How to "just need" real estate loans?

  The policy effect of "stable demand" for real estate loans is gradually emerging. According to the latest data from the People’s Bank of China, by the end of December 2021, the national real estate loan balance was 52.2 trillion yuan, up 7.9% year-on-year, and the growth rate was 0.3 percentage points higher than that at the end of September. According to the latest data from China Banking and Insurance Regulatory Commission, China, the reasonable housing needs of buyers have been further met, and more than 90% of individual housing loans are used to support the first suite.

  Many insiders said that in the future, real estate loans should start from the total amount and structure, and strengthen the expected guidance. From the perspective of the total amount, resolutely implement the "housing and not speculating" and keep the growth rate of real estate loans stable and orderly; From the structural point of view, adhere to the "guarantee and pressure", one is to meet the reasonable and rigid financing needs of housing enterprises and buyers more accurately and effectively, and the other is to resolutely curb the illegal entry of "operating loans" into the property market; At the same time, increase support for the long-term rental market and the construction of affordable housing.

  Keep the mortgage growth rate stable.

  Keeping the growth rate of real estate loans stable is of great significance for stabilizing the macro-economy and preventing financial risks.

  On the one hand, the real estate industry is large in scale, long in chain, involving a wide range and related to many jobs. "Reasonable and moderate growth rate of real estate loans will promote the growth of the national economy." Ceng Gang, deputy director of the National Finance and Development Laboratory, said. On the other hand, the housing demand of residents is still strong. Wang Menghui, Minister of Housing and Urban-Rural Development, said that at present, the urbanization rate of permanent residents in China is 63.9%, which is still in the stage of rapid urbanization. Every year, more than 11 million people are newly employed in cities and towns, which brings a lot of new housing demand.

  Real estate loan consists of two parts, one is real estate development loan for real estate enterprises, and the other is personal mortgage loan for property buyers. By analyzing the published data of mortgage growth rate in China Banking and Insurance Regulatory Commission, we can see that it shows a trend of "stabilizing and slowing down". By the end of April, June, July, September and November 2021, the year-on-year growth rate of mortgage loans was 10.5%, 10.3%, 8.7%, 8.6% and 8.4% respectively.

  Why is there a steady decline? On the one hand, this is a remarkable achievement in fully implementing the long-term mechanism of real estate and curbing the financial bubble of real estate; On the other hand, some financial institutions are cautious about the real estate industry, and there has been a consistent contraction of credit.

  "The risks of individual large-scale housing enterprises are exposed, the risk appetite of financial institutions for the real estate industry has dropped significantly, and the growth rate of real estate development loans has dropped significantly." Zou Lan, director of the Financial Markets Department of the People’s Bank of China, said this in October 2021. In addition, some banks have misunderstood the financing management rules of key housing enterprises, resulting in the reasonable financing needs of some housing enterprises not being effectively met.

  In order to reduce the "accidental injury" to the reasonable and rigid financing demand, in the second half of 2021, especially in the fourth quarter, the financial supervision department optimized the financing environment of the real estate industry and focused on "stabilizing expectations". Among them, real estate loans increased by 773.4 billion yuan in the fourth quarter, an increase of 202 billion yuan year-on-year and an increase of 157.8 billion yuan over the third quarter.

  Ceng Gang believes that under the orientation of "staying in a house without speculation", various regulatory measures will be more precise, flexible and appropriate, and real estate loans will gradually "stabilize", creating favorable conditions for realizing the policy objectives of "stabilizing land prices, housing prices and expectations".

  Accurately meet reasonable needs

  In addition to stabilizing the total amount of credit, the credit structure also needs to be optimized to achieve "guaranteed pressure". On the one hand, it is necessary to meet the reasonable and rigid financing needs of housing enterprises and property buyers more effectively; On the other hand, we will resolutely punish violations of laws and regulations and curb the illegal entry of "business loans" into the property market.

  At present, real estate development loans have been restored in an orderly manner, and the reasonable financing needs of housing enterprises are being effectively supported. However, the follow-up work still faces some difficulties. "Some highly leveraged housing enterprises still have risks, the financial situation has not been completely alleviated, and there is pressure on debt repayment. Therefore, financial institutions will remain relatively cautious about the real estate industry. " Ceng Gang said.

  How to solve the above problems? To promote the risk resolution of housing enterprises in an orderly manner, the "high debt, high leverage and high turnover" real estate development and operation model formed in the past is unsustainable. To this end, the Central Bank and China Banking and Insurance Regulatory Commission recently jointly issued the Notice on Doing a Good Job in Financial Services for Mergers and Acquisitions of Risk Disposal Projects of Key Real Estate Enterprises.

  In addition to housing enterprises, the "just need" of buyers will also be guaranteed. Since November 2021, the central bank has released individual housing loan statistics separately. Personal housing loans increased by 348.1 billion yuan in October, an increase of 101.3 billion yuan over September; In November, it increased by 401.3 billion yuan, an increase of 53.2 billion yuan over October.

  At present, more than 90% of the bank personal housing loans are first home loans. "In the future, we will continue to provide differentiated support to the just-needed groups in terms of loan down payment ratio and interest rate." Liu Zhongrui, head of the Statistical Information and Risk Monitoring Department of China Banking and Insurance Regulatory Commission, said.

  "Open the front door" and "block the side door". Liu Zhongrui said that the financial regulatory authorities will severely punish violations of laws and regulations, maintain a high-pressure situation, and strictly prevent illegal loans for business purposes from flowing into the real estate sector to prevent the resurgence of chaos. China Banking and Insurance Regulatory Commission has carried out a nationwide special inspection of real estate for four consecutive years, covering almost all hot cities. It has "zero tolerance" for violations found and is seriously accountable for violations according to law.

  Support the housing rental market

  The Central Economic Work Conference clearly pointed out that it is necessary to adhere to the orientation of "houses are used for living, not for speculation", strengthen the guidance of expectations, explore new development models, adhere to both rent and purchase, accelerate the development of the long-term rental market, and promote the construction of affordable housing. Therefore, another important direction of mortgage structure adjustment is to increase support for the long-term rental market and the construction of affordable housing.

  "We will speed up the improvement of the housing security system with public rental housing, affordable rental housing and shared property housing as the main body." Pan Wei, head of the Housing Security Department of the Ministry of Housing and Urban-Rural Development, said that the development of affordable rental housing should be accelerated with the focus on cities with large population inflows and high housing prices. According to the plan, during the Tenth Five-Year Plan period, 40 key cities in China plan to add 6.5 million sets (rooms) of affordable rental housing, which is expected to solve the housing difficulties of 13 million people.

  In recent years, financial support for the housing rental market has been increasing. By the end of November 2021, the growth rate of loans invested in the housing rental market was close to five times the average growth rate of various loans.

  It is understood that there are two main paths for credit funds to support affordable rental housing: one is to increase support for the construction and operation of affordable rental housing, and banks provide long-term loans to self-sustaining entities of affordable rental housing in a market-oriented manner; The second is to provide loans to housing leasing enterprises that rebuild and transform existing houses to form non-proprietary affordable rental housing.

  "By the end of November 2021, CCB’s comprehensive housing leasing service platform had covered 96% of the country’s prefecture-level and above administrative regions, and issued 78.598 billion yuan of corporate housing leasing loans." Wang Jiang, president of China Construction Bank, said.

  Financial service innovation also needs to be accelerated. "ICBC Credit Suisse Investment has successfully issued the first provincial-level talent apartment REITs product in China, which has made positive innovation and beneficial exploration for financial support for housing rental construction." The relevant person in charge of China Industrial and Commercial Bank said that in the future, it will study the innovative operation mode of housing leasing enterprises, improve the rental housing loan product system, improve the financial service level, and promote the virtuous circle and healthy development of the real estate industry.

Single-day box office exceeds Avengers 3! Why is it so awesome?


Special feature of 1905 film network When the box office is approaching the 2 billion mark, one movie has not been crushed into cannon fodder, and even on the fourth day of its release, the single-day box office counterattack surpassed "Reunion 3", ranking first in the daily box office list!

Real-time box office data at 20:15 on May 21st.


This film is.


After four days of release, the attendance rate ranked first, and the box office score accumulated over 260 million.


In fact, judging from the early performance of the market, this film was more eye-catching from the beginning among the new films released that week. To some extent, this is due to the gorgeous lineup of this film — — Producer Xú Zhēng, starring Lei Jiayin and Tong Liya.


No, the first day of release accounted for 23.4%, far exceeding Hollywood commercial thrillers.


Film market performance on May 18


The story of "Living Together in Time and Space" is particularly novel. It tells the story of Tong Liya in 2018 and Lei Jiayin in 1999, who accidentally lived in the same room because of the overlap of time and space. From mutual dislike, the two men gradually developed feelings.


But on closer examination, the story still seems a little cliche. However, director Su Lun added some fantasy and comedy to the relatively tacky story, which looked so different.

In recent years, there are many domestic fantasy romantic films of the same type, and there are many similarities in routines — —

 

Wrap an old-fashioned love movie with a fantastic shell and some comedy colors. And strangely enough, they are all writing in "time", breaking the dimension of time and remolding some emotion of the protagonist.


However, patting and patting, we found that the domestic fantasy romance fell into a strange circle.

 

The plot is illogical and full of loopholes; People and performances are often grandiose; There are many embarrassing lines interspersed among them … … As a result, both word-of-mouth and box office are on the street.

 

The only outstanding film is "Returning to Twenty" directed by Chen Zhengdao, but the script is not his own original, but a remake of a Korean film of the same name.

 

As for other films of the same type, they are basically no more than 6 points in Douban.


And "Living Together in Time and Space" won a high score of 7.4 on the critical watercress.


So, why is "Living Together in Time and Space" ok this time? Xiao Dianjun came to talk to you and analyze it.

There are still loopholes in the story, but the whole story is solid.

 

If Xiao Dianjun doesn’t say anything, I wonder if you can equate this movie with the Korean drama "Romantic Room" that exploded many years ago?


I guess not.


Korean drama full of romance


At that time, a film producer bought the film adaptation rights of A Room Full of Romance in mainland China and found Xú Zhēng. But after the two sides communicated, they gave up the original script.


Xú Zhēng threw the project to the company’s signing director Su Lun, who had just finished her work as the executive director of the project.

 

Who knows that this script was changed for nearly two years, and finally it was presented like this. Although this script is still not perfect, it is relatively excellent.


Director Su Lun and producer Xú Zhēng.


Before watching the movie, some people had a crazy Amway with Xiao Dianjun, and even claimed that "this script has almost no logical flaws and bugs."


However, Xiao Dianjun, who is usually fed up with the "scam" in his circle of friends, is not convinced. In the process of watching movies, he pays special attention to the plot loopholes.

 

After watching the movie, frankly, there are still bugs.


For example, at the end of the movie, Lei Jiayin stood at the window in 1999 and watched himself send Tong Liya home in 2018. In fact, this plot line is slightly contrary to the previous movie setting.


As mentioned in the movie, only when Tong Liya opens the doors and windows first can Lei Jiayin in 1999 see things in 2018 simultaneously. And when two different time and space look at each other, the wormhole in time and space will be turbulent. But in this plot, in order to strengthen the dramatic conflict of the film, it is obviously simplified.


At the same time, at the end, Tong Liya and Lei Jiayin, whose fates changed completely, met again in the streets of the United States. The theater where Xiao Dianjun was located was full of exclamations, and the boy sitting next to him shook his head repeatedly and called "I don’t understand".


Of course, some people explain that the ending is more like an egg in tribute.


However, despite these two points, the director really worked hard on the setting of Suellen.

 

At the beginning of the film, 25-year-old Lei Jiayin from 1999 and 31-year-old Tong Liya from 2018 were horrified to find — — They met in the same room. And when they go out from the two doors of this house, they can reach the two eras of 1999 and 2018 respectively.


Although it is also a dislocation of time and space, it is completely different for two people.

 

For Tong Liya, a trip to 1999 was nostalgia, and everything was familiar to him as a teenager. For Lei Jiayin, coming to 2018 is an adventure in the future, and everything is novel.

 

Su Lun, the director, can show two completely different dislocation feelings separately, and the connection is natural, which is very skillful. This kind of nature comes from many details of life in movies, which can make people not play in any time and space.

 

Back in 1999 in Tong Liya, the downtown area with high-rise buildings retreated to the old alley full of clothes. You can cross the streets by bike, and you can also buy cheap pancakes and popsicles.


In Lei Jiayin in 2018, I have never seen an iPad, and I didn’t know that mobile phones can play music. I was shocked to hear Siri’s reply …

 

This is the first layer of "truth" in Living Together in Time and Space, and it is a sense of life formed after doing homework.


Next page: The actors performed brilliantly.

Pokémon Detective Pikachu’s box office is flat because of narcissistic American production

Special feature of 1905 film network Last Friday, Pikachu with fur officially met with everyone.


In the early stage, the film consumed Pikachu’s Meng all the way through various means. Undoubtedly, this set of "selling cute economics" has indeed brought enough attention to the film.


  The official "complete film source" spread rapidly on major websites.


On the seventh day of the release, as of press time, the box office accumulated 341 million. Although it has won the single-day box office champion in mainland China, the box office forecast of this film by many media in the industry has been lowered from the original 800 million to 526 million.


In this once-heated schedule, the market performance of the film is not excellent.


As for word of mouth, the douban score of the film has dropped to 6.7, and the overall feedback is still not as good as expected.


Obviously, for many domestic audiences, Pikachu is a cute image. At the same time, everyone is familiar with the IP of "Pokémon", which comes from the cartoon image and adventure in the story.


However, in this Pokémon Detective Pikachu, the producer put the cart before the horse, turning the original most important proposition of teenagers’ adventurous growth into a concept of family happiness.


The original painting "Pet Elf" focuses on the proposition of young people’s adventurous growth.


Rob letterman, the director, said in an interview that he hoped to make a theme that can be seen by the whole family and resonated with audiences in every country, and hoped to find a universal value.


But in fact, the producer’s idea did not make more people pay the bill, but it seemed a bit "narcissistic".


Narcissistic Hollywood movies


In the movie Pokémon Detective Pikachu, Pikachu, Squirtle, Charmander, Bulbasaur and other popular characters have appeared on the big screen. It is undeniable that this wave of feelings has been particularly thorough.


Pokémon Detective Pikachu’s role poster


But in fact, in the feature film, Pokémon, who is more well known, is just a glimpse. On the contrary, Pokémon, who appears more frequently, did not show too much in the early stage of publicity.


It can be seen that the propaganda of the wrong goods only successfully won the first audience, but it is difficult to harvest more "tap water" in the future.


For Hollywood, the adaptation of the wrong board has become commonplace.


In 2009, Hollywood opened the road of Japanese reform through Dragon Ball.


This work has been recorded in the Guinness Book of World Records, and it is the comic book that has been adapted into games the most times in the world, and it has a wide fan base and influence around the world.


This IP was bought by Fox Pictures in 2002, and experienced many casting storms. Finally, Chinese director Huang Yiyu was invited to direct it, Stephen Chow was the producer, and China actor Chow Yun Fat, who is very appealing in Asia, was invited to make a guest appearance.


However, after the film was released, there was a flood of bad reviews, and both European and American audiences and Asian audiences did not have any good feelings for the film.


It is not surprising that the film "Dragon Ball" finally got such a result. Such a well-known Japanese anime was adapted by Hollywood studios into an American teenager named "Wukong" and finally saved the world.


Based on contemporary culture, we should proceed from compatibility. If you start from yourself blindly, the works you shoot will only become four unlike.


The failure of "Dragon Ball" also made Hollywood temporarily stop the adaptation of Japanese comics.


Attack! Adapted from Riman University


In 2017, Hollywood’s adaptation of Japanese comics entered another new node.


The United States, which thinks it is very successful to adapt its own super-English comics, once again started the cheese of Japanese comics. In 2017, it was released, but it still gained countless bad reviews. Obviously, Hollywood’s American personal heroism does not match the spirit of the original work.


The live-action version of ghost in the shell stars Scarlett Johansson.


The cartoon ghost in the shell is defined as an epoch-making work by many people, and its profound political, philosophical and religious thinking is highly praised by many fans. At the same time, ghost in the shell 2, directed by Mamoru Oshii, was nominated for the Palme d ‘Or in Cannes.


American reality adaptation not only completely ignores the original core, but also raises a lot of arguments on the choice of heroine.

Widowed elder sister is far from the prototype Grass seed in image and temperament.


In the same year, the American version of The Death Note followed ghost in the shell to meet the audience.


Although the original work itself is not a cartoon that pays full attention to depth, its exciting plot, whether it is the original animation or the Japanese version of the film, is deeply sought after by the global audience.


Among them, in Japanese movies, Matsuyama Kenichi, who plays the role of "L", has won a lot of praise for his extremely high degree of reduction.


L (Matsuyama Kenichi)


However, the "L" in the American version of The Death Note became played by a black man. As for the adaptation of the plot, it has completely become an American horror film, which magnifies all kinds of strange ways of death in the original without restraint, deepens the universal values of the United States, and dilutes the exploration of human morality in the original.


It can be seen that in the process of adapting Japanese cartoons, Hollywood did not understand the complex oriental culture in the works with care, but simply and rudely adapted the plot to enlarge the novelty elements in the works in an attempt to win the audience’s attention.


The American version of Death Note is extremely bloody and violent.


However, it has been proved time and again that this kind of adaptation, which didn’t spend energy, finally became a ridiculous act of "removing the essence and leaving the dross", but it was actually a waste of culture.


As Toriyama Akira, the original author of Dragon Ball, said, "They always insisted that the confidence that came from nowhere did not take my advice. The ending is just as I expected. This film can’t be called "Dragon Ball" at all. "


Can the future be expected? I don’t know!


Nowadays, more and more adaptation of Riman is on the rise.


The release of the movie Alita seems to make many viewers have some expectations for the adaptation of Hollywood. But looking back at the film itself, it only focuses on the first three chapters of the original work, and at the same time, it focuses on the special effects of the film, weakening the plot content to some extent.


Coincidentally, in the process of adaptation, Hollywood once again turned the original exploration of human nature into an American work of personal heroism.


It is true that if Hollywood tries to attract attention with special effects again and again, it ignores the most essential core of the original work. Even if it gets a high box office, it still doesn’t help the work.


And then, well-known Japanese IP’s such as Naruto, akira and Attack Giant have all been taken over by Hollywood.


In fact, most of these works focus on science fiction, action and other types, and in terms of types, they are more inclined to Hollywood production. However, under the shallow adaptation, the original multiculturalism of the work can’t be explored in depth, and the final work is lacking.


When Ryan Reynolds was asked by reporters, he said, "If Hollywood can only shoot American originals, it will be finished.".


In fact, the United States has adapted the IP of other countries again and again through takenism, but ignored the original core value of IP and still adapted it into the set of value system of Hollywood. This way of changing the soup without changing the medicine has proved to be unworkable.

Parents, look over here! Baby grows up, do you want to ignore these rumors?


?

Infants and children are at an important stage of growth and development and need special attention and care from parents. In life, parents often hear all kinds of statements. Among these statements, which are scientific and which are half-informed, misinformed and misinformed? The reporter in the column of "Verification" contacted relevant experts and made an answer.

The food marked "children" is healthier than other foods?

Response: "Children’s food" is a concept created by enterprises. The specific difference of food depends on the ingredient list and nutrient composition list.

Fan Zhihong, Ph.D., College of Food Science, China Agricultural University, said that at present, there is no special "children’s food" standard for children over 2 years old in China, and "children’s food" is only a concept created by enterprises themselves, which is usually only different in appearance and volume compared with other similar products. For example, the difference between children’s milk and pure milk is that sugar or honey is added, which makes it sweeter, higher in calories and smaller in packaging. Parents don’t have to be particularly attracted by the word "children". The specific differences should be carefully examined in the ingredient list and nutrient composition list on the package.

In Fan Zhihong, for example, the carbohydrate content of a child’s yogurt is 13.5%, while the carbohydrate content of most yoghurts is 11%-12%, which shows that the product has added extra sugar. Looking at the ingredient list, we can also find that there is no sugar and honey in pure milk, while if there are sweet raw materials such as honey in the ingredient list of children’s milk, it means that it is sweet to attract children. In fact, children’s concept foods often add some flavors suitable for children’s taste preferences, but increasing children’s appetite through seasoning will only make children more and more dependent on seasoning. Fan Zhihong believes that if you eat a heavy-tasting diet from an early age, it is often difficult to control the demand for salt when you grow up and increase the risk of illness.

Experts believe that children’s concept food should be strictly examined, and marketing gimmicks are harmful to children’s health. Li Liu, director of Beijing Children’s Hospital Health Center, said that children’s concept food should have national standards, stricter requirements on additives and shelf life, and special supervision and inspection institutions.

Sweetening will affect the hematopoietic function of children’s bone marrow and even lead to leukemia?

Response: Sweet drinks are really unhealthy, but these claims are alarmist.

Experts don’t agree with the saying that "sweetener can enter the bone marrow through the kidney", "sweetener blocks the net of bone marrow like a plastic bag" and "aplastic anemia is leukemia". Fan Zhihong reminded that sweet drinks are really unhealthy, and their main harm is that they may increase the risk of chronic diseases such as obesity, diabetes, hypertension and gout, and also increase the risk of dental caries and affect bone health. However, the nutritional value is not high or it contains additives, but the claims of causing cancer and leukemia are really alarmist.

Children under the age of 6 should not wear sunglasses, otherwise the macular area of the fundus will not be effectively stimulated, which will affect the visual development?

Response: Children should wear good quality sunglasses under strong light.

Li Liu said that ultraviolet rays from the sun can irritate the eyes. Children’s eyes are very sensitive to external stimuli during their growth and development. Children should wear sunglasses in the face of strong light, but they must be of good quality.

Li Li, chief ophthalmologist of Beijing Children’s Hospital, said that ultraviolet rays are strong from 10 am to 2 pm in summer, so it is necessary to pay attention to wearing sunglasses for children. At this time, it is best to avoid taking children outdoors. In places with strong light such as plateau and seaside, it is best to wear sunglasses for children. The incidence of cataract in plateau area is higher than that in plain area, and the onset age is earlier than that in plain area, so children in plateau area should pay attention to eye protection from an early age.

Li Li said that children should wear sunglasses in strong light environment. If children have amblyopia, myopia or hyperopia, they should choose anti-glare lenses while matching the corresponding glasses.

Children are afraid of sleeping when they are young. Should they turn on the light to sleep?

Response: Sleeping with the lights on may cause visual and nervous system damage in children, so we should cultivate the habit of sleeping with the lights off.

Li Liu said that turning on the lights in children’s rooms at night will change the natural law of bright day and dark night, and the development of visual organs of infants and young children is easily affected, which may cause damage to children’s vision and nervous system, resulting in myopia, hyperopia or astigmatism. Therefore, parents should cultivate the habit of turning off the lights and sleeping from an early age. Indoor lights should be turned off at night, and only dim lamps can be used when taking care of infants. It’s best not to open the nightlight. If you want to use it, you can insert it at the end of the bed to prevent children from feeling the light.

Children who have been exposed to pets such as cats and dogs for a long time are not easy to get sick?

Response: Pets may carry 7 to 8 kinds of zoonotic diseases, so they must undergo health examination before keeping them.

Ni Hemin, a professor at the College of Animal Science and Technology of Beijing Agricultural College, said that children after the age of five or six are in an emotional sensitive period. Living with pets can not only cultivate children’s observation of things, but also cultivate their self-control and love. But the premise is that pets must be clean and not carry pathogens. Because children and pets live together with many potential risks, pets may carry about 7 to 8 kinds of zoonotic diseases, such as rabies (dogs and cats), tuberculosis, toxoplasmosis, etc., which may be transmitted to children and adults. Therefore, pets should have a health check-up before feeding and be vaccinated in time to ensure safety.

Ni Hemin believes that it is best to check pets regularly. As long as the pets are healthy, pregnant women can continue to keep pets.

Babies’ bones are soft, so effective nursing can help shape the perfect bone shape?

Response: The baby’s bone development will be changed by external influences, but it is necessary to prevent injuries caused by incorrect external forces.

Li Liu said that the development of a baby’s bones will be changed by external influences during its development. However, excessive and incorrect external forces can also cause some injuries, such as pinching the baby’s nose and nose, which will make the nasal cavity congested and inflamed and easy to be attacked by viruses. Regarding the saying that babies sleep on their sides in turn to avoid head deviation, Li Liu said that before the baby’s skull seam is closed and stereotyped, different sleeping positions will have an impact on future head growth, so it makes sense for babies to sleep on their sides in turn to avoid head deviation.

At the same time, Li Liu reminded that babies within 3 months must not sleep on their stomachs to prevent suffocation.

2014 Changan Yidong went on sale for 74,900-117,900 yuan.

  [Pacific Auto Network New Car Channel]The 2014 model was officially launched on January 14th, and the new car added about 20 configuration upgrades based on the cash. On the basis of the existing 1.6L naturally aspirated engine, a 1.5TDGI engine was provided for consumers to choose from, and the price range was 7.49-117,900.

2014 Yidong

2014 Yidong

  The exterior interior of the new Yidong is almost the same as that of the current car, and its stylish design without cottage atmosphere deserves our praise. More highlights of the new car are a number of newly added "high-up" car configurations, including ESP Electronics and Gaode Map. Among them, the sports version will also add an all-black interior.

2014 Yidong

2014 Yidong 2014 Yidong

  The upgrade of power is the top priority of this redesigned model. In addition to the 1.6L naturally aspirated engine, the 2014 Yidong will also add a brand-new 1.5T in-cylinder direct injection turbocharged engine. This 1.5T engine has been used on the same platform of Chang ‘an vehicle, with a maximum output of 125kW(170PS) and a peak value of 230Nm. 4AT and 5MT are available for the 1.6L model, and only 6-speed automatic manual transmission is available for the 1.5T model.

2014 Yidong

2014 Yidong 2014 Yidong

  The newly-added 1.5T model will be equipped with Bridgestone skyclan with specifications of 205/50 R17, and the five spokes will also be inlaid with black decoration, but the brake system has not changed, and it is still the front and rear disc brakes of the original size.

 

Changan Mazda pure electric model MAZDA EZ-6 rolls off the assembly line

On July 17, Changan Mazda’s first B-class sedan based on a pure electric platform – the MAZDA EZ-6 (hereinafter referred to asEZ-6It was officially launched at the Nanjing factory.

As the flagship of the joint venture new energy car, the EZ-6 has excellent intelligent performance. It is equipped with a 14.6-inch central control screen and an 8155 chip. It has functions such as tracking reversing, remote control parking, and automatic parking. The vehicle is equipped with 4 megapixel high definition panoramic cameras and 12 high performance ultrasonic radars. The OurHours segment covers 100 + high frequency intelligent driving scenes, and can identify 108 different types of parking spaces such as vertical, horizontal, oblique, and no parking space lines.

The successful rollout of the EZ-6 is an important moment for Changan Mazda to accelerate its strategic transformation to new energy. The Chinese auto market is one of Mazda’s most important overseas markets. In April 2023, Mazda joined hands with Changan Automobile to establish a new cooperation model to promote Changan Mazda’s comprehensive transformation to new energy. Over the past year, the parent companies of the two sides have reformed the product development model, with a cumulative investment of nearly 10 billion yuan. Talents, equipment and other resources have been quickly put in place, and a new cooperation model – "Joint Venture 2.0" has been explored and established. With Changan Automobile’s world-leading electrification and intelligent capabilities, it empowers the Mazda brand’s century-old vehicle building heritage, gives full play to the strengths of both parties, and realizes the effect of 1 + 1 > 2.

The dust of the "Evergrande Department" has settled! Xu Jiayin was taken coercive measures and did not appear in public for many days. He divorced last year and has established a trust fund for his so

The news from the financial world on September 28 that "Evergrande Department" and Xu Jiayin have finally settled!

On the evening of the 28th, China Evergrande announced on the Hong Kong Stock Exchange that the company has been notified by relevant departments that Xu Jiayin, the executive director and chairperson of the board of directors of the company, has been taken compulsory measures according to law for suspected illegal crimes. China Evergrande said that the shares will continue to suspend trading until further notice.

It is worth noting that on the morning of the 28th, half an hour before the opening of the market, the "Hengda" troika China Hengda, Hengda Automobile, and Hengda Property urgently issued an announcement saying that they temporarily suspended trading on the Hong Kong Stock Exchange.

One detail worth noting was that Evergrande had always liked to release "heavy hitters" late at night, but this time it was unusual. The news of the suspension of trading was not announced until 30 minutes before the opening. This morning, various speculations and rumors about Xu Jiayin and Evergrande surged from the outside world.

Xu Jiayin has not been seen in public for many days

According to public reports, on July 24 this year, Xu Jiayin organized a meeting of Hengda Baojiao Building, which lasted for more than half an hour. At the meeting, Xu Jiayin asked several regional companies about the Baojiao Building. Since then, Xu Jiayin has not been seen publicly attending the event.

In early August, some executives of Evergrande were detained.

On August 30, Xu Jiayin was exposed as saying that "outsiders are not allowed to follow their opinions at the Guangzhou headquarters. External companies need Xu Jiayin to sign, and they also need to be handed over by their staff after reporting."

On the evening of September 16, the Shenzhen police notified Hengda Wealth Du and other suspected criminals to take criminal coercive measures. The "Du" in the notice is Du Liang, the legal representative, executive director and general manager of Hengda Wealth.

After that, Zhu Jialin, the former chairperson of Evergrande Life Insurance, was also taken away for investigation.

On September 26, Caixin reported that former Evergrande CEO Xia Haijun and Chief Financial Officer Pan Darong had both been detained or taken away.

Xu Jiayin seems to be "prepared for a rainy day"

According to the "2023 Hurun Global Rich List", Xu Jiayin’s net worth on the list is 20 billion yuan, ranking 1,100th in the world, down 712 places from last year and more than 90% from two years ago. At the time of the "Evergrande" stock price slump, Xu Jiayin’s personal worth has also further shrunk.

Although his personal wealth has shrunk sharply, Xu Jiayin appears to be "prepared for a rainy day."

Earlier, it was revealed that Xu Jiayin had divorced his wife Ding Yumei in 2022, which was interpreted by the outside world as a division of property.

According to ifeng.com, Xu Jiayin’s son was also exposed to a single family trust fund of up to 2.30 billion before Xu Jiayin declared Evergrande’s bankruptcy, which is also known as Xu Jiayin’s "Rich Second Generation Protection Plan" for his son.

Evergrande workout process suffered a setback

Just a few days ago, Hengda overseas workout process suffered a severe setback.

On the evening of the 22nd, China Evergrande Group released an update on overseas workout information. The announcement shows that since March 22 this year, Evergrande Group’s sales have not been as good as the company expected. Based on the company’s current situation and consultations with its advisors and creditors, the company believes it is necessary to re-examine the terms of the proposed restructuring to match its objective situation and creditors’ demands, and the workout meeting will not be held.

After the workout meeting was postponed indefinitely, China Evergrande announced on the evening of the 24th that in view of the fact that the subsidiary Hengda Real Estate Group is being investigated, the group’s current situation cannot meet the eligibility for the issuance of new notes.

This will have a direct impact on Hengda’s workout, and the new notes are the top priority in Hengda’s restructuring plan.

In March this year, Evergrande announced a $19.149 billion overseas workout plan and offered creditors three options, all of which need to issue new notes. First, replace the old debt with the new note at a 1:1 basis, and the new note has a maturity of 10-12 years. Second, convert it to a new note with a maturity of 5-9 years, and convert it to a combination of Evergrande Property, Evergrande New Energy Vehicles or Equity-Linked Notes linked to Evergrande’s listed stocks. Third, a combination of the above two.

China has long been insolvent.

As of the end of June, China Evergrande’s revenue in the first half of this year was 128.18 billion yuan, and its gross profit was 9.80 billion yuan. During the period, the operating loss was 17.38 billion yuan, the non-operating loss was 15.03 billion yuan, and the income tax expenditure was 6.84 billion yuan, and the total net loss was 39.25 billion yuan. As of June 30, 2023, China Evergrande’s total debt was 2.3882 trillion yuan. After excluding the contract debt of 603.98 billion yuan, it was 1.78 trillion yuan.

Under the interweaving of various news, Evergrande ushered in the finale.

Do you know Andy Lau? The movie "Crowd" special short film is online


1905 movie network news There is a saying in the entertainment industry: one idol a year, a hundred years. In the 40 years of his debut, Andy Lau has accompanied the growth of several generations. In the music world, he is the four heavenly kings; in the TV wall, he is the five tiger generals; in the film industry, he is the hardware best actor. It is the single loop in the earphones, and there are also hundreds of lives on the screen. Andy Lau’s existence is the idol of countless people when they are young. It can be said that everyone has Andy Lau in their life.

Recently, the film released a special short film "Do You Know Andy Lau". The short film is full of the love for Andy Lau from several generations. In the eyes of the security guard brother, he is a big star, and in the eyes of the uncle and aunt, he is a symbol of struggle. In the face of the public’s love for him, Andy Lau sincerely expressed his gratitude to everyone, and even "met" fans of the same name and age. This full of warmth and touching, like the movie "Crowd", conveys the power of healing to the audience, encouraging everyone to "cow" turn the world around and move forward in the new year.


The movie "Crowd" tells the story of the ruthless "killer" Zhou Quan (Andy Lau, played) and the down-and-out dragon Chen Xiaomeng (played), who swap identities in an accident, leading to a series of humorous stories by mistake. This is the director’s second challenge to the absurd comedy genre after his well-received works. It will be officially released on the first day of the new year in 2021.


Warm people’s hearts! Everyone has a "Andy Lau" in their life.


"Do you know Andy Lau?" Most people’s first reaction to this question is: "I know." "Aha, give me a glass of for***fulness water.", "God loves ****** children!", "I didn’t have a choice before, now I want to be a good person." Whether it is those classic songs that accompanied the public to grow up, or the deeply rooted film and television roles that played, Andy Lau has an indelible mark on the hearts of every audience. Even today, his songs are still at the top of the chart in KTV, and his movies are still accompanying the audience to grow up.

For most people, listening to his songs and watching him act since childhood has been a common idol for generations. In this regard, Andy Lau smiled knowingly and said: "In fact, it is a very happy thing to grow up with so many people." When facing everyone who calls himself "King of Heaven" and "Big Star", Andy Lau said: "Sometimes people think I am a big star, but I feel that I am not so close to everyone."


In some people’s lives, Andy Lau is the backing track of his wife when she dances in the square; in some people’s lives, Andy Lau is the standard for finding a partner; in others, Andy Lau is regarded as an idol and role model in life. In the special short film, an uncle who has the same name and age as Andy Lau and runs small fried vegetables in the market shouts through the air, expressing his greatest wish to see Andy in Hong Kong.

In order to satisfy the uncle’s wish, the two Lau Dehua "met" through the screen, which made people feel full of warmth and touch. Meeting Lau Dehua in the surging crowd, accompanying the public to grow up across several eras, and thanking Lau Dehua for appearing in everyone’s life.


Embrace yourself! See the real Andy Lau in the movie Crowd


In addition to classic works, Andy Lau has always been praised for his dedication to his work. An audience member who is about the same age as Andy Lau and is in his 60s said: "Mr. Liu, I really admire you. When I was a child, I struggled and you struggled. In the end, I couldn’t struggle anymore. You are still struggling." In the new film "The Crowd of People", Andy Lau plays Zhou Quan, who has the same characteristics as himself. No matter how bad the life situation is, no matter what kind of problems he encounters, Zhou Quan always encourages himself to persevere and persevere.

In this regard, the director Rao Xiaozhi also said in an interview: "In the past works of Andy Lau’s participation, everyone will think that Andy Lau is still Andy Lau in everything, not that role. But in this film, Andy Lau can be Andy Lau. There is a wonderful sense of the unity of actors and characters that is worth playing. This wonderful sense is that the audience not only sees the comprehensive characteristics played by Andy Lau, but also sees the characteristics and imprints of Andy Lau through the comprehensive. There is a sense of drama."


Talking about the movie "The Crowd", which will be released on the first day of the new year this year, Andy Lau’s feelings are very different from those of previous works: "I seem to walk through my Andy Lau’s life again, and I become an extra in the play." After being suddenly changed identity, everything that Andy Lau plays in a completely unfamiliar world is like the self who just entered the industry many years ago. Uneasy strangeness, unknown life experiences, in "The Crowd", Andy Lau completely returns to his youth, and he plays the unworldly self.

On the first day of the new year in 2021, we will have the opportunity to meet the original intention of Andy Lau again. In the movie "Crowd", he will face the audience with his most authentic appearance, communicate with the world with his own rules, and hug everyone who has helped him in the crowd. I sincerely thank you for meeting you in the crowd.


BYD Qin Pro 1.5T+6MT new power model went on sale at the end of March.

[Pacific New Car Channel] It is reported that the 1.5T+ model will be officially put on sale at the end of March. As a new model, 1.5T+ will enrich consumers’ power choices and meet the preferences of consumers who have a certain pursuit of power performance and love driving manual transmission models.

2019 1.5TI automatic Zhilian Fengxiang model

From the second generation of Tang Dynasty to the second generation of Song Dynasty, DragonFace, a brand-new family design, has been recognized by the market. Using this design language, it has brought thorough innovation to its own face value. What is worthy of recognition is that there is no constant "doll". On the body, with the identity of the car, the shape of the big mouth is wider and flatter, making the whole front face show a horizontal low visual effect and more dynamic. In terms of interior, the biggest change of the 1.5T+ model is that it is equipped with 6 speeds. In addition, the bright spot configuration of large-size suspended central control LCD screen is expected to continue to be provided on this model.

In terms of power, at present, only manual transmission models equipped with 1.5L+5 power system are available, while 1.5T power comes standard with 6 speeds. Therefore, the 1.5T manual transmission model to be launched at the end of March will fill the gap between them. In terms of parameters, the direct injection of in-line four-cylinder all-aluminum in 1.5T cylinder is 113kW(154PS), and the peak torque is 240 N m.. (Text: Pacific Han Rui)

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The new model will match 6 speeds.

The Indian-controlled Kashmir garrison used civilians as human shields and shot its commanders.

  CCTV News:Since July, India and Pakistan have frequently exchanged fire along the actual line of control between India and Pakistan in Kashmir. At this stall, news of low morale and the spread of war-weariness has repeatedly emerged in the Indian army. On the 17th, there was an incident in which Indian soldiers shot and killed the commander, and it was only a mobile phone that triggered the bloody case.

  Indian soldiers in Indian-controlled Kashmir were reprimanded for playing mobile phones and angered the major.

Death officer: Chylka Tapa

Death officer: Chylka Tapa

  According to "India Express" reported on the 20th, this tragedy happened at a post in Baramula district in northern Indian-controlled Kashmir. At about 12: 15 noon on the 17th, an Indian army soldier used a mobile phone while on duty, and the inspected major was found and reprimanded. When there was a dispute over the confiscation of the mobile phone, the screen of the mobile phone was broken, so the soldiers became angry and immediately picked up the AK47 rifle and killed the major on the spot.

Brothers kill each other.

Brothers kill each other.

  Why can a mobile phone trigger a bloody case? According to the "Kashmir Watch Network" headquartered in Europe, in the Indian army in India-controlled Kashmir, similar bloody conflicts occur from time to time. Many Indian soldiers did not die at the hands of the "enemy", but they were killed by comrades-in-arms because of various disputes:

  In 2011, a fire broke out in the 18th Brigade of the Central Reserve Police Force of India, resulting in three soldiers killed and one seriously injured.

  In 2013, a patrol soldier shot at his sleeping comrades in the camp with a rifle, resulting in two deaths and two injuries.

  In 2016, two Indian army soldiers shot at each other, resulting in one death and one injury.

  According to experts’ analysis, the mental stress of Indian soldiers has greatly increased due to reasons such as being away from family members and harsh environment, which has led to frequent incidents of "military camps cannibalizing each other". The BBC quoted Indian military sources as saying that the morale of the troops stationed in Indian-controlled Kashmir was "very low", and many soldiers gradually became uncomfortable with the role played by Indian troops in Kashmir, "fearing that they would actually become occupying forces".

  Indian-controlled Kashmir garrison used civilians as "human shields" to deal with protests.

The Indian army tied a local to a military vehicle as a "human shield"

The Indian army tied a local to a military vehicle as a "human shield"

  At the beginning of 2017, the Indian government launched a series of investigations on soldiers stationed in Indian-controlled Kashmir. Some soldiers complained that the troops had poor food and often went hungry, and blamed this on the "corruption" of the military. In April 2017, during the parliamentary by-election in Srinagar, India-controlled Kashmir, violent protests occurred in the local area. The Indian army tied a local person to a military vehicle as a "human shield", which attracted public criticism. The commander involved said that this was to protect the soldiers from the local "mob", and the commander was not punished afterwards, but was praised. Media analysis said that the military’s move is precisely to boost morale.

  Pakistani military: In 2017, India violated the ceasefire agreement 580 times, the highest in the calendar year.

  Since the partition of India and Pakistan in 1947, India and Pakistan have been in constant conflict over Kashmir. The two sides have repeatedly exchanged fire near the actual line of control and accused each other of violating the ceasefire agreement. According to the Pakistani military, India has violated the ceasefire agreement near the actual line of control as many as 580 times this year, the highest in history. On the 19th, the Indian army shelled Palestinian military strongholds and civilians again, causing many deaths, and the Pakistani military immediately said that it would launch a counterattack.