Retail flameout, force on the public?

Text/"Tsinghua Financial Review" Bai Haochen

In 2024, commercial banks have not got rid of the quagmire of retail stall.

Recently, the annual reports of most state-owned and joint-stock banks in domestic listed banks have been released. The annual report shows that the growth rate of net profit of state-owned banks and stock banks has generally slowed down, and some institutions have even experienced a significant decline. For example, the net profit of Minsheng Bank has shrunk by 9.85% compared with the previous year, and Ping An Bank has dropped by 4.19%.

Table 1: Net profit of some state-owned and joint-stock banks in 2023 and 2024 (100 million yuan)

Source: Wind, bank annual report

In terms of revenue, according to the business caliber, the classified revenue of the counted commercial banks is very different. Among the state-owned banks, Industrial and Commercial Bank of China and Bank of Communications account for a relatively large proportion of public business revenue, while the retail business of agriculture, construction, China and postal services exceeds public business. Among the stock banks, CITIC Bank, Minsheng Bank, Shanghai Pudong Development Bank and Zheshang Bank account for a relatively large proportion of corporate business, while the retail business of China Merchants Bank, Ping An Bank and China Everbright Bank exceeds corporate business.

Figure 1: Revenue of some state-owned and joint-stock banks in 2024 (broken down by retail company, RMB 100 million)

Source: Bank Annual Report

Judging from the change of revenue, the performance of commercial banks in public business revenue is generally better than that in retail business. In terms of retail business, the retail business income of most commercial banks has decreased compared with the previous year, and only a few banks have achieved growth. In particular, the retail business of Ping An Bank, China Everbright Bank and Shanghai Pudong Development Bank declined significantly. The retail business income of Ping An Bank dropped by 25.90% to 71.255 billion yuan, while the decline rate of Shanghai Pudong Development Bank and China Everbright Bank also exceeded 10%.

In terms of public business, more than half of the listed banks achieved growth in 2024, while the banks that did not achieve growth did not experience a sharp decline. The largest increase in corporate business was Ping An Bank. Although the retail business shrank sharply, its corporate business increased by 19.15% in 2024, and its revenue to the public was 63.841 billion yuan during the year. Postal Savings Bank, Zheshang Bank and Shanghai Pudong Development Bank are also growing significantly on the public side.

Figure 2: Changes in the revenue of some state-owned and joint-stock banks in 2024 compared with the previous year (split by retail size)

Looking at the profit again, according to the business caliber, in 2024, the profit performance of corporate business is also significantly better than that of retail business. In terms of retail business, except for workers and peasants China Construction and China Merchants Bank, the retail profits of other banks are very small, and Zheshang Bank even experienced retail losses, with a loss of 2.663 billion yuan during the year. The performance of corporate profits is satisfactory. Except for some large state-owned banks or those banks featuring retail business, corporate business has become the main pillar of bank profits.

Figure 3: Profits/losses of some state-owned and joint-stock banks in 2024 (broken down by retail size, RMB 100 million)

In terms of profit changes, in 2024, the profit points of most banks have obviously shifted-the profit of corporate business has increased rapidly, while the profit of retail business has dropped sharply. In terms of retail business, the retail profits of listed banks generally declined compared with the previous year, among which Everbright Bank and Ping An Bank declined significantly, and Everbright Bank decreased by 95.83% to 281 million yuan. Ping An Bank dropped by 94.81% to 356 million yuan. On the public side, most banks’ profits have improved, and there are not a few that have greatly improved. In 2024, the profit of the Agricultural Bank of China to the public increased the most, with an increase of 68.92% to 244.892 billion yuan during the year. China Construction Bank, Industrial and Commercial Bank of China, Bank of China and China Merchants Bank also increased by over 20%.

Figure 4: Changes in profits of some state-owned and joint-stock banks in 2024 (split by retail size)

In terms of characteristics, both revenue and profit show the trend of corporate expansion and retail contraction, or it can be explained as the strategic turn of bank operation. The reason is mainly the cyclical rotation of bank retail and corporate business-in the past, retail business performed strongly and was under pressure on corporate business, but now it is in the opposite form.

In the early years, China’s banking industry was dominated by corporate banking. After 2010, the background of interest rate marketization superimposed residents’ wealth accumulation and consumption upgrading, prompting commercial banks to shift their strategic focus from corporate to retail. With the optimization of the top-level design of retail business, such as the pilot expansion of consumer finance companies, the relaxation of credit card installment business supervision, and the gradual improvement of personal credit information system, in 2016, joint-stock banks led by China Merchants Bank and Ping An Bank took the lead in the wave of the development of retail business characteristics, subverting the traditional business logic centered on corporate business and upgrading retail business to another growth pole of commercial banks besides corporate business.

Based on a huge customer base, retail business can provide considerable business volume, and because of the high basic interest rate of retail loans, it can also alleviate the pressure of bank interest margin, which is one of the best tracks for commercial banks to enhance their profitability and improve their operating level. Under the background of "expanding domestic demand and promoting consumption", the value of retail business is rising, and its importance is becoming more and more prominent. Commercial banks have also carried out retail business transformation in order to adapt to macro-development, alleviate the current operating difficulties, occupy a favorable position and seize the first opportunity in industry competition.

However, in recent years, the retail business of banks has gradually entered a bottleneck period. Since 2023, commercial banks have been in a state of collective stall at the retail end for two consecutive years. According to incomplete statistics, the retail revenue of most large and medium-sized banks that have published results has been hit, and the retail business revenue has generally shown a negative growth trend. There are two main reasons for the huge decline in retail business of commercial banks:

On the one hand, the downward cycle of real estate continues to curb residents’ willingness to consume. After decades of prosperity, China’s real estate market suffered periodic pains, and the growth rate of national real estate development investment declined for three consecutive years. The downward trend of the housing market had a direct impact on residents’ asset value and income expectations. First, the shrinking asset value directly affects residents’ willingness to consume. In order to cope with potential economic risks, more residents tilt their financial focus from consumption to savings, which inhibits mainstream personal credit businesses such as credit cards and consumer loans. Second, the continuous decline in housing prices will continue to hit the confidence of mortgage buyers and raise the risk of default, which will lead to a surge in non-performing rates.

On the other hand, credit cards, consumer loans and other products face high homogeneous stock competition. After years of market development practice, China’s urban credit card and consumer loan markets are gradually saturated. At present, the retail product matrix of each bank is highly homogeneous, and it mainly relies on the preferential strength and location advantages of commercial banks for stock competition. In addition, with the rise of internet finance, online consumer credit products, with their convenience and flexibility, further aggravate the operating pressure of credit card and consumer loan business. According to the Blue Book of China Bank Card Industry Development 2024, the total amount of credit card transactions in 2023 was 39.8 trillion yuan, a year-on-year decrease of 5.6%, and the transaction amount declined for two consecutive years. The average decline of credit card transactions in state-owned/joint-stock banks has reached 23.44%. With the stall of the main retail businesses such as credit cards and consumer loans, the growth momentum of bank retail has fallen into a bottleneck.

Under the long-term influence of multiple factors, the non-performing rate at the retail end of banks has risen and the incremental space has been continuously compressed. Under the realistic background that weakness is difficult to solve in a short time, commercial banks need to resort to other businesses to ensure high-quality and stable operation.

The performance of the public business is bright, and the bank’s break is dawning.

In the context of the collective stall of retail business of commercial banks in 2024, the resilience shown to public business may become the way to break the bank’s operation. For a long time, corporate banking has been an indispensable part of bank credit business, although in recent years some banks have shifted their focus to retail business. However, the foundation of public business is still there. In the context of the current lack of growth momentum of retail business, it is relatively wise for commercial banks to shift their business focus to corporate business, which is embodied in the following points:

First, it has strong anti-cyclical ability for public business. Compared with the retail business, which is highly influenced by the fluctuation of economic cycle, the public business has stronger anti-cyclical ability relying on policy support and industrial chain coordination. The stability of corporate customers’ cash flow is higher than that of retail customers, which plays a role in smoothing the fluctuation of asset quality in the overall operation of banks.

Second, the corporate business has more abundant business scenarios. Corporate business has the nature of "credit+",while corporate business has the nature of "credit+",which can promote the coordinated development of intermediary business, thus generating the multiplier effect of comprehensive income. By providing services to corporate customers, banks can simultaneously explore retail business opportunities such as payroll and employee wealth management, and realize the value transfer chain from enterprises to individuals to enterprises.

Third, the development of corporate business is in line with the current policy orientation. Under the current macroeconomic policy environment, the state emphasizes that finance supports the real economy and promotes industrial upgrading and structural adjustment. As one of the core channels of banking service entities, corporate business is highly compatible with policy guidance such as serving the real economy and supporting national strategic industries, which not only helps banks optimize their credit structure, but also effectively connects with national policies and helps the rapid development of national strategic industries. By developing corporate business, banks can deeply understand the needs of enterprises and provide customized financial services, thus promoting industrial upgrading and high-quality economic development. At the same time, the development of public business can also promote the development of related industrial chains, form a virtuous circle and inject new impetus into economic growth.

Two-wheel drive for public retail, and banking is not biased.

Ji Guangheng, president of Ping An Bank, said at the performance meeting that no strong bank was biased in the end. Without development loans, there will be no mortgage. Without a new account, there will be no waiting list. We still have a process of balanced development. In fact, corporate and retail businesses are not binary opposites, but more like two sides of banking business. Corporate businesses can naturally penetrate the upstream and downstream small and medium-sized micro-customers and employees’ personal financial service needs by serving the core enterprises in the industrial chain; The consumer behavior data accumulated by retail business can feed back the bank’s accurate judgment on the operating conditions of corporate customers.

Looking forward to the future, commercial banks must adhere to "walking on two legs" in order to achieve high-quality development. We should not only deepen the basic advantages of retail business, but also grasp the strategic opportunities of public business. This two-wheel drive business model is not only a pragmatic choice to meet the current challenges, but also a long-term plan for the future.

This article is a columnist of Weiyang. com: Tsinghua Financial Review is published. The content is the author’s personal opinion, not the website’s. It is forbidden to reprint it without permission, and offenders will be prosecuted!

Luminary buddhist institute, Sichuan released the autumn enrollment brochure for 2020.

A few days ago, luminary buddhist institute, Sichuan Province issued a brochure for enrollment in the fall of 2020. The brochure shows that luminary buddhist institute, Sichuan Province has enrolled 30 undergraduate students in teaching science, 5 graduate students (internal recruitment) and 15 law classes. The full text of the enrollment brochure is as follows:

Luminary buddhist institute, Sichuan released the autumn enrollment brochure for 2020.

Luminary buddhist institute, Sichuan (Source: Fenghuang. com Buddhist Photography: luminary buddhist institute, Sichuan)

Luminary buddhist institute, Sichuan Province is a senior luminary buddhist institute of Chinese Department approved by the General Office of the State Council [1983] No.60, with the aim of training all Nigerians with excellent Buddhist professionalism, patriotism and love for teaching for the Buddhist community in China.

I. Training objectives

Since the establishment of Sichuan luminary buddhist institute Hospital, under the care of the Party and the government, we have always grasped the correct political direction, adhered to the socialist road, and cultivated successors of Buddhist Nizhong who love their country and religion, abide by the law, support the leadership of the Party, safeguard the reunification of the motherland and national unity, and aspire to the cause of Buddhism. Based on the reality of Buddhism, our college has trained monks to become talents in temple management, teaching and Buddhism research through preparatory, undergraduate and postgraduate education in Buddhist colleges.

Second, the academic system and curriculum

1. Academic system

Four years of undergraduate teaching; Postgraduate for three years; The law class is three years.

2. Curriculum setting

(1) Teaching undergraduate curriculum

Specialized courses of Buddhism: basic courses of Buddhism, history of Buddhism in China and India, study of basic theories and important classics of sects such as discipline, knowledge-only, harmony, middle school, Tiantai, Huayan, Zen and Pure Land.

Ideological and Political Theory and Laws and Regulations Course: Introduction to Mao Zedong Thought and Socialism with Chinese characteristics System, Course of Chinese Buddhism Patriotism, Ideological and Moral Cultivation and Legal Basis, Outline of Modern and Contemporary History of China, Situation and Policy.

Cultural public courses: College Chinese, College Writing, Ancient Chinese, General History of China, History of China Philosophy, Introduction to China Culture, Introduction to Religious Studies, Computer Application, etc.

Practical courses: pure land chanting Buddha, meditation, Buddhist practice and rituals, temple management, etc.

(2) Offering majors in graduate classes.

Discipline, epistemology, Tiantai.

(3) the curriculum of law class

Law major courses: Notes on the Signs of the Four-point Law Bhikuni’s precepts, Simple Explanation of Random Karma, Brahma Bodhisattva’s precepts, Four-point Law Bhikuni Banknotes and Four-point Law Collection; Nanshan’s three major departments, The Four-part Law Deletes Complex and Completes Que, Notes on Bank Notes, Notes on the Four-part Law with Notes and Cautions, Notes on the Four-part Law Deletes and Completes Random karma and helps the poor; The second part (study) "Four-part Bichuni Banknotes", "Four-part Bichuni Banknotes" and related basic courses of Buddhism.

Ideological and Political Theory and Laws and Regulations Course: Introduction to Mao Zedong Thought and Socialism with Chinese characteristics System, Course of Chinese Buddhism Patriotism, Ideological and Moral Cultivation and Legal Basis, Outline of Modern and Contemporary History of China, Situation and Policy.

Practical courses: pure land chanting Buddha, meditation and waiting.

Three, enrollment quota, registration and examination time

1. In 2020, it is planned to recruit 30 undergraduate students, 5 graduate students (internal recruitment) and 15 law classes for the whole country.

2. Date of application: from the date of publication to August 30th.

3. Examination time: September 20-21 (candidates must prepare for the exam at school one week in advance).

Fourth, the application requirements

1. Young monks and nuns who love their country and religion, abide by the law and discipline, respect their teachers, have firm Buddhist beliefs, and are well-behaved.

2. Requirements for applying for an undergraduate course: Young monks who have graduated from an intermediate Buddhist college or graduated from high school or above, have been practicing in a monk group for more than two years, are familiar with their morning and evening lessons, and strictly abide by the laws and regulations. Bhikuni and Shamini aged between 18 and 38.

Requirements for applying for graduate students: internal recruitment from Buddhist College, graduation from undergraduate course, submission of application papers, and merit-based admission.

Requirements for entering the law class: with high school education or above or graduated from Buddhist college, with certain learning ability, interested in improving the monk’s personality and promoting the discipline; Can consciously abide by the rules and regulations of the temple and agree with the concept of permanent study. The age is between 35 and 50 years old.

3, manners, good looks, six feet, good health, no history of marriage and love, no history of infectious diseases or mental illness, no disability, no bad hobbies.

V. Application methods

1.Anyone who meets the admission requirements of our college, recommended by my temple, and approved by the county (city), city and state Buddhist associations and religious management departments, will directly register with our college.

2. Applicants are required to submit a copy of their ID card and diploma, a physical examination form (within the validity period of three months) and two one-inch and two-inch photos with a white background, and send them to our college together with the registration form letter. Those who meet the requirements after examination will be notified to come to our school for a unified examination.

Luminary buddhist institute, Sichuan released the autumn enrollment brochure for 2020.

Sixth, the examination situation

1.

Written test subjects: Buddhism, Chinese, current politics.

Interview content: two-hour class recitation, daily dignity, etc.

2. Reference materials

Buddhism: Introduction Manual of Buddhism, Questions and Answers on Buddhist Knowledge, History of Buddhism in China, History of Buddhism in India and Basic Knowledge of Discipline.

Chinese: Chinese textbooks for junior and senior high schools.

Politics: Important current affairs news at home and abroad from 2019 to 2020, New Regulations on Religious Affairs and Course of Buddhist Patriotism (edited by the State Bureau of Religious Affairs).

3. Examination place

Multi-functional classroom in teaching building of Buddhist College.

Seven, admission and admission instructions

1, according to the test results (written test, interview) merit.

2. Those who pass the examination will be issued an admission notice by our college. School registration should hold the admission notice, the letter of introduction from the local religious department and the recommendation unit, and my ID card to arrive at school on time.

3. When you enter school, you must be dressed neatly and solemnly, and bring clothes and daily necessities that conform to the canon.

4. The plane, car and boat expenses for the entrance examination shall be borne by the candidates themselves, and will not be reimbursed by our college.

Eight, the following circumstances are returned to the original place.

1. Upon admission, those who suffer from infectious diseases, epilepsy, mental illness, etc. that do not meet the admission requirements after physical examination will not be admitted.

2. After entering the school, those who have incorrect learning attitude or can’t keep up with the teaching progress, have bad hobbies and impure ideas, and can’t abide by the rules and regulations of the college will be dropped out.

3. After entering the school, those who found gangs or preached heresy were ordered to drop out of school.

4. After entering the school, those who have been sick for two months and can’t attend classes normally and follow the crowd will be dropped out.

5, all scholars who have retired will be returned to the original recommendation unit.

Nine, the treatment at school

1. During the period of school, room and board are free, and a certain living allowance is given every month.

2. During the school period, the school made a uniform uniform.

3. During the winter and summer holidays, you can enjoy a half-price discount on train tickets with your student ID card.

4. Textbooks are uniformly distributed by the college.

5. The college uniformly arranges the time for students to be ordained.

X. Holiday matters

The college has 30 days of winter vacation and 20 days of summer vacation.

Xi. graduation destination

1. Return to the original recommendation unit after graduation.

2. Those with excellent grades can apply for postgraduate courses in our college.

3, according to the principle of voluntariness, with the consent of the recommending unit, those who are excellent in character and learning can stay in the hospital to teach or work.

XII. Address and bus route of Buddhist College

1. Address

Zhi He Wu Li, Pengzhou City, Sichuan Province, Sichuan luminary buddhist institute Qifu Temple

Postal code: 611930

2. Bus route

1. Chengdu Shuangliu airport To the college: take the airport bus (only at 14:10 every day) to Pengzhou Bus Terminal, and then take a taxi to the college.

2. Chengdu East Railway Station To College: There is a rolling shuttle bus from Chengdu East Railway Station to Pengzhou Bus Station every day (the journey takes about 55 minutes).

3. chengdu railway station To the College: (The original passenger station is relocated) You need to take a bus to the Qifu Temple in luminary buddhist institute, Sichuan, Zhihe Wuli, Pengzhou.

XIII. Contact person and telephone number of the Admissions Office of Buddhist College

Admissions master:

Saint Master: 18033028675

Master Miao Xuan: 15982126121

College Guest Room Tel:

028-83707711

E-mail:

447829488@qq.com

Sichuan luminary buddhist institute Admissions Office

March 20, 2020

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Integrating information resources to manage "table anti-epidemic" and making efforts to eliminate data islands

  ● Since the epidemic prevention and control work was carried out, many grassroots cadres and community workers have been overwhelmed by various forms. Repetitive and heavy task of filling out forms not only consumes a lot of time and energy, but also delays the implementation of the urgent anti-epidemic work, causing dissatisfaction among the masses.

  The direct reason for the emergence of the problem of "table anti-epidemic" is that there is no special information co-ordination mechanism among various departments, and the fundamental reason is that various departments are trapped in their own information data, thus forming a "data island", which is also a chronic disease that has plagued the construction of government information in China for many years.

  ● The Measures for the Administration of National Government Information Project Construction is expected to fundamentally solve the problems of decentralized e-government construction and isolated data islands, further promote overall planning at the national level, integrate information resources of various departments, promote co-construction and sharing of departments, realize cross-departmental business collaboration, and comprehensively improve the administrative efficiency of government departments.

  □ Our reporter Wan Jing

  Recently, the General Office of the State Council issued the "Administrative Measures for the Construction of National Government Information Projects" (hereinafter referred to as the "Administrative Measures"), pointing to the problem of "table anti-epidemic" that was criticized some time ago.

  Some places have reported that since the epidemic prevention and control work was carried out, many grassroots cadres and community workers have been overwhelmed by various forms. Repeated and heavy task of filling out forms not only consumes a lot of time and energy, but also delays the implementation of the urgent anti-epidemic work, causing dissatisfaction among the masses.

  In this regard, experts in the industry pointed out that the direct reason for the emergence of the problem of "table anti-epidemic" is that the command and coordination system is incomplete and unscientific, and a special information co-ordination mechanism has not been formed among various departments, but the fundamental reason is that various departments are trapped in their own information data, thus forming a "data island", which is also a chronic disease that has plagued the construction of government information in China for many years.

  The "Administrative Measures" require adhering to the principles of overall planning, joint construction and sharing, business coordination, safety and reliability, and directly point to the key issues of current government information construction. According to industry analysts, the Administrative Measures are expected to fundamentally solve the problems of decentralized e-government construction and data islands, further promote overall planning at the national level, integrate information resources of various departments, promote joint construction and sharing of departments, achieve cross-departmental business collaboration, and comprehensively improve the administrative efficiency of government departments.

  Form anti-epidemic has been criticized

  Urgent need to realize information sharing

  According to media reports, "form anti-epidemic" shows that many grassroots cadres and community workers have to fill in more than a dozen forms a day during the epidemic prevention period. These forms are issued by different departments, and the contents are basically the same, but the format and style are slightly different. With the strengthening of epidemic prevention and control, the contents of such forms are increasing, and the statistics of data are very large, so it takes a lot of time and energy to fill in the forms alone.

  It is understood that the grass-roots staff themselves have undertaken a lot of work such as prevention and control propaganda, inspection in the jurisdiction, coordination of medical treatment, disinfection, persuasion of residents and distribution of materials. Although the manpower at the grassroots level is very tight, they have to arrange people to be "cousins" to undertake tasks such as data collection, registration and information reporting, and some people who fill out forms often have to work until the early hours of the morning.

  “‘ Table anti-epidemic ’ It is a bureaucratic style that pays attention to formalism, but it also reflects the problem that information between departments is not smooth in the construction of government information in China. It is not difficult to solve this problem technically. As long as a unified command coordination system is established to realize the sharing of data and information among various departments, it can effectively avoid repeated tasks from multiple departments. " Gao Qin Wei, a professor at the Law School of the Central University of Finance and Economics, said.

  This time, the "Administrative Measures" also clearly put forward that "overall planning, co-construction and sharing" is the basic management principle of national government information construction. At the same time, it also strengthened the requirements for information sharing, and clearly put the concept of sharing into the whole life cycle of government information construction projects.

  The "Administrative Measures" stipulates that the feasibility study report and preliminary design scheme shall include an analysis chapter (chapter) on information resource sharing. The evaluation report of the consulting and evaluation unit shall include the evaluation opinions on the analysis articles (chapters) of information resource sharing. The approval document of the examination and approval department or the request document submitted to the State Council shall include the opinions on the analysis articles (chapters) of information resource sharing; Compiling the catalogue of information resources is a necessary condition for approving government information projects. The scope, degree and network security of information resources sharing are important basis for determining project construction investment, operation and maintenance funds and acceptance.

  Gao Qin Wei believes that the fight against epidemic is an information war, and all government departments should constantly release accurate and objective information and try their best to let everyone know the relevant information. Only by establishing various accessible information transmission channels can the government’s relevant information release reach the public in time. Therefore, government information sharing should become the new normal of government administration.

  Take measures to cure chronic diseases at the same time

  Focus on eliminating data islands

  According to Liu Deliang, a professor at the Law School of Beijing Normal University, after years of development, government e-government has built core government affairs systems such as industry and commerce, taxation, finance, transportation, finance, auditing, education, population and public safety. The core businesses of most ministries and commissions are supported by databases, and the coverage of core business databases is increasing day by day, forming a considerable scale of government information resources. However, the phenomenon of "data island" is also very serious in the construction of government information.

  Among them, the most typical problem is that the internal processes of the government are difficult to coordinate. Local governments and departments at all levels often go their own way when carrying out e-government, adopting different standards and monotonous business content, resulting in new redundant construction; Each application system is planned separately, and each system often adopts different data formats and runs on different platforms, which brings obstacles to data exchange and collaborative application between them.

  In order to eliminate the phenomenon of "data island" in the construction of government information from the institutional level, the Administrative Measures put forward solutions from five aspects.

  First, the government information project realizes cross-departmental co-construction. Cross-departmental co-construction and sharing of government information projects, by the lead department in conjunction with the participating departments to jointly carry out cross-departmental engineering framework design, form a unified framework plan and then report to the National Development and Reform Commission.

  Second, the government information project realizes the joint construction of the central and local governments. The relevant departments in the State Council need to share and cooperate with local government information projects, which should be built in accordance with the principles of overall planning, grading examination and approval, grading construction and sharing and cooperation.

  Third, build a shared open data directory of government information resources. Based on the business flow, data flow and system interface of departmental projects and overall projects, a shared open data directory is initially formed.

  Fourthly, the content of sharing analysis of government information resources is constructed. The feasibility study report and the preliminary design plan shall include the analysis articles (chapters) of information resources sharing, and the approval documents of the examination and approval department or the request documents submitted to the State Council shall include the opinions on the sharing analysis articles (chapters).

  Fifth, information resources sharing is forced by fund management. For the information-based projects that have been built by the State Council departments and need to be upgraded or newly-built government information-based projects, only those that can share information as required can be approved, and those that cannot share information will not be supported except for special reasons. For information systems that do not share data resources as required, repeatedly collect data resources, or are not included in the catalogue of national government information systems, no operation and maintenance funds will be arranged.

  In this regard, Gu Bingzhong, chief engineer of the Information Center of the Ministry of Natural Resources, analyzed that the "Administrative Measures" further implemented information sharing through the coordinated linkage of project construction investment and operation and maintenance funds, and grasped the key points, which is worthy of praise. The implementation of the above measures will fundamentally change the long-standing problem of information sharing, be conducive to the construction of the national big data resource system and governance capacity, and promote the modernization of the national governance system and governance capacity.

  Improve the construction of government information

  It is imperative to jointly build departments.

  Government information system is an important support for the government to perform its duties efficiently and an important carrier to promote the modernization of government governance capacity by informationization. In the 1980s, China began to use computers to process electronic data in government management. After nearly 40 years of development, government informatization has played an active role in improving government office efficiency, supporting government scientific decision-making and optimizing government services.

  According to Xu Chunxue, deputy director of the Office of the National E-government Extranet Management Center, in recent years, the digital transformation of the government has been accelerated in an all-round way, breaking the "data island" and entering the deep water area. The traditional mode of self-construction and self-management of departments has become increasingly difficult to adapt to the task of large-scale information construction, and technological models such as cloud computing, big data and blockchain have triggered changes in construction concepts, and so on. A series of changes have forced the system of government informatization to be continuously upgraded and improved, so as to adapt to the new development situation and further liberate the informatization productive forces. However, it is impossible to avoid the problem of cross-departmental co-construction of government information projects in order to improve the construction of government information in China and solve the phenomenon of "data islands" in which departments are fragmented.

  Multi-sector co-construction is a long-term difficult problem to solve, especially during the "Twelfth Five-Year Plan" period, the progress of individual co-construction projects is not satisfactory. The "Thirteenth Five-Year Plan" for the Construction of National Government Information Project puts forward the blueprint of "big platform, big data and big system". However, there has been a lack of clear organizational rules on how to jointly build a "big project" by multiple departments.

  To this end, the "Administrative Measures" proposes that for government information projects involving cross-departmental co-construction and sharing, the lead department and the participating departments will jointly carry out cross-departmental engineering framework design and form a unified framework plan, and then report to the National Development and Reform Commission. The framework scheme should determine the participating departments, construction objectives and main contents of the project, clarify the business flow, data flow and system interface between each department’s project and the overall project, initially form a data directory, ensure that the construction contents of each department are not duplicated, and realize the requirements of co-construction and sharing. After the framework scheme is formed, each department shall apply for the construction of its own participating content according to the project management requirements.

  According to Xu Chunxue’s analysis, the proposal of the above-mentioned framework scheme not only provides a powerful starting point for inter-departmental coordination and linkage, but also can replace the original link of compiling project proposals by various departments, greatly improving the efficiency of examination and approval.

  Gu Bingzhong also believes that under the unified framework, the departments involved in construction have clear boundaries, clear goals and responsibilities, which can improve the enthusiasm of the departments and reduce the phenomenon of buck passing.

  Actively promote the policy landing

  Improve administrative efficiency in an all-round way

  After years of exploration and practice, the national e-government extranet is becoming the public infrastructure of digital government construction in China.

  At present, in terms of "network communication", China has achieved comprehensive coverage of central provinces, cities and counties, and built a "three-in-one and five-across" network channel; In terms of "data communication", by the end of January 2020, the national data sharing and exchange platform based on the extranet of government affairs had opened 1,299 real-time data sharing interfaces of 33 the State Council departments, provided 946 million times of inquiry and verification services, and supported 95.7 billion pieces of batch data exchange across departments and regions; In terms of "business communication", the national data sharing and exchange platform connects 784 business processing systems in various regions and departments, which provides strong support for government departments at all levels to optimize business processes, streamline business materials, and promote the implementation of major reform tasks such as enterprise start-up, real estate registration, tax withholding, and license separation.

  In this epidemic prevention and control work, the government information means of local governments also show their talents.

  For example, Jiaxing, Zhejiang Province has continuously increased the control of people entering Jiaxing by means of "big data+grid", and cooperated online and offline to give full play to the role of grass-roots grid. Through the "six major rows" of card-point row, digital row, hotel (farmhouse) row, transportation hub row, hospital row, rental house row, etc., the epidemic prevention and control investigation system has been developed and activated to comprehensively verify relevant information.

  The Digital Yingkou Management Center was started in Yingkou, Liaoning Province, and the access to the city’s public security video private network was completed in only 3 hours, so that you can view the video of key bayonets in the city’s expressways, railways, stations, hospitals and other places at will in the management center, and understand and master the dynamics of key bayonets in real time.

  Chongqing Liangjiang New District makes full use of big data to escort residents’ "vegetable basket" and "fruit plate", closely monitors the market supply and demand of daily necessities such as grain, oil, meat, vegetables, fruits, eggs, milk and refined oil, and at the same time increases the docking of production and marketing, broadens the channels of supply organization, and smoothes the logistics distribution of daily necessities.

  During the interview, Xu Chunxue analyzed that the Administrative Measures is based on the overall coordination and long-term management mechanism of the national government information system, focusing on "how to build" and "how to manage" government information projects, putting forward top-level design in streamlining approval, intensive co-construction, information sharing and online management, further implementing the overall requirements of unified engineering planning, unified standards and norms, unified filing management, unified audit supervision and unified evaluation system, and promoting the country for the next stage.

  "However, whether the informationization of government affairs can finally achieve practical results, whether it can help the government’s comprehensive digital transformation and further support the modernization of the national governance system and governance capacity depends on whether all departments can put the Administrative Measures in place and grasp the construction carefully." Xu Chun’s theory.

  Gu Bingzhong believes that the promulgation and smooth implementation of the Administrative Measures is expected to fundamentally solve the problems of decentralized construction of e-government and "data islands", further promote overall planning at the national level, integrate information resources of various departments, promote joint construction and sharing of departments, achieve cross-departmental business coordination, and comprehensively improve the administrative efficiency of government departments.

Harley-Davidson wants to transfer production overseas, and Trump angrily pushes: Even the owners will boycott you!

[Global Network Reporter Lin Yiran] In order to cope with the "trade friction" provoked by the United States, not long ago, American motorcycle manufacturer Harley-Davidson planned to transfer some production lines overseas. This triggered a series of war of words between US President Trump and Harley. On August 12, local time, Trump once again criticized Harley-Davidson on Twitter, saying that if the company insists on transferring manufacturing overseas, it will be resisted by many Harley-Davidson owners.

Trump wrote in Twitter: "If Harley-Davidson really moves manufacturing overseas, many Harley-Davidson owners will boycott the company. Very good! Most other companies are following our direction, including competitors of Harley-Davidson. This (moving production overseas) is really a bad move! The United States will soon have a fair and even better competitive environment. "

When Trump took office, he praised Harley-Davidson as a "true American idol" company. However, the practice of "American Idol" has deeply hurt Trump this time. In order to save costs in trade friction, Harley-Davidson recently made a plan to transfer some production to a new factory in Thailand, and expected to close the factory in Kansas City, Missouri. Recently, Trump has angered Harley-Davidson more than six times and even threatened to cooperate with its competitors.

However, Harley-Davidson’s "escape from the United States" is not unique, and some American companies have begun to follow suit. According to Business Insider, an American business media, Moog Music Company of the United States is also considering transferring its production line in the United States to foreign countries for fear that Trump’s tariff policy will increase costs.

In an e-mail to customers, the company said that Trump’s tariff on China products would increase the cost of some components used in synthesizer production, and may force the company’s operation to undergo major changes. "These tariffs will immediately increase the cost of building music equipment, which may force us to lay off employees, and in the worst case, may require us to move some factories overseas."

In the face of Trump’s repeated "attacks", in July this year, Harley-Davidson said that it is expected that the new tariffs will cost the company as much as $100 million a year. In an interview with CNBC, Harley CEO Luo Maide said in July that he was innocent. Trump’s statement was a "death gaze" for them, because the company was forced to make a difficult business decision, which had nothing to do with politics.

Chery’s four major brands guarantee upgrade: lifetime warranty of the whole vehicle!

  [car home Information] Recently, we learned that Chery Group has launched a brand-new right: all models (including second-hand models) of its four brands, including Chery, Jietu, Xingtu and iCAR, will provide lifetime warranty service for the whole vehicle.

Home of the car

  Previously, Chery Group released sales data. In February, the group sold 143,155 cars, up 37.8% year-on-year. A total of 348,019 vehicles were sold in January and February, up 69.5% year-on-year.

Chery automobile tiggo 7 PLUS new energy 2023 champion version 1.5T 100KM fengchi

  Chery brand sold 97,562 vehicles in February, a year-on-year increase of 41%; In January and February, the sales volume was 232,692 vehicles, a year-on-year increase of 67.1%. Xingtu brand sold 7,910 vehicles in February, a year-on-year increase of 56.4%; In January and February, the sales volume was 16,840 vehicles, up 71.7% year-on-year. Jietu brand sold 29,017 vehicles in February, a year-on-year increase of 76.6%; In January and February, the sales volume was 71,973 vehicles, up 121.9% year-on-year. ICAR 03, the first product of ICAR brand, received 16,728 large orders during the pre-sale period, and was launched on February 28th.

Chery new energy Chery iCAR 03 2024 401km two-wheel drive standard advanced edition

Chery Automobile Jietu X70 C-DM 2024 voyage version PRO 7

  In February, several new cars of Chery Group were released. On February 28th, iCAR03, the first product of Chery Group’s new energy electric brand Icar, was officially launched. Six new models were launched in the new car, and the price range was 109.8-169.8 million yuan. The whole car was shaped as a "square box" and positioned as a "tidal box electric SUV". On February 29th, Jietu X70 C-DM went on the market. It is a medium-sized SUV with 5 seats and 7 seats. It is equipped with a plug-in hybrid system consisting of 1.5T engine and motor. CLTC has a pure battery life of 110km and a comprehensive battery life of 1200km, and the price is 14.99-167,900.

Xingtu Xingtu Eta Ursae Majoris New Energy 2024 1.5T Long Life Pro

  Starway Eta Ursae Majoris C-DM also started the pre-sale on February 26th. It is positioned as a medium-sized SUV, built on the Starway M3X super hybrid platform, and equipped with a hybrid system consisting of a 1.5TGDI hybrid engine and motor, with a pure battery life of 160km and a comprehensive cruising range of over 1343km. The pre-sale price range is 17.28-22.28 million yuan. It is reported that the new car will be officially listed on March 11. (Compile/car home Duandi)

Beijing Auto Show debut, exposing Dongfeng Yipai e π 008 real car picture

  [Autohome News] On April 11, we obtained the Dongfeng Yipai eπ 008 () real car map from the official WeChat account of Dongfeng Motor. The car is positioned as a six-seat medium and large SUV and debuted at the Beijing Auto Show that opened on April 25.

Autohome

Autohome

  In terms of appearance,Yipai eπ 008 is built with a family-style design language, and has a similar sensory experience to Yipai eπ 007, but the difference is that Dongfeng Yipai eπ 008 adopts the current popular through-type light group design, and the internal dot matrix light source has a strong sense of technology. In addition, the raised cabin rib line and the three-stage guide groove surrounded by the front can make the vehicle show a stronger youthful attribute.

Dongfeng passenger car e π 008 2024 EV basic model

Dongfeng passenger car e π 008 2024 EV basic model

  Due to the fact that the official car map only released two front angles, the side of the body and the rear of the car. Let’s review the official map. The new car has a rather burly figure, and the overall body profile is even somewhat similar to the MPV model. It is expected to have a good rear row space. In terms of the rear, the car uses the same through-type taillight set as the front, with a spoiler placed on the roof and a black trim at the rear bumper below to enrich the visual layering of the vehicle.

  In terms of body size, the length, width and height of the new car are 5002/1972/1732mm respectively, and the wheelbase is 3025mm. In terms of power, the plug-in version will be equipped with a combination of 1.5T engine and motor, of which the maximum power of the engine is 108kW and the pure electric battery life is 154km; the maximum power of the pure electric motor is 200kW and the cruising range is 636km. (Text/Autohome Zhouyi)

Deep Blue SL03 successfully challenged a tank of oil to run 1200km

On December 28, 2022, Changan Automobile completed a "Changan Force Challenge 1200km Wonderland Tour" activity, using the dark blue SL03 extended range model, filling up a tank of fuel, starting from Qianxi Urbanization Village, Guizhou Province, passing through Dali City, Yunnan Province, and finally reaching the destination of this challenge, Shangri-La City, Yunnan Province, with a total journey of 1200km.

This challenge to Changan Deep Blue SL03 uses actual testing to lead users to experience the powerful technical strength of the Force’s intelligent range extension.

In this 1200km challenge, the road conditions include winding tunnels and highway driving, which can reflect the performance of the vehicle in tunnels and S-bend sections. The rear H-arm multi-link independent suspension system allows the wheels to have a reliable motion trajectory, and the rear suspension follows. High-speed stability and ride comfort are greatly improved, making the driving experience more delicate.

It also includes the driving of high-speed sections, which can reflect the stability and excellent sound insulation performance of the vehicle at medium and high speeds. The Changan Deep Blue SL03 Extended Range Edition adopts frequency conversion active control based on reducing howling, obtaining real-time road condition estimation, and more reasonable and intelligent energy management strategies. Range extension system active vibration suppression and other technologies bring a perfect balance of quietness, power and economy, achieving all-round non-sensory operation. The presence of the engine is hardly felt during driving, and the driving experience is more quiet and comfortable. Especially in the 60-80km/h speed range, which is the most commonly used in daily driving, its quietness is far higher than that of fuel vehicles of the same level, and there is no need to worry about engine interference.

This challenge also includes driving on the winding mountain road from the bottom of the mountain to the top of the mountain, reflecting the vehicle’s ability to handle bumps and puddles.

After experiencing various road conditions, the Changan Deep Blue SL03 was still able to successfully challenge 1,200 kilometers. What black technologies exist in this car?

The first is fuel economy. The high-efficiency range extension system adopted by the Deep Blue SL03 can achieve a level of 1L oil mileage equal to 3.3kWh power, successfully achieving a feed fuel consumption of 4.5L per 100 kilometers, and a range extension mode range of 1200km, reaching the industry’s leading level.

The Deep Blue SL03 uses Changan Force technology, which is not a single technology, but a technical label that "integrates" rich automotive technologies, including Force intelligent range extension, Force superconcentration electric drive, etc.

"The Force", named after the Chinese cosmology and philosophy, symbolizes the scientific and technological driving force of civilization evolution and harmony of all things. With the symbol of infinite "?", it represents the infinite universe and infinite boundaries, which means that "the Force" is everywhere. It represents that Changan Automobile will break the boundaries that bind the development of the new energy automobile industry with endless technological innovation and technological advancement, and provide users with a worry-free experience of "unlimited" creativity.

Changan Force Technology has more than 181 patented technologies. A series of leading industry technological blessings, such as 95% of the industry’s highest efficiency electric drive assembly, 1200km long battery life, and -30 ° C industry’s first low temperature pulse heating technology, constitute the advanced way of "The Force". While empowering cars to achieve intelligent range extension, efficient drive and other technologies, they will create a smart, low-carbon and efficient future travel life for users with more worry-free electrification and intelligent solutions.

The Force Intelligent Range Extension is Changan Automobile’s first autonomous car range extension system to achieve mass production. It provides consumers with a better product experience through high-efficiency all-round range extender, non-inductive NVH technology, and intelligent energy management strategies.

Among the 10,000 patents of Changan Automobile, Changan Deep Blue has applied for a total of more than 1,300 patents, covering battery, electric drive, electronic control, intelligence, appearance and other fields, of which more than 1,000 are in the three-power field alone. These unique high-end technology barriers have created a solid foundation for Deep Blue’s accumulation in the field of new energy. Among them, Deep Blue SL03 has six major black technologies, namely:

The industry’s first all-electric digital platform: a full-track new energy vehicle platform that takes into account future travel and today’s car scenarios with intelligent innovation, providing users with a new car experience with higher efficiency, higher performance, higher intelligence and higher safety.

A new generation of superset electric drive system: 5 years of sharpening a sword, is being developed to create a "superset electric drive", with a maximum efficiency of 95%, a total of 163 patents have been applied for, achieving the ultimate volume, efficiency, weight, NVH, reliability, and providing users with a hearty dynamic experience.

The world’s first micronucleus high-frequency pulse heating: dedicated to self-research, innovative breakthroughs, using ingenuity to solve user pain points, and has applied for more than 50 patents. The technical team has found the "password" for the rapid heating of batteries in extremely cold environments. In extreme environments of -30 ° C, the battery temperature can be increased by up to 4 ° C per minute, the vehicle power performance is increased by 50%, the charging time is shortened by 15%, and the difficulty of using trams in winter is comprehensively improved.

The first intelligent vehicle domain controller "Changan Smart Core" in China: innovative self-developed, intelligent multi-core, integrating power and internal and external interconnection, deeply integrating multi-functional modules such as power, gateway, remote end point, etc., to achieve 100% coverage of remote diagnosis and 70% performance improvement.

iBC digital battery management system: The original intention remains unchanged, with quality first, selecting batteries from top suppliers around the world, and pushing power battery safety to new heights through 9 digital management technologies such as digital process control, vehicle + cloud BMS dual monitoring.

Intelligent Parking System APA7.0 and NID3.0 Advanced Assisted Driving: Present users with a convenient intelligent driving assistance experience. Among them, the intelligent parking system APA7.0 can realize functions such as memory parking, remote car transfer, and remote control parking in the user’s main usage scenarios, just like an experienced "shadow driver" accompanying, fully meeting the user’s parking needs in different scenarios.

It is with the Changan Force technology and the above several black technologies that the Changan Deep Blue SL03 is able to challenge different road conditions of 1200KM with ease. Of course, this challenge is only a phased demonstration of the current Changan new energy technology. On the road of the future, Changan not only has more advanced new energy technology, but also a new generation of design language. Through continuous transformation, I believe that Changan will leave a strong mark on the new energy track in the future.

"2023 Hua Chenyu Mars Concert" Official Announcement "April Day on Earth" Meet at Hangzhou Station "Romantic Full Garden"

A few days ago, the "2023 Hua Chenyu Mars Concert" officially announced the specific information of the first performance – the first stop of the tour is locked in Hangzhou, which is known as "paradise on earth". It will officially start in Hangzhou Baima Lake Park on April 8 and 9, and the two performances will start ticket pre-sale on March 11 and March 12 respectively. After countless days and nights of thoughts, the Mars family finally ushered in the long-awaited news. If you have enough thoughts, you will meet each other. The spring flowers are blooming in the new year, and he is here! Hua Chenyu surprised to release the concert concept poster and the main visual poster on Weibo. The main poster uses Mars red as the main color, which fuses the visual impact with the characteristics of Mars. At a glance, Hua Chenyu has countless flowers on his head, creating a romantic and warm atmosphere for the "spring flowers bloom" appointment, and the second half of the surprise presents the unique scenery of Hangzhou. During the official announcement, Huahua continued the previous "extra" tradition. While the sense of ceremony was full, it also realized a tacit two-way rush with the Martians, which can be said to integrate ingenuity and tenderness into every detail.

"2023 Mars Concert" Main Poster First Exposed, Romantic "Dream Maker" Flowers Light Up "City of Mars Civilization"

As the main poster of the "2023 Hua Chenyu Mars Concert", it continues the concept poster’s theme of warm Mars and spring flowers: Hua Chenyu, who stands on his side, closes his eyes and meditates, like a dream maker, waiting for every Martian to come with love; like quietly conceiving many ideas for the concert; and like listening to the hustle and bustle of the bustling world in silence… Every time I stop and stare, I can’t help but give birth to new thoughts. The hat on top of my head is composed of countless flowers, and there are occasional petals scattered among the blooming flowers. The hats made up of flower clusters are like Martians who have come to meet not far away, and the sporadic petals seem to imply that every Martian full of sincerity and love releases their own light like stars, and finally converges in one place, interweaving into a brilliant Martian galaxy. The lower half of the poster presents a unique view of Hangzhou. I believe that the encounter between this charming city known as "heaven on earth" and the Martian family can intersect a different kind of romance and passion.

It is understood that the "2023 Hua Chenyu Mars Concert" will continue the 2021 "Mars Utopia" format, with afternoon and evening performances, once again landing the "Welcome Home" agreement. Fans can enjoy music, food, beautiful scenery and unique Mars culture to the fullest, and immerse themselves in a delicious, fun and beautiful feast of Martian gluttony. At the same time, the main creative team of "Mars Concert" will also formulate different viewing experiences according to the regional characteristics of different cities, and under the leadership of romantic "dream maker" Hua Chenyu, light up one after another "Mars Civilization City".

Mars tacit understanding finally echoes Hua Chenyu’s appointment to go to "spring flowers bloom" in April

"When the flowers fall next year, the flowers of Mars bloom" has long been a tacit understanding between Hua Chenyu and the Martians. Just as fans clocked in every day to look forward to the news of the "2023 Hua Chenyu Mars Concert", Hua Chenyu came with sincerity and surprise, and collided with the Martians who had long been unable to bear it. To make up for the regret that there was no offline concert in 2022, Hua Chenyu Studio had carefully produced the "2021 Mars Concert Full Documentary" film to add another piece to the exclusive memory of the Mars family. Now, choosing to hold the concert on the "April Day on Earth" (April 8/9) is another compensation for the previous regret.

The continuous improvement and innovation of "Mars Concert" has long made it the leading concert record label in China, and it also contains countless Martians’ "dreams that do not want to end". As the initiator of the dream, Hua Chenyu has always been committed to realizing his own ideals and fans’ ideals one by one, infinitely refreshing the exclamations of the outside world for beauty. Every "spring flowers bloom" sets sail and ends, aiming to use music to build a bridge to communicate with fans and the world, aiming to heal people’s hearts at the commanding heights of the dream. Behind many splendors and beauty, there are countless days and nights of dedication.

The performance of the "2023 Hua Chenyu Mars Concert" is approaching, and fans are also opening up a new round of beautiful imagination. What gameplay upgrades will the concert bring in the new year? What surprises will the songs from the new album "Hope Forget" bring to the concert premiere stage? What dreams and new beginnings will Huahua bring in the new year? In addition to full anticipation, many Martians have already switched to the ticket preparation mode… The carnival of Mars is repeated under the gathering of countless loves, carrying constant surprises, touching and joy. Looking forward to this "Mars Concert" without falling fireworks, blooming more beautiful flowers under the romance of the new journey.

Jietu’s brand-new SUV traveler will be officially unveiled soon.

  Recently, Jetway officially announced that the production version of Jetway T-1 was officially named Traveler. The new car comes from the Kunlun platform, positioning a medium-sized hard-core off-road SUV, with 5-seat and 7-seat versions.

Jetway's brand-new SUV traveler will be officially unveiled soon _fororder_image001

  The new car restored the design of the concept car. The appearance is hard, the outline of the car body is sharp, the middle net is blackened, the grille is equipped with the "JETOUR" brand logo, and the black front bumper is also equipped with a trailer hook. The side of the car body adopts two-stage car body design, with black wheel eyebrows protruding outward and large tires. The tail is a flat design with a "small schoolbag" spare tire.

Jetway's brand-new SUV traveler will be officially unveiled soon _fororder_image002

  Traveler’s interior adopts T-shaped flat layout with sharp edges and corners. The suspended central control panel is adopted, equipped with a dual-spoke steering wheel and electronic gear, which improves the interior texture and luxury comfort. The new car has more than 20 kinds of scenes such as off-road scenes, drone scenes and camping scenes, and many off-road related elements will be added to the configuration.

Jetway's brand-new SUV traveler will be officially unveiled soon _fororder_image003

  The Voyager Fuel Edition will be equipped with a 1.6T/2.0T engine, with 7DCT and 8AT gearboxes respectively. The PHEV hybrid version is expected to use H4J15 engine, with a pure electric cruising range of 200 kilometers and a maximum comprehensive cruising range of 1,500 kilometers. Jetway travelers will start pre-sales during the Shanghai Auto Show in April. (Photo courtesy of Chery Automobile)

"Cancelling the mobile phone number is equivalent to selling yourself" rushed to the hot search, and 10086 responded.

Harbin daily

April 5

"Cancelling your mobile phone number is tantamount to betraying yourself"

Chong chong re sou

Many netizens are worried.

There are too many softwares bound to the mobile phone number.

If the unbinding is not in place

There will be many problems due to account cancellation.

Some netizens said that they were afraid to change their accounts for fear of trouble and omission. Some netizens said that they had encountered the situation that replacing a new account required the old account to receive the verification code.

Because all kinds of accounts and software now use the mobile phone number as the key step to log in, the mobile phone number is closely related to people’s privacy and network information security.

In this regard, 10086 customer service said that if you need to cancel your mobile phone number, you can bring your ID card to the local business hall. However, it should be noted that if the software such as WeChat is not unbound after the cancellation of the mobile phone number, it is possible for the new owner of the number to log in with the mobile phone number. It is suggested that users should bind a new phone number for the software they use within three months after canceling the phone number. Generally speaking, the cancelled mobile phone number will be put back on the market after 1-2 years.

in this regard

Many netizens said

Is there a one-click query function?

In the service section of China ICT Institute in WeChat official account, there is a card-checking function. You can check the number of personal phone numbers and Internet accounts.

Among them, Internet accounts cover 16 platforms such as WeChat, salted fish and Taobao, and the results will be sent by SMS within 24 hours after the application is submitted.

More than just unbinding the Internet account, if you lose your mobile phone or cancel your mobile phone card, you must remember to do the following things:

Back up telephone information

Modify the mobile phone number bound to the bank card

Change the binding of mobile phones such as Taobao and Alipay

Change the mobile phone bound by social accounts such as Weibo, WeChat and QQ.

Change the mobile phone bound to the network disk or cloud service

Change member information

After the mobile phone number is cancelled, it is best to destroy the SIM card.

Original title: "Cancelling the mobile phone number is tantamount to selling yourself" and rushing to the hot search, 10086 responded "

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