Qiao Qiqiao lives in my heart, and I can justifiably feel that he is not a scum when I play this role, so this role is established."



When Peng Yuyan steps out of his "comfort zone"

 

The "conflict" between Peng Yuyan and Qiao Qiqiao comes from the public’s established understanding of him.

 

From then on, through the cooperation with the "devil" director, Peng Yuyan’s "tough guy" character has been deeply rooted in the hearts of the people.



However, upon closer inspection, it is not difficult to find that in addition to action movies, Peng Yuyan has also starred in many romance and literary films, showcasing different aspects of his life as an actor.

 

With his sunny and handsome appearance, Peng Yuyan was the darling of youth idol dramas as soon as he debuted. From "Love White Paper" to his first nomination, and even Tang Yu Xiaobao in "Legend of Immortals and Swords", he is not much different from the "big boy" image.


"Love White Paper"

 

Among them, the most outstanding is Huang Tiankuo. Because there are a lot of sign language communication scenes in the play, he specially learned from deaf and mute people and practiced sign language diligently for several months.

 

Peng Yuyan’s dedication to a character was evident from then on, when he was comparing sign language every day when he ate, brushed his teeth, and even when he took a shower. The obsession made the mother feel that his son was going crazy.



Due to contract reasons, Peng Yuyan did not have a film contract for a year or two. Those anxious days made him re-examine himself and cherish every hard-won job opportunity more.

 

Peng Yuyan often said: "I have no talent, so I fight with my life. I am not afraid of hardship, but I am afraid that I will not learn anything." No matter what type of role I face, the attitude is the same.

 

He couldn’t attribute himself to a "method school" or a "technique school", and was more concerned about not working hard, whether he had put in 100% effort, "I’m not talented enough, so I can only do the best I can. I’m such a person."


 


Peng Yuyan, who used to hold both youthful romances and action movies, has significantly reduced the output of the former in recent years. In addition to hardcore action movies, he has begun to experiment with more delicate and realistic works. "When you are old, you have to change and do different things."

 

For example, Wang Xueming is a bold attempt by Peng Yuyan. In order to get close to the appearance of an air conditioner maintenance worker, Peng Yuyan offered to lose 16 kilograms of weight, and also changed from a muscular man to a thin and gloomy bottom worker.


This complex and struggling little figure is full of concern for human nature, which also allows Peng Yuyan to shape his character not only by changing his appearance, but also by digging deeper into his inner world.



In a way, the same is true for Peng Yuyan. The challenge posed by the gap between himself and the character is why Peng Yuyan chose Qiao Qiqiao. "Thank you to Xu Anhua for making a different Peng Yuyan," he said.

 

In the face of the chaos of public opinion, Peng Yuyan is very calm: everyone has the right to speak up about what they like or dislike, as long as it is based on respect. In contrast, he pays more attention to the growth and harvest brought by each character.



In the interview, Peng Yuyan repeatedly mentioned a sense of "unease" that drove him to constantly seek self-breakthrough: "You have to force yourself to make some changes, and uncomfortable changes may be good. Whether it is changing body shape, learning a language, or becoming a’playboy ‘, the process of change is the most enjoyable. Spend the same amount of time, of course, to choose a role that you feel is worth it, a role that can make you grow."


Exclusive interview: Miumiu’s new film seduces Ren Xianqi, Wu Chenjun talks about Yanpo


"Sexy little secretary" miumiu Gong Xinliang


Wu Chenjun, a beautiful woman


Sportsman Geng Le

  Movie Network News(Photo/Shanghai Film Festival Report Team) On June 19, the 13th Shanghai International Film Festival Film Channel Media Awards held a grand award ceremony in Shanghai. After the film network went deep, ** interviewed Geng Le, a stylist man, Wu Chenjun, a beautiful woman, and Miumiu Gong Xinliang, a "sexy little secretary". All the stars expressed their expectations for the Film Channel Media Awards, and were honored to be able to attend the award ceremony this time. In the exclusive interview of the film network, Geng Le, a stylist who has not appeared for a long time, revealed his true personality, while Wu Chenjun, a beautiful woman, revealed that he "talked about love" with Guo Xiaodong, and also expressed his thoughts and greetings on the "cut" incident of director Yanpo. On the same day, Miumiu Gong Xinliang’s gauze skirt was elegant and showed her breasts, and she also exposed herself as a "public relations manager" to seduce Ren Xianqi.

  Geng Le, a sportsman, has rarely appeared on the big screen recently. Regarding the recent development direction, Geng Le said: "In the past two years, he has been acting in TV dramas, and the movie is now being discussed. It is not convenient to reveal the specific details." From, to "Beijing Le and Fury", Geng Le has always played a more cold character in the movie. What is his personality in real life? Geng Le still replied coolly: "I am me."

  Wu Chenjun, a beautiful woman, "flirted with love" with Guo Xiaodong in the just-released "Swinging Marriage Contract". Talking about his role, Wu Chenjun said: "In" Swinging Marriage Contract ", I played a girl who has a lot of ideas in work and feels like a strong woman in life. She is very strong inside and has a gentle appearance. In the film, she also has some emotional scenes with Guo Xiaodong." When the movie "Swinging Marriage Contract" was about to be released, the director Yan Po was "cut". Wu Chenjun said: "I hope the director can get better as soon as possible. If the time is ok, I hope to see the director as soon as possible. This is the only thing I have in mind now. I think everything else will have a reasonable result."

  Gong Xinliang’s gauze skirt, which is known as "sexy little secretary", is elegant and shows small breasts. Compared with the previous "burst breast style", it can be said that it is quite conservative, and I don’t know if it means "chest sealing" transformation. In the movie "Dragon and Phoenix Shop", Gong Xinliang plays with Ren Xianqi and Big S, and talking about the movie miumiu said: "In the movie, Big S is our store manager, and I claim to be the manager of the public relations department. My main task is to seduce the emperor Ren Xianqi in every way. When I went to dub the movie two days ago, I thought the movie was very interesting, and I also felt that I was very crazy, super crazy, and every action of Ren Xianqi was very charming."

  On that day, all the celebrities had great expectations for the Media Awards organized by the Movie Channel, praising the uniqueness of the Media Awards and the attention paid to small-budget films. They also expressed their hope that they could have the opportunity to stand on the stage of the Media Awards and accept the media’s selection.

How much is the Baotou self-study exam?

The regulations of self-taught provinces are different, and the provincial policies shall prevail. Including the time, process, policy and entrance of registration are different, but the examination is unified throughout the country, and the academic qualifications are also available on the Internet. How much is the Baotou self-study exam?On this issue, Xiaobian, the online self-study platform of China Education, will simply tell you about it.

Click to enter:If you have questions about the self-study exam, don’t know how to choose the examiner’s college and major, and don’t know the local policy of the self-study exam, click to learn now.

You can choose up to 4 courses for each exam. Candidates pay the registration fee through online banking, WeChat and Alipay, and the registration fee is 45 yuan/Department. If the payment is not made within the specified time, it will be deemed as giving up the qualification for this application. 

1. First, log in to inner mongolia admissions Examination Information Network and choose the self-study examination channel to inquire about the general rules for entering the examination, the professional plan setting and the course arrangement for the current examination, and understand all kinds of relevant policies for the self-study examination in Inner Mongolia.

2. Candidates who apply for the self-taught examination in Inner Mongolia for the first time need to register online first. When registering, they must accurately fill in their natural information, mobile phone number and the county (district) recruitment office (registration point) selected for on-site information collection.

3. After successful registration, candidates from Inner Mongolia self-taught examination must bring their ID cards to the selected registration point to go through the information collection procedures. Candidates who have not gone through the information collection procedures after online registration cannot take the online selective examination course.

4. After the information is collected, the self-taught candidates in Inner Mongolia will fill in the exam courses they want to take online, and choose up to 4 courses for each exam. Submit the application course for payment.

There are two self-taught examinations in Inner Mongolia every year, and the examination time is in April and October of each year. The registration time is generally about one month in advance, that is, March and September of each year.

In 2023, the registration time for the first half of the Inner Mongolia self-study exam will be on March 1-5; In the second half of the year, the registration time for the self-taught examination in Inner Mongolia is 9.1-5 days. Candidates who take the self-taught examination in Inner Mongolia need to register within the specified time. Candidates who fail to take the examination within the time limit will no longer make up the report and cannot take the current examination.

The above is related to the adult self-study exam, and candidates can use it as a reference, which is subject to the official announcement! Candidates want to get more information about the self-taught examination, such as the registration time, examination time, application conditions, preparation knowledge, relevant news, etc. Please pay attention to the online self-taught examination channel of China Education.

Popular recommendation:

If you have any questions about the self-study exam, don’t know how to choose the main examination institution and major, and don’t know the local policy of self-study exam, click to learn now > >

Recommended reading:

In April, 2024, all provinces registered for self-study exams in official website.

Summary of Registration Time and Entrance of Self-taught Exams in April 2024 by Provinces

The fake lottery station sells 2.2 million yuan a month. The black lottery operator said that he did not know that the sale was illegal.

  (Reporter Liu Suya) In an unlicensed lottery shop in sha he, Changping District, the running water of running black lottery tickets in one month reached 2.2 million yuan. Half a year after it opened for business, the lottery shop was seized by the police. This morning, Fu Mou, the actual operator of the lottery shop, appeared in Changping Court for trial on suspicion of illegal business operation.

  The procuratorate sued that from December 2017 to June 2018, the defendant Fu Mou was employed by others to illegally issue and sell lottery tickets in sha he, Changping District without obtaining the qualification of lottery business license and relevant business license.

  Fu said that the owner of the lottery station is someone else. He is only the staff of the lottery shop who is responsible for watching the store and collecting money. There are two other staff members in the store who are responsible for printing paper lottery tickets. However, he is mainly responsible for the operation of the store, and the wages of the other two are also paid by him. When he was hired, the boss once showed him a "business license", but he never saw it again afterwards, and it was not hung in the store.

  Customer Zhang once bought a lottery ticket at this lottery station. He said that the gameplay here is different from ordinary welfare lottery tickets. "I thought it was a new gameplay for Fucai, so I bought five dollars."

  Fu’s lottery station sells instant lottery tickets, which are awarded every three minutes. There are two ways to play: guessing numbers and guessing poker. Although the lottery station is small, the running water is very considerable. The staff said that when the business is good, the daily profit of the store can reach 2,000 to 3,000 yuan.

  This is a conservative estimate. According to the opinion of the appraisal agency, from May 4 to June 4, 2018, the total sales amounted to 2.2 million yuan, of which the illegal profit was more than 90,000 yuan.

  On the evening of June 5 this year, Fu was arrested by the police in the lottery shop, but the "boss" claimed by Fu has never been heard from. The police seized two lottery machines on the spot, with cash of more than 17,000 yuan. After identification, the lottery machine was not recognized as a gambling machine.

  According to the certificate issued by the Welfare Lottery Distribution Office in Changping District, after inquiring about the registration license information and on-site inspection, Fu and others sold lottery tickets without authorization, and the types of lottery tickets sold were not filed. According to relevant laws and regulations, they were issued and sold lottery tickets without authorization.

  Changping Procuratorate believes that Fu, as the actual operator of the lottery station, issued and sold lottery tickets without the approval of the state, disrupting the market order, and the circumstances are serious, so he should be investigated for criminal responsibility for the crime of illegal business operation.

  "I really don’t know that it is illegal to work here," Fu acknowledged the accusation of the procuratorate. Because there are many lottery shops on the roadside, he didn’t care when applying. "I originally planned to get married during the Spring Festival, but now I have no chance."

  Fu’s defender believes that Fu is only a basic employee of the lottery station, and he gets a fixed salary. The store’s profit of more than 90,000 yuan is the income of the lottery station, not the illegal income of Fu, so he asks the court to give him a lighter punishment.

  The case was not pronounced in court.

The real estate market is expected to improve.

At present, the real estate market is experiencing a series of positive changes. On the one hand, the interest rate and down payment ratio of the first home loan in many places have declined, and the decline in market sales has narrowed significantly; On the other hand, the financing environment of real estate enterprises continued to improve, and the decline in real estate development investment narrowed.
Further release demand
Releasing rigid and improved housing demand is a key measure to promote the healthy and sustainable development of real estate. Reducing the mortgage interest rate and the down payment ratio will help to further release market demand.
The data shows that in March this year, the interest rate of the first mainstream mortgage in Shell Baicheng averaged 4.02%, a slight decrease of 2 basis points from last month; The average interest rate of the second mainstream mortgage was 4.91%, which was the same as last month. From the perspective of interest rate reduction, the mortgage interest rates in third-and fourth-tier cities dropped the most year-on-year, with the first and second mortgage interest rates dropping by 140 basis points and 75 basis points respectively.
"As of the end of December 2022, the average interest rate of newly issued personal housing loans dropped by about 140 basis points compared with the end of last year. Except for a few hot cities, the lower limit of the down payment ratio policy in most cities has reached the national bottom line. " Pan Gongsheng, deputy governor of the People’s Bank of China, said that from the demand side, the implementation of differentiated housing credit policies and continuous guidance of the real interest rate and down payment ratio will better support the rigid and improved housing demand.
At the same time, the speed of bank lending has also increased. The data shows that the average lending period of Shell Baicheng Bank in March was 21 days, which was 7 days shorter than last month. "For banks, housing mortgage loans are still high-quality assets." Ceng Gang, director of the Shanghai Finance and Development Laboratory, said that the credit scale of commercial banks was relatively abundant in the first quarter, which also improved the lending speed to some extent.
"Driven by a series of policies, there have been some positive changes in the real estate market, mainly in the obvious narrowing of the decline in market sales." Fu Linghui, director of the National Statistics Department of the National Bureau of Statistics, said that in the first two months of this year, the sales area of commercial housing decreased by 3.6% year-on-year, and the decline narrowed by 20.7 percentage points.
Repair supply-side expectation
In addition to the demand side, there have also been many positive changes in the supply side. The data shows that the investment in real estate development in the first two months decreased by 5.7% year-on-year, which was 4.3 percentage points narrower than that in 2022. The funds in place of real estate development enterprises decreased by 15.2%, and the decline narrowed by 10.7 percentage points; The prosperity index of real estate development in February was 94.67, which was higher than that in January.
"At present, China’s economy is stabilizing and picking up, and it is expected to improve, which will help narrow the decline in real estate investment." Lou Feipeng, a researcher at China Postal Savings Bank, said that the financial management department has introduced a number of policies and measures to improve the financing of real estate enterprises, and the financing of credit, bonds and equity has been "three arrows in one go" to continuously alleviate the financial pressure of real estate enterprises.
Since last year, the financial management department has issued 16 policies and measures to support the stable and healthy development of the real estate market, and has continued to promote the refinement and implementation of the policies. At present, the financial management department is carrying out four actions of "asset activation", "debt continuation", "equity supplement" and "expected promotion" to fully implement the plan to improve the balance sheet of high-quality housing enterprises. At the same time, we will slow down the excessive risk aversion of financial institutions and guide them to provide normal financing. Data show that in January this year, real estate development loans increased by more than 370 billion yuan, an increase of 220 billion yuan year-on-year.
In addition to improving the financing environment, the credit risk of the real estate industry has also converged. "We believe that in the past, the risk spread trend of housing enterprises has been curbed and the liquidity of housing enterprises has been significantly improved." Hu Gang, vice president of CITIC Bank, said. The 2022 annual report recently released by CITIC Bank shows that by the end of December 2022, the asset quality of the bank’s real estate industry and construction industry continued to show an improvement trend, and the balance of non-performing loans in the two industries decreased by 1.789 billion yuan and 1.251 billion yuan respectively compared with the end of last year.
"Although the financing environment has improved, the willingness of housing enterprises, especially private housing enterprises, to start new construction is still insufficient." Wen Bin, chief economist of China Minsheng Bank, said that it is expected that the growth rate of real estate development investment will still fluctuate in the process of recovery. Lou Feipeng believes that the main reason for this phenomenon is that the expectations of housing enterprises are still poor, so it is necessary to comprehensively stabilize and improve expectations.
Increasing confidence remains the key.
In February this year, the sales price of new commercial housing in first-tier cities rose by 0.2% month-on-month, the same as last month; The sales price of second-hand houses rose by 0.7% month-on-month, with an increase of 0.3 percentage points over the previous month.
"At present, the rebound of the second-hand housing market and the market heat are slightly higher than those of the new housing market." Wen Bin said that on the whole, the sustainability of the market recovery remains to be seen.
"The uncertainty of second-hand housing is low, and its demand depends on the expectations of buyers and rigid demand. In contrast, there is uncertainty in new houses, and the failure to deliver some houses on time has affected the willingness of buyers. " Ceng Gang said.
Luo Yifei, chief statistician of the Investment Department of the National Bureau of Statistics, said that it is necessary to continuously release the rigidity of the real estate market and the demand for improved housing, promote the construction of the "Baojiaolou" project, and gradually boost market confidence. "Last year, the policy of" guaranteeing the delivery of buildings "played an important role in ensuring people’s livelihood." Fu Linghui said. At present, the regulatory authorities have launched a special loan of 350 billion yuan for Baojiaolou, set up a loan support plan of 200 billion yuan for Baojiaolou and a loan support plan of 100 billion yuan for rental housing, and guided financial institutions to promote industry restructuring and mergers and acquisitions to speed up the marketization of risks.
"The most important thing now is to look at the changes in market confidence and demand side, mainly the changes in first-hand housing sales." Hu Wei said. The sale of first-hand houses means that housing enterprises sell new houses directly to individual customers. Its warming means that the funds of housing enterprises are returning to the good, which helps to alleviate the financial pressure of housing enterprises and resolve risks. "In real estate transactions, although the situation varies from place to place, on the whole, the transaction volume of first-hand houses is large, and the recovery of sales represents a rebound in demand, which has certain guiding significance for the judgment of the real estate market trend." Yan Feipeng said.
"The recent RRR cut implemented by the central bank can increase the medium and long-term loanable funds, which will help enhance the enthusiasm of financial institutions to support the financing of housing enterprises and meet the reasonable financing needs of housing enterprises." Wen Bin said that the RRR cut will release low-cost funds and help support rigid and improved housing demand through differentiated loan interest rates.
"At present, it is necessary to further stabilize the income growth expectations of residents." Ceng Gang said that for residents, mortgage is a long-term debt, and their willingness to spend and ability to pay debts depend on their stable employment and income growth. Therefore, it is necessary to increase the income of urban and rural residents through multiple channels and maintain the overall stability of the price situation.
Reporting/feedback

Li Kaier is here! Finally confirmed the debut time! 46 minutes and 47 minutes! rearguard

China men’s basketball team doesn’t want people. I heard that they can’t beat the passerby?

Jeff, who has no national team task this summer, can play in CBA Summer League with Guangdong team.

On the first day of the game, he turned into a giant. He only rested for two minutes. After playing for 46 minutes, he made 15 of 28 shots, made 9 three-pointers, and scored 47 points, 9 rebounds and 1 assist.

But the team lost to Shanxi team 94-99.

Judging from the appearance time, the number of shots and the number of assists, it is enough to explain the versatility of other players in Guangdong team.

The second couplet was originally a place for practicing young people, but veterans were required to wear game to keep the last underwear, although Jeff was born after 2000.

Young players are still unable to rise, and the future of Guangdong team is really worrying.

Guangzhou team next door beat Tianjin team 93-56, and Rump, who had high hopes, finally went into battle.

But the sense of existence is not strong. After playing for 12 minutes, he made 0 of 2 shots, made 1 of 2 free throws, got 1 point, 2 rebounds, 1 assist, 1 mistake and 1 foul.

Wang Quanze, Jeff and Guo Haowen were once known as the Big Three in China.

Among them, Wang Quanze is considered to be the most promising. He has been playing in American high schools since he was 14 years old. He was ranked 45th in ESPN ESPN2018 National High School Power Forward list.

During his tenure at NCAA, Wang Quanze played for the famous University of Pennsylvania.

He became the main force of the team in his freshman season, averaging 8.5 points, 3.6 rebounds and 1 assist. Match.

Unfortunately, the knee injury in the second season required surgery and reimbursement; The junior year was refunded for the whole season due to the epidemic.

It was not until last year that he finally returned to the NCAA competition.

After graduating from college last year, he officially returned to the Guangzhou team.

He should have made his debut last season, but he underwent knee surgery again in the summer of 22, and refunded the fee in his rookie season.

It was not until the first game of Xia Lian that he started his CBA career.

Although the first game was mediocre, as long as you can play, it is worth celebrating.

Speaking of the naturalized player and active NBA striker Li Kaier, according to China Newsweek, the national team will make its debut at the International Solidarity Cup held in Shenzhen on August 20th.

At that time, the China men’s basketball team will play against the Serbian team.

Li Kaier will continue to compete with this year’s NBA playoff opponent Yue as a player other than the Timberwolves.

Although he won’t make his debut until mid-August, Li Kaier should join the China Men’s Basketball Team at the end of July and train with the team.

After all, everything takes some time to get used to, and it is impossible to put on your shirt and start working.

As the main force of the NBA team, the annual salary is about 10 million dollars, and the strength of Li Kaier is beyond doubt. Most importantly, he is a swingman at the third and fourth positions. He is tall and has long arms. He can play the power forward in China men’s basketball team and play the core role of inside and outside.

He also has good ball control ability, which can solve the shortcoming that our striker has been unable to control the ball.

At least Qiao Shuai is fond of Li Kaier. When the latter came to Shanghai for naturalization some time ago, he personally delivered the training clothes of the China men’s basketball team.

When the two sides met, they began to communicate cordially and talked about music and art, which was almost a phone call on the spot.

It is worth mentioning that Song Xiang, a well-known basketball reporter in China, reported earlier.

In order to play for the China men’s basketball team, Li Kaier even refused the invitation of the American men’s basketball dream team.

Of course, this guy can get along. Such a naturalized player with national identity looks pleasing to the eye and is quite easy to use!

Wei Shao: I’m glad to be back with the Clippers. We will play a wonderful season next season.

Live on August 3 rd, Wei Shao recently recorded a video and talked about the feeling of returning to the Clippers.

Wei Shao said in the video: "Hello, Clipper Country, I am Russell. I’m live in basketball camp. I’m very happy to be back with the Clippers. I’m looking forward to next season, and we will play a wonderful season. I’m glad to be back and look forward to the new season. Come on, Clippers! "

According to previous reports, Wei Shao and the Clippers reached a two-year contract renewal of $7.8 million, of which the second year was a player option.