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Retail flameout, force on the public？

Text/"Tsinghua Financial Review" Bai Haochen

In 2024, commercial banks have not got rid of the quagmire of retail stall.

Recently, the annual reports of most state-owned and joint-stock banks in domestic listed banks have been released. The annual report shows that the growth rate of net profit of state-owned banks and stock banks has generally slowed down, and some institutions have even experienced a significant decline. For example, the net profit of Minsheng Bank has shrunk by 9.85% compared with the previous year, and Ping An Bank has dropped by 4.19%.

Table 1: Net profit of some state-owned and joint-stock banks in 2023 and 2024 (100 million yuan)

Source: Wind, bank annual report

In terms of revenue, according to the business caliber, the classified revenue of the counted commercial banks is very different. Among the state-owned banks, Industrial and Commercial Bank of China and Bank of Communications account for a relatively large proportion of public business revenue, while the retail business of agriculture, construction, China and postal services exceeds public business. Among the stock banks, CITIC Bank, Minsheng Bank, Shanghai Pudong Development Bank and Zheshang Bank account for a relatively large proportion of corporate business, while the retail business of China Merchants Bank, Ping An Bank and China Everbright Bank exceeds corporate business.

Figure 1: Revenue of some state-owned and joint-stock banks in 2024 (broken down by retail company, RMB 100 million)

Source: Bank Annual Report

Judging from the change of revenue, the performance of commercial banks in public business revenue is generally better than that in retail business. In terms of retail business, the retail business income of most commercial banks has decreased compared with the previous year, and only a few banks have achieved growth. In particular, the retail business of Ping An Bank, China Everbright Bank and Shanghai Pudong Development Bank declined significantly. The retail business income of Ping An Bank dropped by 25.90% to 71.255 billion yuan, while the decline rate of Shanghai Pudong Development Bank and China Everbright Bank also exceeded 10%.

In terms of public business, more than half of the listed banks achieved growth in 2024, while the banks that did not achieve growth did not experience a sharp decline. The largest increase in corporate business was Ping An Bank. Although the retail business shrank sharply, its corporate business increased by 19.15% in 2024, and its revenue to the public was 63.841 billion yuan during the year. Postal Savings Bank, Zheshang Bank and Shanghai Pudong Development Bank are also growing significantly on the public side.

Figure 2: Changes in the revenue of some state-owned and joint-stock banks in 2024 compared with the previous year (split by retail size)

Looking at the profit again, according to the business caliber, in 2024, the profit performance of corporate business is also significantly better than that of retail business. In terms of retail business, except for workers and peasants China Construction and China Merchants Bank, the retail profits of other banks are very small, and Zheshang Bank even experienced retail losses, with a loss of 2.663 billion yuan during the year. The performance of corporate profits is satisfactory. Except for some large state-owned banks or those banks featuring retail business, corporate business has become the main pillar of bank profits.

Figure 3: Profits/losses of some state-owned and joint-stock banks in 2024 (broken down by retail size, RMB 100 million)

In terms of profit changes, in 2024, the profit points of most banks have obviously shifted-the profit of corporate business has increased rapidly, while the profit of retail business has dropped sharply. In terms of retail business, the retail profits of listed banks generally declined compared with the previous year, among which Everbright Bank and Ping An Bank declined significantly, and Everbright Bank decreased by 95.83% to 281 million yuan. Ping An Bank dropped by 94.81% to 356 million yuan. On the public side, most banks’ profits have improved, and there are not a few that have greatly improved. In 2024, the profit of the Agricultural Bank of China to the public increased the most, with an increase of 68.92% to 244.892 billion yuan during the year. China Construction Bank, Industrial and Commercial Bank of China, Bank of China and China Merchants Bank also increased by over 20%.

Figure 4: Changes in profits of some state-owned and joint-stock banks in 2024 (split by retail size)

In terms of characteristics, both revenue and profit show the trend of corporate expansion and retail contraction, or it can be explained as the strategic turn of bank operation. The reason is mainly the cyclical rotation of bank retail and corporate business-in the past, retail business performed strongly and was under pressure on corporate business, but now it is in the opposite form.

In the early years, China’s banking industry was dominated by corporate banking. After 2010, the background of interest rate marketization superimposed residents’ wealth accumulation and consumption upgrading, prompting commercial banks to shift their strategic focus from corporate to retail. With the optimization of the top-level design of retail business, such as the pilot expansion of consumer finance companies, the relaxation of credit card installment business supervision, and the gradual improvement of personal credit information system, in 2016, joint-stock banks led by China Merchants Bank and Ping An Bank took the lead in the wave of the development of retail business characteristics, subverting the traditional business logic centered on corporate business and upgrading retail business to another growth pole of commercial banks besides corporate business.

Based on a huge customer base, retail business can provide considerable business volume, and because of the high basic interest rate of retail loans, it can also alleviate the pressure of bank interest margin, which is one of the best tracks for commercial banks to enhance their profitability and improve their operating level. Under the background of "expanding domestic demand and promoting consumption", the value of retail business is rising, and its importance is becoming more and more prominent. Commercial banks have also carried out retail business transformation in order to adapt to macro-development, alleviate the current operating difficulties, occupy a favorable position and seize the first opportunity in industry competition.

However, in recent years, the retail business of banks has gradually entered a bottleneck period. Since 2023, commercial banks have been in a state of collective stall at the retail end for two consecutive years. According to incomplete statistics, the retail revenue of most large and medium-sized banks that have published results has been hit, and the retail business revenue has generally shown a negative growth trend. There are two main reasons for the huge decline in retail business of commercial banks:

On the one hand, the downward cycle of real estate continues to curb residents’ willingness to consume. After decades of prosperity, China’s real estate market suffered periodic pains, and the growth rate of national real estate development investment declined for three consecutive years. The downward trend of the housing market had a direct impact on residents’ asset value and income expectations. First, the shrinking asset value directly affects residents’ willingness to consume. In order to cope with potential economic risks, more residents tilt their financial focus from consumption to savings, which inhibits mainstream personal credit businesses such as credit cards and consumer loans. Second, the continuous decline in housing prices will continue to hit the confidence of mortgage buyers and raise the risk of default, which will lead to a surge in non-performing rates.

On the other hand, credit cards, consumer loans and other products face high homogeneous stock competition. After years of market development practice, China’s urban credit card and consumer loan markets are gradually saturated. At present, the retail product matrix of each bank is highly homogeneous, and it mainly relies on the preferential strength and location advantages of commercial banks for stock competition. In addition, with the rise of internet finance, online consumer credit products, with their convenience and flexibility, further aggravate the operating pressure of credit card and consumer loan business. According to the Blue Book of China Bank Card Industry Development 2024, the total amount of credit card transactions in 2023 was 39.8 trillion yuan, a year-on-year decrease of 5.6%, and the transaction amount declined for two consecutive years. The average decline of credit card transactions in state-owned/joint-stock banks has reached 23.44%. With the stall of the main retail businesses such as credit cards and consumer loans, the growth momentum of bank retail has fallen into a bottleneck.

Under the long-term influence of multiple factors, the non-performing rate at the retail end of banks has risen and the incremental space has been continuously compressed. Under the realistic background that weakness is difficult to solve in a short time, commercial banks need to resort to other businesses to ensure high-quality and stable operation.

The performance of the public business is bright, and the bank’s break is dawning.

In the context of the collective stall of retail business of commercial banks in 2024, the resilience shown to public business may become the way to break the bank’s operation. For a long time, corporate banking has been an indispensable part of bank credit business, although in recent years some banks have shifted their focus to retail business. However, the foundation of public business is still there. In the context of the current lack of growth momentum of retail business, it is relatively wise for commercial banks to shift their business focus to corporate business, which is embodied in the following points:

First, it has strong anti-cyclical ability for public business. Compared with the retail business, which is highly influenced by the fluctuation of economic cycle, the public business has stronger anti-cyclical ability relying on policy support and industrial chain coordination. The stability of corporate customers’ cash flow is higher than that of retail customers, which plays a role in smoothing the fluctuation of asset quality in the overall operation of banks.

Second, the corporate business has more abundant business scenarios. Corporate business has the nature of "credit+",while corporate business has the nature of "credit+",which can promote the coordinated development of intermediary business, thus generating the multiplier effect of comprehensive income. By providing services to corporate customers, banks can simultaneously explore retail business opportunities such as payroll and employee wealth management, and realize the value transfer chain from enterprises to individuals to enterprises.

Third, the development of corporate business is in line with the current policy orientation. Under the current macroeconomic policy environment, the state emphasizes that finance supports the real economy and promotes industrial upgrading and structural adjustment. As one of the core channels of banking service entities, corporate business is highly compatible with policy guidance such as serving the real economy and supporting national strategic industries, which not only helps banks optimize their credit structure, but also effectively connects with national policies and helps the rapid development of national strategic industries. By developing corporate business, banks can deeply understand the needs of enterprises and provide customized financial services, thus promoting industrial upgrading and high-quality economic development. At the same time, the development of public business can also promote the development of related industrial chains, form a virtuous circle and inject new impetus into economic growth.

Two-wheel drive for public retail, and banking is not biased.

Ji Guangheng, president of Ping An Bank, said at the performance meeting that no strong bank was biased in the end. Without development loans, there will be no mortgage. Without a new account, there will be no waiting list. We still have a process of balanced development. In fact, corporate and retail businesses are not binary opposites, but more like two sides of banking business. Corporate businesses can naturally penetrate the upstream and downstream small and medium-sized micro-customers and employees’ personal financial service needs by serving the core enterprises in the industrial chain; The consumer behavior data accumulated by retail business can feed back the bank’s accurate judgment on the operating conditions of corporate customers.

Looking forward to the future, commercial banks must adhere to "walking on two legs" in order to achieve high-quality development. We should not only deepen the basic advantages of retail business, but also grasp the strategic opportunities of public business. This two-wheel drive business model is not only a pragmatic choice to meet the current challenges, but also a long-term plan for the future.

This article is a columnist of Weiyang. com: Tsinghua Financial Review is published. The content is the author’s personal opinion, not the website’s. It is forbidden to reprint it without permission, and offenders will be prosecuted!

Chinese newspapers create the future.

　　Unconsciously, at the end of the year, I became the responsible editor of "Chinese Media Space" for nearly a year, watched hundreds of Chinese media and compiled hundreds of news. I’ve been asking, "Do Chinese newspapers have a future?"

　　Why is there a future? I once saw in SHOPPERS, a famous supermarket chain in Toronto, Canada, that dozens of Chinese-language newspapers, Ming Pao, were already on the shelves at 8 am on weekdays. In addition, Ocean Daily and Ocean Times, well-known Chinese media in Australia, began to retail in Woolworths, one of Australia’s largest food retail chains, in 2012 after months of difficult negotiations and strict examination. This is the first time that a large Australian retailer has accepted Chinese media. In the United States, Canada and Australia, countries where Chinese immigrants are keen, Chinese newspapers have gradually merged into the mainstream.

　　However, it cannot be ignored that overseas Chinese are used to the opening and closing of overseas Chinese newspapers. Compared with Chinese restaurants, Chinese supermarkets and Chinese travel agencies in Chinatown, are Chinese newspapers indispensable to Chinese life? To this end, I asked many Chinese who have lived overseas for a long time, will you buy Chinese newspapers out of your own pocket? More than 90% of the answers are no, because when you go to Chinatown for dinner and shopping every week, you can bring back countless free Chinese newspapers. It seems that whether Chinese media is free or not, the prospects may be different.

　　Do Chinese newspapers have a future? Chinese, especially the old Chinese who have lived abroad for a long time, all agree that Chinese newspapers have a future, but they must rely on the strength of Chinese society and China. With the economic development of China in recent years, the rapid development of Chinese media in the United States, Canada, Australia and other countries is a good embodiment. In recent years, in order to keep news timely and sufficient, Chinese newspapers have set up websites one after another; In order to attract more readers, Chinese newspapers are bilingual; In order to make the mainstream society pay attention to it, Chinese newspapers defend the rights of Chinese and report mainstream social news. Chinese people have seen the courage and determination of Chinese newspapers to create the future.

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Expert Database of Law Lecture Hall (Literature and History Edition)： Ke Lan

　　Cctv news: Ke Lan, Han nationality. Xiaogan, Hubei. Professor and doctoral supervisor of Huazhong University of Science and Technology Law School. Bachelor of Laws from China University of Political Science and Law, Master of Laws from Peking University, Doctor of Laws from China University of Political Science and Law. He has taught in northwest university of politics and law and Northwest University Law School. The main research directions are philosophy of law, history of legal thought and legal culture. Senior speaker of the column "Law Lecture Hall" of Social and Law Channel of Central Radio and Television General Station. He is also the executive director of China Legal Culture Research Association, the executive director of China Legal Thought History Research Association, and a member of China Dream of Red Mansions Society. He has published more than 40 essays in Peking University Law Review, Tsinghua Law, Forum on Politics and Law, Legal Science, Reading and Southern Weekend, etc., and has been appraised by China Social Science Digest, Xinhua Digest, Academic Digest of Liberal Arts in Colleges and Universities, and materials copied by the National People’s Congress • The History of Jurisprudence and Law has been reprinted many times. He presided over many projects such as the National Social Science Fund. In 2013, he was awarded the fourth outstanding young and middle-aged jurist in Shaanxi Province by Shaanxi Law Society and Shaanxi Political and Legal Committee. He was awarded the first prize of the sixth outstanding achievement in social sciences in Xi ‘an (2009), the first prize of outstanding achievement award in humanities and social sciences in colleges and universities in Shaanxi Province (2011) and the nomination prize of the fifth Qian Duansheng Legal Research Achievement Award (2014). He has published The Debate between the Gods in the Philosophy of Law (solo, published by the Commercial Press in 2021), The Mystery of A Dream of Red Mansions (solo, China Democracy and Legal Publishing House, 2017) and The American Crisis (Thomas • Translated by Paine,Shanghai Sanlian Bookstore, 2013 edition, compiled). In 2016, he began to give lectures on the series of programs "Yong Zheng with an Iron Hand" (17 episodes), "Mystery of a Dream of Red Mansions" (12 episodes) and "Legal Culture in a Dream of Red Mansions" (40 episodes, 16 episodes have been broadcast) in the Law Lecture Hall of CCTV Social and Legal Channel, and won the "Most New Media Influence" award of CCTV Social and Legal Channel (2017

Shancheng Lane, Eighteen Ladders and white elephant street are coming!

At first glance, the shape of Chongqing, in the mountains, with the river as the pool, built on the cliff, the mountain is the city, the city is the mountain. Among them, there is a ridge named "Daliangzi" (now around Xinhua Road), which runs east-west and passes through the city, dividing the mother city of Yuzhong into two parts: the lower half of the city in the south, which flourished because of the waterway pier, was the political and economic center of Chongqing in the Ming and Qing Dynasties; To the north is the upper half of the city, which is full of diaojiao buildings hanging from steep cliffs and winding streets.　

Time has changed, and the lower half of the city has suddenly turned from the original political and economic center to the crowded streets of ordinary people, hiding everything that was once brilliant and brilliant in the roundabout streets …　

Taking advantage of the National Day holiday, let’s start a cultural tour in the lower half of the city and visit Shancheng Lane, Eighteen Ladders and white elephant street in depth!

Exploring the lower half of the city: a cultural tour of old streets

Shancheng Lane →→→ Eighteen Ladders →→→ white elephant street

Shancheng lane

The history of Shancheng Lane can be traced back to the Ming and Qing Dynasties. In 1900, French missionaries lit lamps along Shancheng Lane to light the way home for passers-by. In the future, every household, with lights like stars, seems to be in the sky, so it has a good name "Tiandeng Lane" or "Tiandeng Street". In 1972, it was officially renamed Shancheng Lane.

"The street lights in the distance are clear, as if shining with countless stars. The stars in the sky appear, as if they were lighting countless street lamps. " In those years when Shancheng Lane was not called "Shancheng Lane", it was like a street with lanterns lit in a fairy tale, floating far away on the mountainside of Chongqing’s mother city, connecting the upper half of the city with the lower half.

Shancheng Lane is built on the mountain, facing the Yangtze River, climbing the hill and climbing the ridge, with a stone ladder-like distribution, which has a typical mountain city style in Chongqing, reaching Pipa Mountain on the upper side and Nanjimen on the lower side.

All the way along Shancheng Lane, you can come across historical sites including Jintangmen Old City Wall, Diaojiao Building, Tixin Hall, the former site of Jinmasi Primary School, etc. Every brick, tile, tree and stone in Shancheng Lane embodies the essence of old street, old city and old lane culture. These buildings with a heavy history, like colorful kaleidoscopes, show the past prosperity of Shancheng Lane one by one.

Old streets can be strolled, old buildings can be read, and scenery, humanities and stories are all in this alley.

It is worth mentioning that during the National Day, the "Wild Theater" in Shancheng Lane was temporarily opened to the public.

When the natural music from South America is playing in the ruins of a century-old church in France, but you stand on the 600-year-old Ming Dynasty wall and listen quietly, this dream-like experience can’t help but fascinate people …

In addition, the "Lantern Festival" dam mat in Shancheng Lane is also in full swing. Interested citizens and tourists can learn about related activities and make an appointment by paying attention to the "Traditional Scenery Area of Shancheng Lane in Chongqing" WeChat WeChat official account.

Traffic travel

1. Bus lines

Take bus No.10, No.308, No.321, No.322, No.346, No.361 and No.429 and get off at Zhongxing Road Station.

　2. Rail transit lines

Take Rail Transit Line 1, exit from Jiaochangkou No.5, and walk for about 6 minutes to Shancheng Lane.

Hotel accommodation

Ten years of backpacking　

Backpack has been committed to building a boutique youth hostel for ten years.

Full coverage of WiFi, complete Kohler bathroom, 24-hour hot water, five-star bedding, coffee, craft beer, national geographic books and magazines, novel works of art in travel destinations all over the world, thematic photography exhibition, screening hall … Take the elevator to the fourth floor hall, and start a fantasy journey exclusively for you from here.

Shop juggling

Nong se Hua Chu　

It has a long history to use flowers as vegetables. Hundreds of years of tradition of "eating flowers" can always bloom some unique charm in the precipitation of years. This is perhaps the most direct way to feel the original taste of flowers.

There are many flowers in the coloring kitchen, such as jasmine, pomegranate, bittersweet flower, kapok, Lady Enforcers, Tangli flower … The cooking of flowers is not only beautiful and interesting, but also has excellent edible value and even medicinal value.

Lingerjie snacks　

When you come to Shancheng Lane, you can rest on the bench by the roadside when you are tired, or you can order a bowl of traditional snacks along the way.

Although there are only two varieties of bean curd and Gaiwancha on the menu of Linger’s snacks, they have diverse tastes. Order a good meal, go up the wooden ladder from the old square table in the lobby, and you can board a small attic with a wide view.

Bubu hotpot　

Trail hot pot, inherited from the domineering of Chongqing hot pot, imbued with the fireworks in the streets and lanes of mountain city.

After boiling, there is a mellow oily fragrance, which is spicy and lasting, and can make citizens and tourists feel the spicy and delicious flavor of authentic Chongqing hot pot.

Xiao zi Xiang Xiang da sweet glutinous dumplings　

There is nothing that can’t be solved with one bite of iced dumplings. If there is, take two bites.

Hand-made glutinous rice balls are put into the pot, picked up after they are cooked, and placed on a bowl full of sand ice. First, take a sip of brown sugar water, then take a sip of sand ice, and finally take a spoonful of ice dumplings, and immediately resurrect with blood. And the signature salted egg yolk sweet potato dumplings, YYDS!

I am happy and ancient.　

Walking into my joy is like walking into a magazine pictorial, where baroque style and retro showa style can be met. Friends who like vintage are absolutely not to be missed, and you can’t stop scouring once you enter!

Eighteen ladder

Humans live by water, so at the intersection of the two rivers, there is the mountain city of Chongqing. So is the Eighteen Ladders.

It is said that there used to be an old well in this area, which was just 18 steps away from the residents’ residence. People were very busy here, fetching water for drinking and washing clothes, so it was gradually called "Eighteen Ladders".

▲ Old Eighteen Ladders

Another view is that in the Ming and Qing Dynasties, people built a stone ladder path here for the convenience of traffic. Because of the steep slope at the upper and lower ends, the ladder was divided into 18 sections, and each section had a platform for passers-by to take a nap, hence the name "eighteen ladders".

A source of water, a source of mountain, this is the city of mountains and waters of Chongqing’s eighteen ladders.

Eighteen ladders are not just a place name. It used to be the path of life and the road of years that mountain people had to go through, and it was the deepest homesickness of Chongqing people. For hundreds of years, it has changed several times, and its prosperity has declined for several autumn.

Here, celebrities and dignitaries, diplomatic envoys, peddlers and pawns, and daily fireworks slowly extend, and countless people temporarily stay here.

Countless Chongqing people and foreigners have wandered around here. They walked down or straight up the ladder, then found the alley and turned back. So they walked casually, touching the most original Chongqing and the oldest mother city, and doing nothing else.

Overlooking the Eighteen Ladders, the looming Diaojiao Building by the river is strewn at random. When you walk into the Eighteen Ladders, you can see all the most common and popular Chongqing fireworks.

It is the fate of the Eighteen Ladders to change from shabby to rebuilt to new life. Eighteen ladders will not disappear in the long river of history like a bubble, but will continue the original street pattern and texture to be reborn.

On September 30th, the 18th Ladder Traditional Scenery Area officially opened.

Looking up is a city, looking down at Festival Walk. As a link between the upper and lower cities, the Eighteen Ladders are the deepest memory and homesickness of Chongqing people.

After careful renovation, the Eighteen Ladders have preserved the "original ecology" in history and humanities, reproduced the "original landform" in business layout, and restored the "original scene" in architectural style, striving to fully present the evolution of mountain space and the changes of citizens’ lives, and strive to create urban renewal samples.

The Eighteen Ladders combed the "Eighteen Scenes" of Seven Streets and Six Alleys, and comprehensively displayed the important historical events, anecdotes of celebrities, urban legends and street features of the Eighteen Ladders, carefully treasured the memory of the city and preserved the old flavor of the mountain city.

On the opening day, many old residents and young people stepped into Tikan Long Lane and met with Eighteen Ladders again.

The updated Eighteen Ladders are full of ancient charm, with old streets, old buildings, time-honored brands and old crafts all the way. The singing on the stage is euphemistic, the trees under the Huangge trees are full of light and shadow, and the sliding poles pass by. The teahouse is noisy and the streets are still familiar with the smell of fireworks. After the reunification, there is always a reason to attract you to stop in generate, cool shops, performing arts shows and movie shooting punch points.

It is understood that during the National Day, Eighteen Ladders will launch national quintessence drama festival, national fashion show, music LIVE party, funny music workshop, meeting with big coffee, live animation night tour and other activities throughout the holiday, accompanying citizens and tourists to celebrate the holidays.

Traffic travel

1. Bus lines

① Get off at Sun Moonlight Square Station on Heping Road by bus, and walk 188 meters to reach the 18th ladder traditional scenic area. You can take bus lines 476 and 0491, etc.

② Get off the bus at Xiaomi City Station and walk 263 meters to reach the Eighteen Ladders traditional scenic area. You can take bus lines 322, 440, 651, 871, 881, sightseeing bus T480, sightseeing bus T002, etc.

③ Get off at Ciqi Street Bus Station, and walk 287 meters to reach the traditional scenery area of Eighteen Ladders. You can take bus lines No.10, No.124, No.152, No.429, No.308 and No.321, etc.

④ Get off the bus at Jie Fangbei Station and walk 679 meters to reach the Eighteen Ladders traditional scenic area. You can take bus lines 462, 465 and 601, sightseeing bus T001, sightseeing bus T480 and airport express K01.

2. Rail transit lines

Take Rail Transit Line 1 or Line 2, get off at Jiaochangkou Station, exit at Exit 4, and walk for about 139 meters to reach the 18th Ladder traditional scenic area.

3. Parking by car

It is suggested to park in Leijiapo Parking Building, Proud World, Jiaochangkou Sunmoon, Xinghe Building and other properties, and then walk into the Eighteen Ladders traditional style area.

Hotel accommodation

Chongqing Shi ba ti pu Shi hotel　

Secluded in the east of the Eighteen Ladders traditional scenic area, it has a unique style and a strong artistic atmosphere. With the Ba people’s martial arts cultural armor as the design element, the diaojiao building stands by the mountain, which is a good place for filming "out of the circle".

Shop juggling

Houxiang　

If you still remember the "upstream canteen" located in Houci Street in the 1980s, you must not miss the thick lane when you walk out of the Mountain City Memory Museum. It recreates the "upstream canteen", where you can taste Chongqing’s special cuisine, and you can also roam the tea house, art exhibition hall, cultural exchange area, etc., and feel the strong cultural atmosphere of the mountain city.

Yuchao store　

When talking and laughing in the trendy old school, you will turn into a dragon as soon as you enter the market. As a mass entertainment gathering place for the quintessence of Chinese performing arts and the fashion art of "National Tide", Yuchaofang will show you the innovative style of "National Tide Crossing Drama+National Tide Sanda Show", and see how Yuchaofang stirs the Chinese trend from another dimension.

Zhu Bingren Art Museum　

In the past 18 ladders, there were many "craftsmen" of various colors on both sides of the hundreds-meter-long ladder ridge, mending pots and bowls, sharpening scissors and chopping knives.

Zhu Bingren Copper, a national intangible brand, will take you into the shocking world of copper with the craftsman spirit inherited for thousands of years. I believe you will be amazed by the exquisite exhibition of copper carving techniques and copper artworks on the spot.

Hong kong police gift shop

In the film and television drama, the image of SIR A in Hong Kong is handsome and heroic. As the first store of Hong Kong police gifts in the mainland, police souvenirs authorized by the Hong Kong police can be bought here, which is definitely worth starting with.

Xiangxiang camellia oleifera　

Camellia oleifera stands, which used to be all over the streets and lanes, are hard to find now, and Eighteen Ladders once again dedicate the warm alley camellia oleifera to the people in the mountain city. Sprinkle crispy prickly heat on the soft rice paste, then pour two spoonfuls of spicy oil, and a bowl of spicy and crisp camellia oleifera will bring back childhood memories.

White elephant street

White elephant street is located between two water docks, Wanglongmen and Taipingmen, adjacent to Chuqimen Medicinal Materials Market, next to the financial district of Datong Street and Shaanxi Street, next to the government yamen, facing the Yangtze River and looking across the river from the south bank. The combination of favorable weather, favorable geographical position and harmonious people has once been the political, cultural and economic center of Chongqing.

In 1886, the earliest cable telegraph office in Chongqing was established here. After the opening of Chongqing in 1891, Britain, the United States and Japan all set up foreign firms here, forming a "financial street", and then customs broker and transport company were also established here. In the 1930s, shipping companies were concentrated in this street. Besides Minsheng Company in the model market and Sanbei Company in Sanjinyuan Lane of Shaanxi Street, Jiejiang Company, Qingguang Company, Swire Company, Nissin Company, Jardine Matheson Company, Pingping Company and China Merchants were all in white elephant street.

White elephant street witnessed many precious firsts in Chongqing: Chongqing Customs Bureau opened the customs for the first time; Chongqing’s first post office-Daqing Post Office; Chongqing newspaper, the first newspaper in Chongqing; Yaoting Lee Mansion, the place where the first electric light was lit in Chongqing; Chongqing’s first sorbet factory-Jade Bird Ice Factory …

▲ Cultural Relics Building

There are nine cultural relics buildings and the city walls from Taiping Gate to Renhe Gate, such as the Chinese Medicine Association, Bufengju, Jiangquantai, and the Customs Complex. Each one represents a microcosm of Chongqing’s development. Today, the restoration of cultural relics has been completed.

Jiang Quantai is recognized as one of the most beautiful buildings in white elephant street, with strong eclectic architectural features and strong Baroque style. During the Anti-Japanese War, it was once the most famous ballroom in Chongqing. After the restoration, Jiang Quantai will show its old style again.

Not far away, the main building of the Chinese Medicine Association is symmetrical and steady, which is not only the most representative combination of Chinese and Western architecture in the modern architectural history of Chongqing, but also one of the most prominent symbols in the history of white elephant street. During the Anti-Japanese War, transporting medicinal materials and ensuring supply for the battlefield in Chongqing was called a barometer of the situation during the Anti-Japanese War.

At the end of 18th century, due to the large number of immigrants coming to Chongqing, the wind of building guild halls prevailed in Chongqing, and Shanxi guild halls came into being. In 1930, because of a sudden fire, the prosperity of Shanxi guild hall disappeared.

Many years later, Chongqing Place Name Culture Exhibition Hall was built and opened on the former site of Shanxi Guild Hall. This is the first creative exhibition hall in China that deeply integrates historical buildings, street style restoration and scientific and technological experience. Precious historical photos, video materials, old objects of Bayu culture and dynamic antique maps of old Chongqing are on display here.

When tourists walk into white elephant street, the heavy sense of history comes to mind, and the retro streets seem to take you into another time and space, silently telling you the past …

On the evening of September 30th, white elephant street officially opened to the outside world. The live performances of the event continued, and citizens and tourists kept coming and going.

During the National Day holiday, wonderful activities such as White Elephant Art Exhibition, Neon Light Show, Song and Dance Drama Performance and Chaojie Market will continue to be staged.

It is reported that citizens and tourists can also find staff to pay attention to WeChat official account, a traditional scenic area in white elephant street, Chongqing, and get garden tickets to participate in interactive games and win exquisite peripheral gifts. The quantity is limited, so hurry up and participate!

Traffic travel

1. Bus lines

Take No.120, No.141, No.372, No.382, No.862 and No.871 and get off at Chuqimen Station.

2. Rail transit lines

Take Rail Transit Line 1 and Line 2 to Jiaochangkou Station, which takes about 12 minutes to navigate and walk.

3. Parking by car

It is suggested to park the garage in Sunac white elephant street South District, and then walk into white elephant street.

Shop juggling

Chongqing Xiling study room art complex　

White elephant street introduced Chongqing Xiling Study Art Complex to build China Zhimei Humanities Study, which is also the first flagship store of Xiling Study in Southwest China.

Chongqing ˙ Xiling Study Room Art Complex was renovated on the basis of the former Xinghua Primary School, a cultural relic unit in Yuzhong District, with "stone painting and calligraphy, cultural activities, cultural and creative gifts, leisure study room, training and research" as its main business sectors.

The main building of Xiling study is divided into three floors. On the first floor, there is a leisure study integrating tea art, tasting incense and business talks, with the essence of spreading epigraphy culture, as well as calligraphy and painting, offering humanistic literacy training such as calligraphy, seal cutting, painting and art appreciation, and life aesthetics training such as tea, incense, flowers and piano; On the second floor, there is a multifunctional art hall, which has both a one-stop literati study and a classical dressing experience. At the same time, according to the four seasons, the four things of the Song people "drinking tea, burning incense, arranging flowers and hanging pictures" are used as the carrier to show the temperament of the Jiangnan literati study; The third floor is Xiling Art Museum, which mainly carries out art exhibitions, artistic creation, academic research, art collection and art services and other related art activities.

On October 6th, from 14: 30 to 15: 30, a parent-child calligraphy and seal cutting activity will be held here. Citizens and tourists can take their children to experience the immersive seal cutting and calligraphy in Xiqiao study, so that this National Day holiday can be spent happily in the calligraphy and calligraphy.

Yangji longfu　

Yangji Longfu was created by the descendants of Yang Mingfeng, a bureaucrat in the late Ming Dynasty. After several generations, today’s Yangji Longfu, rebuilt by Yong Yang, a fourth-generation successor, has become the popular queuing king of Chongqing Jianghu dishes with a brand-new positioning. The dishes pay attention to the inheritance and innovation of Chongqing flavor, and combine vision and taste-"taste all kinds of rivers and lakes and taste the charm of the Republic of China". As soon as you step into Yangji Longfu, a strong Chongqing national tide style comes to your face.

▲ Yangji signature fish

There are not only retro square tables, blue-and-white porcelain, bamboo lanterns, rickshaws, phonographs and other furnishings, but also various characters such as shopkeepers, waiters, young children and girls, which seem to be in a lively wine shop in the Republic of China; Yang Ji’s signature fish, Ba Yu Yi Jue, snacks of the Republic of China, century-old brine, Yang Ji’s roast stalls, Jianghu booze and other bright stalls displayed by category show different cooking methods. Let consumers feel the different characteristics of Bayu, and let people eat with peace of mind.

Qingshan SQUARE　

In the SQUARE shop in Qingshan, Chongqing, there are works by craftsmen from all over Japan.

These handicrafts have two characteristics. First, they are not decorations, but practical daily necessities. The claim of Japanese craftsmen is: "I am only responsible for making it, and it is the people who use it." , is used by people, will produce its value.

The second point is environmental protection. The materials used in handicrafts are mainly natural materials, which are born after careful consideration and effective use of a small amount of resources. After consumption, the materials are all natural and will not pollute the environment.

Picture and text: Zhang Kunkun, Mou Wenxiao, Chen Sabiao, Tian Xiangji, Chongqing white elephant street Traditional Scenic Area, Chongqing Eighteen Ladders Traditional Scenic Area, People’s Daily Online, Chongqing Publishing, Weiyuzhong, Chongqing Micro Life, Thirteen Seats, and Master Lian.

Original title: Explore the historical charm of the lower half of the city! Mountain City Lane, Eighteen Ladders and white elephant street Travel Raiders are coming!

[Disclaimer] Manuscripts that are not marked "Source: Upstream News-chongqing morning post" or "Upstream News LOGO, watermarked text, pictures, audio and video" on the upstream news client are all reposted. If the reposted manuscript involves copyright issues, pleaseContact upstream.

Pokémon Detective Pikachu’s box office is flat because of narcissistic American production

Special feature of 1905 film network Last Friday, Pikachu with fur officially met with everyone.

In the early stage, the film consumed Pikachu’s Meng all the way through various means. Undoubtedly, this set of "selling cute economics" has indeed brought enough attention to the film.

　 The official "complete film source" spread rapidly on major websites.

On the seventh day of the release, as of press time, the box office accumulated 341 million. Although it has won the single-day box office champion in mainland China, the box office forecast of this film by many media in the industry has been lowered from the original 800 million to 526 million.

In this once-heated schedule, the market performance of the film is not excellent.

As for word of mouth, the douban score of the film has dropped to 6.7, and the overall feedback is still not as good as expected.

Obviously, for many domestic audiences, Pikachu is a cute image. At the same time, everyone is familiar with the IP of "Pokémon", which comes from the cartoon image and adventure in the story.

However, in this Pokémon Detective Pikachu, the producer put the cart before the horse, turning the original most important proposition of teenagers’ adventurous growth into a concept of family happiness.

The original painting "Pet Elf" focuses on the proposition of young people’s adventurous growth.

Rob letterman, the director, said in an interview that he hoped to make a theme that can be seen by the whole family and resonated with audiences in every country, and hoped to find a universal value.

But in fact, the producer’s idea did not make more people pay the bill, but it seemed a bit "narcissistic".

Narcissistic Hollywood movies

In the movie Pokémon Detective Pikachu, Pikachu, Squirtle, Charmander, Bulbasaur and other popular characters have appeared on the big screen. It is undeniable that this wave of feelings has been particularly thorough.

Pokémon Detective Pikachu’s role poster

But in fact, in the feature film, Pokémon, who is more well known, is just a glimpse. On the contrary, Pokémon, who appears more frequently, did not show too much in the early stage of publicity.

It can be seen that the propaganda of the wrong goods only successfully won the first audience, but it is difficult to harvest more "tap water" in the future.

For Hollywood, the adaptation of the wrong board has become commonplace.

In 2009, Hollywood opened the road of Japanese reform through Dragon Ball.

This work has been recorded in the Guinness Book of World Records, and it is the comic book that has been adapted into games the most times in the world, and it has a wide fan base and influence around the world.

This IP was bought by Fox Pictures in 2002, and experienced many casting storms. Finally, Chinese director Huang Yiyu was invited to direct it, Stephen Chow was the producer, and China actor Chow Yun Fat, who is very appealing in Asia, was invited to make a guest appearance.

However, after the film was released, there was a flood of bad reviews, and both European and American audiences and Asian audiences did not have any good feelings for the film.

It is not surprising that the film "Dragon Ball" finally got such a result. Such a well-known Japanese anime was adapted by Hollywood studios into an American teenager named "Wukong" and finally saved the world.

Based on contemporary culture, we should proceed from compatibility. If you start from yourself blindly, the works you shoot will only become four unlike.

The failure of "Dragon Ball" also made Hollywood temporarily stop the adaptation of Japanese comics.

Attack! Adapted from Riman University

In 2017, Hollywood’s adaptation of Japanese comics entered another new node.

The United States, which thinks it is very successful to adapt its own super-English comics, once again started the cheese of Japanese comics. In 2017, it was released, but it still gained countless bad reviews. Obviously, Hollywood’s American personal heroism does not match the spirit of the original work.

The live-action version of ghost in the shell stars Scarlett Johansson.

The cartoon ghost in the shell is defined as an epoch-making work by many people, and its profound political, philosophical and religious thinking is highly praised by many fans. At the same time, ghost in the shell 2, directed by Mamoru Oshii, was nominated for the Palme d ‘Or in Cannes.

American reality adaptation not only completely ignores the original core, but also raises a lot of arguments on the choice of heroine.

Widowed elder sister is far from the prototype Grass seed in image and temperament.

In the same year, the American version of The Death Note followed ghost in the shell to meet the audience.

Although the original work itself is not a cartoon that pays full attention to depth, its exciting plot, whether it is the original animation or the Japanese version of the film, is deeply sought after by the global audience.

Among them, in Japanese movies, Matsuyama Kenichi, who plays the role of "L", has won a lot of praise for his extremely high degree of reduction.

L (Matsuyama Kenichi)

However, the "L" in the American version of The Death Note became played by a black man. As for the adaptation of the plot, it has completely become an American horror film, which magnifies all kinds of strange ways of death in the original without restraint, deepens the universal values of the United States, and dilutes the exploration of human morality in the original.

It can be seen that in the process of adapting Japanese cartoons, Hollywood did not understand the complex oriental culture in the works with care, but simply and rudely adapted the plot to enlarge the novelty elements in the works in an attempt to win the audience’s attention.

The American version of Death Note is extremely bloody and violent.

However, it has been proved time and again that this kind of adaptation, which didn’t spend energy, finally became a ridiculous act of "removing the essence and leaving the dross", but it was actually a waste of culture.

As Toriyama Akira, the original author of Dragon Ball, said, "They always insisted that the confidence that came from nowhere did not take my advice. The ending is just as I expected. This film can’t be called "Dragon Ball" at all. "

Can the future be expected? I don’t know!

Nowadays, more and more adaptation of Riman is on the rise.

The release of the movie Alita seems to make many viewers have some expectations for the adaptation of Hollywood. But looking back at the film itself, it only focuses on the first three chapters of the original work, and at the same time, it focuses on the special effects of the film, weakening the plot content to some extent.

Coincidentally, in the process of adaptation, Hollywood once again turned the original exploration of human nature into an American work of personal heroism.

It is true that if Hollywood tries to attract attention with special effects again and again, it ignores the most essential core of the original work. Even if it gets a high box office, it still doesn’t help the work.

And then, well-known Japanese IP’s such as Naruto, akira and Attack Giant have all been taken over by Hollywood.

In fact, most of these works focus on science fiction, action and other types, and in terms of types, they are more inclined to Hollywood production. However, under the shallow adaptation, the original multiculturalism of the work can’t be explored in depth, and the final work is lacking.

When Ryan Reynolds was asked by reporters, he said, "If Hollywood can only shoot American originals, it will be finished.".

In fact, the United States has adapted the IP of other countries again and again through takenism, but ignored the original core value of IP and still adapted it into the set of value system of Hollywood. This way of changing the soup without changing the medicine has proved to be unworkable.

Preview of Guangzhou Auto Show 2023 ｜ The new BMW 5 Series／i5／x2 debuted.

A few days ago, BMW announced the new car lineup of the 2023 Guangzhou Auto Show. It is reported that at this Guangzhou Auto Show, a new generation of domestic BMW 5 Series and BMW i5 will make their debut. In addition, BMW brand-new X2 and BMW X2 M35i will also be launched in China. It is expected that BMW 5 Series and BMW i5 will be officially put into production in January next year.

New long-axis BMW 5 Series

This auto show is a long-wheelbase version developed by BMW for the China market. The official claims that it will be more suitable for the aesthetics and needs of China users in terms of appearance, positioning and intelligence. It is understood that this is the fourth time that BMW Group has tailored the 5-Series model for the China market. Next, let’s see if this is really the case.

From the appearance design, there is no special difference between the domestic long wheelbase version and the overseas version. The headlight group has been re-optimized, the lower grille is very wide, and the air inlets on both sides have also been designed with the shape of "wind blade" to highlight the sense of movement of the front face.

The interior follows BMW’s latest family-style design style, including the 12.3-inch dashboard and the 14.9-inch central control panel, as well as the new style sports steering wheel. In addition, the new car will be equipped with iDrive 8.5 system, which will further improve its intelligence and add an innovative function-the automatic lane change function controlled by human eyes: when traffic conditions permit, the driver only needs to look at the rearview mirror, and the vehicle will automatically complete the lane change operation.

The core part that everyone pays more attention to, the new BMW 5 Series 520i is equipped with a 2.0T four-cylinder engine with a maximum power of 208 HP (153kW), and its transmission system is matched with an 8-speed automatic manual transmission with shift paddles. It is officially announced that its 0-100km/h acceleration time is 7.5 seconds, and its comprehensive fuel consumption is 5.8L/100km.

The BMW 5 Series is a highlight in the history of BMW development. Since the first model of the 5 Series came out, the 5 Series is the representative of BMW’s luxury executive car. Today, the production of Series 5 has accumulated to an astonishing 10 million vehicles.

Brand-new pure electric BMW i5

The pure electric BMW 5 Series BMW i5 will also be unveiled at the Guangzhou Auto Show. The biggest difference in appearance from the fuel BMW 5 Series is that it has a luminous closed kidney net, and the rear enclosure is more dynamic. It is worth mentioning that the i5 car is not a traditional 3-car design, but a 2.5-car according to the designer. Its roof line extends to the tail more smoothly than the traditional shape, which brings a unique charm similar to a four-door coupe, more dynamic and elegant, and releases a sense of volume and momentum with more visual impact.

Compared with the current 5-series, the interior of the new i5 has changed a lot. After all, the style of the current 5-series suspended central control panel and the interior of the current curved double-screen style directly skipped a whole generation of design language. Now, the interior of the BMW i5 is almost the same as that of the i7. It adopts a brand-new M sports steering wheel, and at the same time cancels the drumstick lever and replaces it with a small and exquisite crystal shift lever. At the same time, under the brand-new ID8 operating system, i5 still retains the ability to control the screen.

The core part that everyone pays more attention to, the new BMW i5M60 high-performance model will adopt the form of dual motors and match the fifth generation eDrive electronic four-wheel drive system. The maximum power is 590 horsepower, the peak torque is 820N·m, the acceleration is 3.8 seconds, and the top speed is limited to 230 km/h.

Generally speaking, the new generation i5 continues the calm modeling and luxurious riding experience of BMW 5 Series. Apart from the adjustment of wheelbase lengthening and comfort that we like to see, China will be the only market in the world where i5 and 5 Series provide a 31-inch 8K large screen in the back row, which shows that BMW attaches great importance to the market demand in China.

BMW X2 M35i

X2 M35i, which was first launched at Tokyo Auto Show, will also be unveiled at Guangzhou Auto Show. According to the news, in order to avoid "internal friction" with X1, the new X2 will be sold in China in the same imported form as X4 and X6.

The new car adopts a brand-new taillight design, which is very eye-catching. With the design of the upper spoiler and the lower diffuser, it shows a strong sense of movement. Except for M35i xDrive, which adopts bilateral four-outlet exhaust layout, all other models adopt hidden exhaust layout. The new car will also provide an optional M Sport kit, which will be upgraded for the front lip, side skirt and rear lip, and will be equipped with an M adaptive suspension and a 19-inch M rim. The M Sport Pro kit will include a rear M spoiler, red calipers and an M seat belt.

The core part that everyone pays more attention to, the new car will provide a variety of power combinations. The BMW X2 M35i xDrive is equipped with a 2.0-liter turbine and a four-cylinder engine. The maximum output power of the European version is 300 HP, the maximum power of the American and other regions is 317 HP, and the 0-100km/h acceleration time is 5.4 seconds. The BMW X2 sDrive20i is equipped with a 1.5-liter turbo plus a three-cylinder engine and a 48V light hybrid system, with a combined maximum output of 170 HP. The BMW X2 sDrive18d will use a four-cylinder diesel engine with a maximum output of 150 HP. Both models use a seven-speed dual-clutch gearbox.

Auto Network Comment: The 21st Guangzhou International Automobile Exhibition in 2023 will open from November 17th to 26th, and this year’s theme is "New Technology, New Life". For consumers, the upgrading of the market environment directly affects the car experience, enriches the usage scenarios and completely changes the car life. Facing the coming year of 2024, the competition trend of China automobile market will be more obvious and more intense. Who can stand out in the next competition? Where will the automobile industry develop? I believe we will feel it in this auto show.

I can’t hold on! Liangpin Store announced the largest price reduction in history.

When e-commerce became popular, two snack brands were particularly popular online. One is three squirrels, and the other is a good shop. But unfortunately, with the increasingly fierce competition in the snack market, the business of these two brands has plummeted. After all, consumers prefer to buy cheap and delicious snacks rather than paying a lot of money for a brand.

In the past, there were many offline physical stores in the good shop, but they basically closed down after half a year. The reason is that opening a store requires rent, artificial water and electricity, so offline snacks are naturally more expensive than online ones. This consumer is not a fool, so he naturally buys the same thing online. There is no business in this shop, so naturally there is no way to continue it.

This defective shop can’t hold on any longer. On November 29th, it announced the largest price reduction policy for the first time since the company was founded 17 years ago. This time, the average price of more than 300 products on sale was 22%, and the highest price was 45%.

Yang Yinfen, Chairman of the Board of Directors, said: Liangpin Store will launch a new round of reform around the theme of "strengthening business innovation and comprehensively improving operational efficiency". On the basis of adhering to "high-quality products", the price of products will become more close to the people.

It is obvious that Yang Yinfen’s remarks are intended to take a high-quality and low-price route, so as to continue to gain the recognition of consumers. I’m afraid that three squirrels will start to panic when the price of the good shop is reduced. If you don’t cut prices, I’m afraid the market will be robbed by good shops. But if the price is really reduced, the profit will become less.

However, it also shows that in today’s low-cost mind, the high-end snacks on the market are hard to survive. Perhaps this time, the change of the good shop is correct.

How to protect rights in network cases involving minors？

　　Recently, Beijing Internet Court issued the White Paper on the Judicial Protection of Minors on the Internet. From June 2022 to May 2023, the hospital accepted 143 civil disputes involving minors. Internet cases involving minors are mainly caused by recharging rewards, online shopping, online speech, etc., reflecting the active behavior of minors using the Internet.

　　In the case of recharge and reward, most of them claim that the recharge behavior of minors is invalid and demand to return the recharge money. Among them, the average bid amount of game recharge cases is 25,622.6 yuan, the average bid amount of live broadcast reward cases is 62,877.7 yuan, and there are 4 cases involving more than 100,000 yuan in recharge reward cases, accounting for nearly 10% of such cases.

　　The White Paper shows that the phenomenon of infringement of minors’ personality rights continues to grow, and the number of related cases has increased by 111% in the past year. When minors are infringed, the infringement of their personality rights is mainly the infringement of reputation rights, and may also involve portrait rights, privacy rights, personal information rights and so on.

　　Case 1:

　　Adults should bear legal responsibility for cyber violence against minors due to emotional disputes.

　　[Basic case]

　　There is an emotional dispute between A and the defendant C. In order to vent his emotions, C used his Weibo account to publish a series of Weibo, attacking A and A’s minor daughters, B 1 and B 2, one of which disclosed the portrait of B 1; In addition, C also sent dozens of text messages to insult A and B 1 and B 2. The attacks and insults sent by C include insulting comments on B’s appearance and "B’s 2 children born out of wedlock", "B’s 2 is not qualified to attend a certain school" and "B’s 2 bribed a professor". A thought that the defendant C had maliciously insulted and slandered B-1 and B-2 on the Weibo, which led to a marked decrease in his social evaluation, brought great troubles to his daughter’s life and study, caused irreparable mental damage, and seriously infringed on the reputation rights of B-1, B-2 and A-2, so he asked C to apologize and compensate for mental losses.

　　[court decision]

　　After trial, the court held that in this case, the blog post of defendant C directly mentioned the names of B 1 and B 2, which had specific directionality. C made public the portrait photo of B-1 and used insulting words, which not only infringed on B-1′ s portrait right, but also devalued B-1′ s personal dignity and infringed on B-1′ s reputation right. At the same time, there are still some negative remarks about the schooling situation of a certain student in the article. According to the evidence in the case, the remarks have no factual basis, and they are rumors and slanders divorced from the factual basis. Because this remark is enough to reduce the social evaluation of plaintiff B 2, it also constitutes an infringement of plaintiff B 2′ s reputation right. The court ruled that the defendant C should apologize to B 1 and B 2 and compensate for the mental loss.

　　After the judgment of first instance was made, neither party filed an appeal, and the judgment has taken legal effect.

　　[Typical meaning]

　　On the one hand, the physiology and psychology of minors are still in the development stage and immature, which is easily influenced by external evaluation; On the other hand, most of the social contacts of minors are minors, and their ability to identify and screen information is low, so they are easily misled and make negative comments on others based on one-sided information. Compared with adults, the features of appearance can easily have a negative impact on minors’ social environment, and may even lead to school bullying and cyber violence, which cannot be ignored. This case is a case that fully embodies the principle of "special and priority" protection for minors in the dispute over personality rights.

　　Case 2:

　　Publishing videos of minors seeking medical treatment without consent constitutes infringement by medical institutions and related personnel.

　　[Basic case]

　　Plaintiff A was accompanied by relatives to a pediatric clinic in a hospital, and was treated by chief physician B. Without the consent of A and his guardian, a hospital filmed and edited A’s consultation process into a video for public release in a short video platform account with B as the real name registration subject. The plaintiff’s guardian thinks that the theme of the short video involved in the case is "When will the child get well? I have to ask my parents". The video content reveals the plaintiff’s illness, and the main content is edited to show the plaintiff’s "faults" and "bad habits" when seeing a doctor. The amount of praise and comments is very high. At the same time, combined with the negative comments of the video, I think that a hospital and B have violated the plaintiff’s right to privacy, portrait and reputation, and asked B and a hospital.

　　[court decision]

　　After trial, the court held that the video involved was shot and edited by a hospital, and the video content was the process of seeing the plaintiff in the consulting room, and B cooperated to complete the relevant shooting, while the video involved was published in a short video account registered with B’s real name and with B’s name as a nickname and portrait as the avatar. Objectively, the public watching the video released by the account involved can also bring certain traffic, attention and other benefits to B. At the same time, combined with the previous operation of the video account, it is determined that a hospital and B have adopted the way of division of labor and cooperation. Without the plaintiff’s permission, B and a hospital filmed and publicly released the video involved in the case on the network short video platform, and publicized the plaintiff’s portrait, which constituted an infringement on A’s portrait right. At the same time, the video content involved in the case has a certain tendency after editing, indicating that the plaintiff has symptoms including behavior habits, which will cause negative comments on the plaintiff to a certain extent and constitute an infringement on the plaintiff’s reputation. Generally speaking, most patients don’t want to disclose their medical treatment process and symptoms, and the content of medical treatment has certain privacy, which should belong to personal privacy. However, a certain hospital and a certain hospital disclose the plaintiff’s medical information in the form of video on the Internet, which constitutes an infringement on the plaintiff’s privacy. The court ruled that the defendant B and a hospital jointly bear the responsibilities of apologizing, compensating for mental losses and reasonable expenses for safeguarding rights. A technology company has fulfilled its obligations as a network service provider in the process of operating a short video platform, and does not assume responsibility.

　　After the judgment of the first instance was made, none of the parties appealed, and the judgment has taken legal effect.

　　[Typical meaning]

　　In the process of spreading knowledge through short videos, medical institutions or employees should pay special attention not to infringe upon the legitimate rights and interests of others, especially minors. While innovating the diagnosis and treatment mode, hospitals and doctors should take the initiative to assume the social responsibility of protecting the healthy growth of minors, strictly fulfill the professional requirements of keeping patients confidential, and strictly abide by the legal bottom line to avoid irreparable trauma to minors’ bodies and minds due to improper behavior.

　　Case 3:

　　Neighborhood disputes should not affect the healthy growth of children.

　　[Basic case]

　　When B took a minor child, A 1, in the community, he had an argument with the residents of the neighborhood next door because of property management, and the dispute was recorded by the defendant Ding. In the video, B’s physical characteristics are clear, and the minor A’s face is clear without wearing a mask. Ding released the above video to others without the permission of the plaintiff. The defendant, C, saw the edited and processed video (including negative comments on A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, A’s father, a’s father, a’s father, because of a similar property dispute, and did not verify that the video would be reprinted to multiple online platforms. Party A 1, Party A 2 and Party B think that the actions of Party D and Party C constitute an infringement on the right of portrait and reputation of Party A 1 and Party B, which constitutes an infringement on the right of reputation of Party A 2. Therefore, Party D and Party C are required to apologize to the three plaintiffs and compensate for mental and economic losses.

　　[Referee’s result]

　　After trial, the court held that the video involved was shot by Ding and spread to others. The video content was a dispute between B and his neighbors in the community. However, the video does not reflect the objective facts, mainly for the derogatory of B. At the same time, in this video, the face of a son of B, A, 1, is not covered and is completely exposed in the controversial video; B’s physical characteristics are clear, so Ding’s behavior constitutes an infringement of A’s and B’s portrait rights; The content of the video also led to the reduction of social evaluation of B, which constituted an infringement of B’s reputation. On the network platform, C released another processed video with negative comments on A-2, which not only infringed on A-1′ s portrait right, B-1′ s portrait right and reputation right, but also infringed on A-2′ s reputation right. The court ruled that Ding Mou publicly apologized to B Mou and A Mou 1 and compensated for the losses; C apologized to the three plaintiffs and compensated for the losses.

　　After the judgment of the first instance was made, none of the parties appealed, and the judgment has taken legal effect.

　　[Typical meaning]

　　In recent years, neighborhood disputes have developed from offline to online, resulting in increasing cases of cyber infringement and even cyber violence. Many cases also involve improper disclosure of portraits and personal information of minors. This case is such a typical case. This case makes it clear that disputes should be handled in a reasonable way, especially not to spread portraits of minors on the Internet without consent. Minors are still in the process of physical and mental development. On the one hand, adults should try to avoid adverse effects on minors when dealing with disputes in their lives. On the other hand, we should pay special attention to the expanding and persistent harm that the network communication environment may cause to minors.

　　Case 4:

　　Platforms that pay too much attention to or browse minors’ related content have the right to ban accounts and terminate services.

　　[Basic case]

　　Plaintiff A registered to use a short video platform operated by the defendant. During the use period, the account was permanently banned by the defendant on the grounds of "suspected violation of community conventions, involving excessive attention or browsing related content of minors". A believes that he just likes to watch dance videos, and has not over-browsed related content involving minors. It is normal to use the account involved to browse and like related videos, and all the videos are recommended by the system. As a platform operator, the defendant banned the account involved and the corresponding mobile phone device login rights. unreasonable. A believes that the defendant’s behavior of blocking the account involved and the corresponding mobile phone equipment for no reason constitutes a breach of contract, and he appealed to the court to demand the lifting of the measures against the plaintiff’s account.

　　[court decision]

　　After trial, the court held that the defendant’s platform service agreement, self-discipline convention and the platform’s security center clearly stipulated that "any behavior and content that harms minors’ physical and mental health and legitimate rights and interests are prohibited, including pornographic and vulgar content involving minors, excessive consumption of minors, prohibiting the dissemination of bad values, spreading soft pornographic, vulgar or sexually suggestive, sexually suggestive and sexually suggestive content, and displaying vulgarity, kitsch, vulgar taste and vulgar culture". "Paying too much attention to and browsing minors’ related content" includes "being active in the comment area of minors’ videos, frequently publishing vulgar pornographic remarks, expressing love for children but teasing words" and other behaviors. In this case, when the plaintiff registered as a member, he signed a service agreement with the defendant. As the supplementary content of this agreement, the agreements on other functions of the platform have the same legal effect as this agreement. The trial found that the plaintiff, A, had posted a large number of comments containing verbal teasing, vulgar taste and some pornographic expressions under a number of videos involving minors. After technical identification, the defendant found that the plaintiff’s account involved was a risk user involved in the "child care project". After manual review by the "child care project" queue, it was judged that the plaintiff’s account involved was excessively concerned about or browsed the relevant content of minors, which violated the community self-discipline convention and was not improper.

　　In addition, the service agreement signed by the original defendant and the defendant stipulates that the platform has the right to independently judge and take measures such as restricting part or all of the functions of the account until the service is terminated and the account is permanently closed. In this case, the account involved in the case was punished by the platform three times for "excessively paying attention to or browsing the related content of minors", and the defendant punished it several times. However, after the account involved was unsealed, the plaintiff continued to post a large number of comments containing vulgar taste and vulgar culture under the video of minors, and the breach of contract was serious. The measures taken by the defendant to stop providing services and permanently close the account involved did not exceed the necessary limit. At the same time, the defendant took the above measures to prevent the plaintiff from continuing to commit illegal acts after changing the account, better protect the legitimate rights and interests of minors and their physical and mental health, and purify the cyberspace environment. To sum up, the defendant took a legal contract to ban the account involved. The court ruled that the plaintiff’s claim was rejected.

　　After the judgment of first instance was made, neither party filed an appeal, and the judgment has taken legal effect.

　　[Typical meaning]

　　The judgment in this case reflects the people’s court’s support for the online platform to implement the legal and policy requirements for the protection of minors and strengthen the platform management, and fully reflects the need to firmly establish the concept of juvenile justice in the new era, adhere to the principle of being most beneficial to minors, and implement the concept of special and priority protection in every case to safeguard the legitimate rights and interests of minors.

　　Case 5:

　　The online platform allows real-name authentication for minors to recharge and reward, and it should be considered that there is a major fault.

　　[Basic case]

　　The plaintiff, A, was 17 years old. During the epidemic from February 2020 to March 2020, A made a large amount of recharge to a game software operated by a defendant technology company through Alipay account, with a total amount of more than 610,000 yuan. The plaintiff believes that the account number recharged by the plaintiff has been authenticated by binding the ID card, and the defendant failed to take restrictive measures in time, which made the plaintiff recharge in a large amount within one month, which was obviously inconsistent with his age and intelligence, and without the consent and ratification of his legal representative, which should be an invalid civil legal act. The plaintiff appealed to the court, demanding that the defendant return all the top-up money of more than 610,000 yuan and interest of more than 30,000 yuan to the plaintiff.

　　[court decision]

　　During the court hearing, A himself appeared in court online to explain the situation and proved that the recharge was really implemented by himself. Through an in-depth understanding of the operating mechanism of the game platform, the court found that the game involved had lucky attributes and was attractive to minors. At the same time, when the recharge behavior involved occurred, the plaintiff had uploaded real identity documents for real-name authentication at the request of the system. It can be seen that the defendant has the ability to know that the other party to the contract is a minor, and it lacks the basis to use the technical measures that are not online to limit the recharge as a defense. At the same time, the plaintiff’s account was recharged frequently and in a short period of time, so the defendant, as a network service provider, should have paid more attention to it. However, the defendant failed to review and restrict the consumption of the account when the account was registered as a minor in real name, nor did he claim ratification from his guardian, and continued to provide a large amount of recharge service for minors. The defendant was mainly responsible for the occurrence of the recharge behavior involved. The plaintiff’s guardian neglected the management of the plaintiff, lacked safety awareness of personal property, and was also at fault. The court ruled that the defendant returned the plaintiff’s recharge of 609,000 yuan within 10 days after this judgment came into effect, and rejected the plaintiff’s other claims.

　　After the judgment of the first instance was made, the defendant filed an appeal. During the second instance, the two parties reached a settlement and the case was settled through mediation in the second instance.

　　[Typical meaning]

　　This case is a typical case in which minors indulge in online games and charge a large amount of money. Minors are the "susceptible group" of online games. In recent years, there are more and more disputes over minors’ indulging in "casual games" with certain luck and making large amounts of recharge. If the online game platform should know or know that the counterparty is a minor, but still fails to implement the protection measures for minors and take effective measures to limit the large consumption of minors on the grounds of technical restrictions, the court finds that the online game platform has a major fault and should return the recharge money according to law. This case establishes a clear orientation of protecting minors according to law, and urges the online game platform to effectively implement the consumption restriction measures for minors; At the same time, it is also clear that parents are responsible for supervising and guiding minors’ internet use behavior and preventing minors’ internet addiction, which is conducive to promoting parents to effectively implement their legal obligations of family education.

　　Case 6:

　　In the case of recharging and rewarding, the minor party should give evidence actively.

　　[Basic case]

　　A minor claims that from November to December, 2021, he used his father’s account to recharge more than 10,000 yuan in a short video platform operated by a technology company of the defendant to reward the anchor. A certain 1 thought that A was a minor, and his reward behavior was not suitable for his age and intelligence. He sued the court as a legal agent and asked the company to return the reward money. During the trial, a technology company seized the barrage sent by the account when the reward behavior occurred, the content of the account, the object of praise, etc., arguing that from the use of the account, it was inconsistent with the behavior pattern of minors and could not prove that the actual user of the account was A. After the court repeatedly explained to A’s father, supplemented the relevant evidence of minors’ recharge and coordinated the minors’ appearance in court, A did not supplement the evidence, and A did not appear in court to explain.

　　[Referee’s result]

　　The court held through trial that in this case, although the plaintiff claimed that the account involved was used by A, the real-name authentication subject of the account involved was A 1, which was not consistent with the behavior pattern of minors in terms of the account content concerned and the anchor type rewarded. In the case of repeated explanations by the court, the plaintiff did not actively provide evidence, and the existing evidence could not prove that the actual user of the account was A, so the plaintiff should bear the legal consequences of failing to provide evidence. The court ruled that all the plaintiff’s claims were rejected.

　　After the judgment of first instance was made, neither party filed an appeal, and the judgment has taken legal effect.

　　[Typical meaning]

　　In cases involving minors’ recharge and reward, many minors mostly use adult accounts to register and pay through adult accounts. In the case, it is necessary to confirm that the recharge and reward behavior is really implemented by minors. It is clear in this case that the party who carries out the act of recharging and rewarding minors should bear the burden of proof that the act is a minor. "It is better to take precautions before it happens". Recovering minors’ top-up rewards through litigation or other means requires corresponding evidence support. Parents should fundamentally strengthen education and care for minors, guide minors to use the Internet scientifically, and prevent addiction. Parents should also improve their safety awareness, protect their payment passwords, fully fulfill their guardianship responsibilities, and create a good growth environment for minors.

　　Case 7:

　　Minors open online shops, courts send judicial advice, and promote e-commerce platforms to strengthen management.

　　[Basic case]

　　Defendant B, a minor, opened a shop on an e-commerce platform operated by a technology company, sold customized star albums to dozens of people, and made virtual delivery on the platform. A few months later, the defendant actually delivered the goods. After receiving the goods, the plaintiff found that the goods did not match the description and proofing. The plaintiff believes that the products sold by the defendant are inconsistent with the propaganda and should bear corresponding responsibilities according to law. As a platform operator, the e-commerce platform should review and supervise the qualifications of the sellers, but it has not done its duty. Dozens of buyers appealed to the court, requesting the defendant B to refund the purchase money, and an e-commerce company was jointly and severally liable for compensation.

　　[Trial situation]

　　During the trial, it was found that the defendant in this case was under the age of 18, and he opened a shop on the e-commerce platform and sold a large number of similar goods, which caused disputes, which was not suitable for his identity, age and economic situation. During the trial of this case, the plaintiff and the defendant’s guardian reached a settlement under the auspices of the court. After the case was concluded, the court sent judicial advice to the defendant, a technology company operating the e-commerce platform, on the problems found during the trial, especially pointing out its problems in reviewing and prompting minors to open online stores. The company replied that it would strengthen the review and prompt of minors who have reached the age of 16 as platform operators, strengthen daily management, and further improve the delivery prompt and confirmation functions.

　　[Typical meaning]

　　As "Internet aborigines", it is increasingly common for minors to participate in Internet transactions as consumers, and the relevant laws and regulations are relatively perfect. However, the behavior of minors opening shops and selling goods on the platform can not be ignored. This case fully embodies the extension of the court’s trial function in the process of handling juvenile internet-related cases. On the one hand, actively promote reconciliation and safeguard the legitimate rights and interests of minors; On the other hand, we will give judicial advice to the operators of e-commerce platforms for their lack of mechanism and management loopholes in the protection of minors, resolve disputes from the source, strengthen the main responsibility of the platform and promote the healthy development of the digital economy.

　　This edition/reporter Chen Si

Nanchang Xingtu Lanyue price reduction news, special offer 175,900! Today’s great discount

Welcome to Autohome Nanchang Promotion Channel, we bring you exciting news. This high-profile SUV model is conducting an unprecedented promotion in the Nanchang area. At present, car buyers can enjoy a generous discount of up to 18,000 yuan, making the already close-to-the-people price even more accessible. The minimum starting price has been reduced to 175,900 yuan, which undoubtedly provides consumers with an excellent opportunity to buy a car. If you are interested in Xingtu Lunar, don’t miss this once-in-a-lifetime price reduction opportunity. Hurry up and click "Check Car Price" in the quotation form, let’s seize this rare offer and get a more competitive car purchase price together.

南昌星途揽月降价消息，特价17.59万！今日钜惠

With its unique exterior design, Xingtu Lanyue leads the new fashion of luxury SUVs. On the front face, the tough lines and exquisite details blend to show the temperament of power and elegance. The large-scale chrome-plated air intake grille is like the tusks of a beast, highlighting its extraordinary aura. In the overall style, Lanyue fuses modern technology and classic aesthetics. The streamlined design of the body and the sculptural body contour complement each other, showing luxury and movement. Whether it is under the sun during the day or the lights at night, Xingtu Lanyue shows a striking visual impact.

With its superb body design, Xingtu Lanyue shows the proud side lines. The body size is 4970mm*1940mm*1792mm, and the wheelbase is 2900mm, providing a superior layout for the interior space. The front and rear wheels are 1644mm, ensuring driving stability. The tire size is 245/50 R20, which not only provides good grip, but also the matching wheel design shows its unique sporty temperament. Overall, the side design of Xingtu Lanyue is both powerful and elegant, revealing an extraordinary body aesthetic.

南昌星途揽月降价消息，特价17.59万！今日钜惠

The interior design of Xingtu Lanyue shows the fusion of refinement and luxury. The steering wheel is made of leather, providing a good grip and touch, and supports manual up and down + front and rear adjustment to ensure the driver’s comfortable control. The size of the central control screen reaches 15.6 inches, with a clear display effect. It integrates multimedia systems, navigation, telephone, air conditioning and other functions, and is easy to operate through automatic speech recognition. The car seats are made of leather, providing front and rear adjustment, backrest adjustment and high and low adjustment. The driver’s seat also has heating and ventilation functions, and the co-pilot also supports backrest adjustment. The front seat is equipped with electric memory function to bring a personalized experience to the driver. The second row of seats supports front and rear movement and backrest adjustment, while the seat can be flexible and changeable after being reclined to meet the needs of different scenarios.

南昌星途揽月降价消息，特价17.59万！今日钜惠

The 2.0T turbocharged engine equipped with Xingtu Lanyue has a maximum power of 192 kilowatts and can output 261 horsepower. This engine is combined with an 8-speed automatic transmission to ensure that the vehicle has a smooth gear shifting experience and strong torque output during driving. The maximum torque reaches 400 Nm, providing the driver with sufficient power support.

Summarizing the evaluation of the owners, Xingtu Lanyue has won praise for its atmospheric and domineering appearance, and the refinement and technological sense of the interior are even more impressive. The owners emphasized the advantages of domestic cars in terms of cost performance, believing that Xingtu Lanyue not only provides rich configurations, but also carries the recognition and support of domestic brands. For consumers who value practicality and intrinsic value, Xingtu Lanyue is undoubtedly a wise choice. As @me MOMO 3738 said, it stands out among the joint ventures at the same price and becomes the common favorite of family members.

Jackie Chan revealed that he had acted for fame and fortune, and wrapped a bandage on the second day after surgery to shoot a new film

1905 movie network news　At the film’s Aug. 21 press conference, the filmmakers prepared a video especially for the star Jackie Chan: in the picture, a fire dragon hovers above the "Hollywood" landmark in Los Angeles, implying his return to Hollywood after seven years.

Speaking of the past seven years, Jackie Chan said: "I didn’t feel any changes [in Hollywood production], and I didn’t think too much about the return. I just wanted to make a movie I like, so that everyone can see a different Jackie Chan every year." So in "British Showdown", Jackie Chan not only collaborated with commercial action directors Martin Campbell and "007" Pierce Brosnan for the first time, but also completed a new attempt and transformation in film style.

If Jackie Chan’s last film was a joyous one, "England" made him feel "very depressed": "We really didn’t have much fun filming this time, and my character can’t be laughing." The trailer that has been exposed shows that Jackie Chan’s role this time is particularly vicissitudes. In order to "grow old", he not only has to apply extra makeup for 45 minutes a day, but also has been specially told by director Martin Campbell to "slow down the pace".

Not only that, but Jackie Chan’s always-iconic play design has also been adjusted for "British Showdown". In the eyes of director Martin Campbell, Jackie Chan’s character this time is a retired special forces soldier, so the play does not need to be any flower, but more importantly, it is direct and ruthless.

At the press conference, Jackie Chan also "complained" that Martin Campbell was the most diligent director he had ever seen: from sitting in the room in the morning to the end of the shooting, Martin could remain motionless except for going to the toilet. "007" Brosnan also treated the shooting with the same dedication. Jackie Chan recalled that the other party had been talking to him for several hours, and finally learned that Brosnan didn’t actually have a scene to shoot today. It was entirely to cooperate with him, which shocked Jackie Chan.

Director Martin Campbell also praised Jackie Chan’s professionalism, saying that the "old handsome guy" and Brosnan are the most suitable candidates to star in "British Showdown". Although he still insists on the real shooting and fist-to-meat fighting scenes on the set, Jackie Chan suffers from unknown pain behind this. It turns out that as early as the late stage of shooting, Jackie Chan developed muscle rot lesions, but "no coffin or tears" until he couldn’t hold on until he was sent to the hospital for surgery.

The five-hour surgery caused the staff around him to cry, but Jackie Chan asked to be discharged from the hospital the next day and quickly returned to the filming scene of "British Showdown". "I just wrapped it in a bandage and shot it, and now I’m fine." Jackie Chan said "lightly".

At present, Jackie Chan as the main role in the film box office has exceeded 26 billion, "British Showdown" is about to be released in the National Day schedule worldwide. Asked whether he has the confidence to launch an attack on 30 billion, Jackie Chan said that now he values the word of mouth of the work more.

"I used to make movies to make money, and now I just want my movies to be remembered. In fact, [returning to Hollywood] is Hollywood showing that it needs me. In fact, I also want to return to the mainland market. There were scripts like’Rush Hour 4 ‘given to me, I don’t like it, I want to make’British Showdown’, which we shot with our hearts," Jackie Chan said sincerely.

It is reported that the movie "British Versus" will be released in the mainland on September 30.